E-cert (digital certificate)

Slides:



Advertisements
Similar presentations
New Cheque Standards! Effective July 1st, 2007 What do you need to know? Canadian Payments Association.
Advertisements

M.B.A. II SEMESTER Course No. 208 Paper No. – XVI E-Business Dr.N.C.Dhande Unit II e-business frameworks e-selling process, e-buying, e-procurement, e-payments:
Chapter 6 E-commerce Payment Systems. Traditional Payment Systems Cash Checking Transfers Credit Card Accounts Stored Value Accounts Accumulating Balance.
 Invoices/Purchase Orders/Order Forms (copies of forms)  Sales Journal/Accounts Receivable Record (Excel spreadsheets)  Purchases (copies of forms)
Checking Services and Credit-Card Transactions. Key Words 1. ATM cards 2. Cashier’s check 3. Money order 4. NSF 5. Notary Service 6. Online banking 7.
Copyright © 1999, Financial Services Technology Consortium. All rights reserved. FSML and Echeck Milton M. Anderson Financial Services Technology Consortium.
A Future with E-cheques Mr. Shu-Pui Li Head, Financial Infrastructure Development Division Financial Infrastructure Department Hong Kong Monetary Authority.
Design of E-Check System Date : Apr. 11, 2001 Course Title : Computer Security and Electronic Payment System Team Members : 최미진, 김민지, 박정호, 전우석.
Creating a Winning E-Business Second Edition
© Copyright IBSP – IBSP Hong Kong Ltd Internet Business Service Provider.
E-banking.
Building Bucks Taxes and Tax Credits. Take advantage of tax deductions and incentives – Earned Income Tax Credit (EITC) – Child Tax Credit (CTC) Refund.
CHAPTER 10 Created by, David Zolzer, Reversed By ::Oldog Workshop::, Roger Lan E-commerce Payment Systems.
Credit Card And Prepaid Process Edward M. Kwang President.
“Electronic Payment System”
Digital Payment Systems
Financial Transactions on Internet Financial transactions require the cooperation of more than two parties. Transaction must be very low cost so that small.
Chapter 3 Accounting for Current Accounts Department
Jurisdictional Presentation May 21 st 2015 New Online Business Filing System.
EPS (Electronic payment system) is an online business process used for fund transfer using electronic means, i.e  Personal computers  services  Mobile.
12 th XBRL International Conference National Tax Agency JAPAN.
Introduction to Business Organisations
Copyright © 2002 Pearson Education, Inc. Slide 6-1.
BZUPAGES.COM Electronic Payment Systems Most of the electronic payment systems on internet use cryptography in one way or the other to ensure confidentiality.
Creating a Winning E-Business Second Edition Operating Your E-Business Chapter 5.
Electronic Payment Systems. How do we make an electronic payment? Credit and debit cards Smart cards Electronic cash (digital cash) Electronic wallets.
1.7.2.G1 © Family Economics & Financial Education – Revised May 2009 – Financial Institutions Unit – Electronic Banking Funded by a grant from Take Charge.
Identity Theft  IDENTITY THEFT occurs when someone wrongfully acquires and uses a consumer’s personal identification, credit, or account information.
Traditional and Electronic Payment Methods Chapter 3.
By Ciaran carney. ADD COM  Etiquette – Acceptable Use Policy  Use a suitable subject in the - this helps the reader to understand what the message.
Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. McGraw-Hill Technology Education Chapter 9B Doing Business in the Online World.
Chapter 7: E-Commerce Security and Payment system
Here are some paper use reduction strategies to consider for your organization: Analyze your largest documents, such as publications and major mailings.
Payment Systems Unit 34: E-commerce M2 - Compare two different payment systems used in e-commerce systems.
Example of publishing a book The publisher is in London. The author is in Hong Kong. Contract was signed with digital signatures. It was written in Hong.
© Oklahoma State Department of Education, All rights reserved. 1 Standard 3. Finding Financial Services.
Business Math 3-3 Online banking. Goal Calculate account balance needed to make online payments.
TAXCO BUSINESS SERVICES INC. Division of Des-Dawn Corporation BOOKKEEPING | PAYROLL | TAX FILING | TAX PLANNING | CONSULTING INTRODUCING TAXCO BILL PAY.
1.7.2.G1 © Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Funded by a grant from Take Charge.
“ PROFIT AT YOUR FINGERTIPS ”. What is Scrip? Definition: A list, paper money; a means Before printing, workers were not always paid in cash but in certificates.
Education Solution.
222 About RPost Leader in security since 2000 Endorsed by more than 20 major bar/law associations Used by U.S. Government Used by insurance carriers.
International Student
Electronic Banking Trivia.
Lesson 5.2 Banking Services and Fees
M-Powered Services & Putting through Leads.
“Big Leap to Smarter City: Digital Signature Automation + Digital Certificate” 22 April 2016 (10: :00) Seminar and April 2016 (10:00 -
Export Documents electronically processing
Take Charge of Your Finances
Doing Business in the Online World
Chapter 7 Cash Accounting, 21st Edition Warren Reeve Fess
How do I take advantage of this great opportunity with 4Life in India?
Chapter 6- Source Documents
McGraw-Hill Technology Education
17 Banking and Financial Services
E-cert (Digital Certificate)
The Causeway Company uses the following procedures to process the cash received from credit sales. The mailroom receives checks and remittance advices.
Automated Bulk Signing Solution
What is BankMobile? A process to select how to receive student refunds and student payroll payments It is fast, secure, and convenient. Go to:
Electronic Banking Trivia.
E-cert (Digital Certificate)
The Office Procedures and Technology
The Causeway Company uses the following procedures to process the cash received from credit sales. The mailroom receives checks and remittance advices.
ELC 200 DAY 25 & 26.
Business Documents This presentation provides an overview of the key points and financial documents related to paying for purchases. Note for tutors: If.
TESTING THE PAYROLL SYSTEM
Unit 1b – Functions of Departments
Lesson 4.2 Banking Services and Fees
PCI, PII & 2015 Accounting.
Presentation transcript:

E-cert (digital certificate)

From Hongkong Post White memory stick Hongkong Post smart card Memory stick + card reader With your e-cert inside (done by Hong Kong Post) Two programs inside Hongkong Post smart card With your e-cert inside Password envelope Digital signature is as good as a signature on a paper (legally binding)

From Hang Seng Bank Green Bank Card Copy your e-cert to this card later

From E-mice Yellow Card E-cert (sent to you through E-mail) Reference number Password E-cert (sent to you through E-mail) For training only Related to your e-mail account in Lingnan

Look up someone’s public key Personal e-Cert Real certificate www.hongkongpost.gov.hk/pc E-cert for training www.hongkongpost.gov.hk/ec

Liability Keep your password and Hong Kong post card in a safe place. Report to Hong Kong post if you lose your e-cert. Revoke the e-cert

E-cheque consumer accesses the merchant’s server and select goods consumer sends electronic checks to the merchants. E-cert is used to encrypted and digitally sign the e-cheque. merchants verify the consumer’s electronic signature. merchants forward the e-cheque to the clearing house. The clearing house works with banks and transfer money’s to merchants’ account.

What are the benefits? Discuss in groups and present your answers

Barriers to cashless society Individuals Need more training and education Organizations Need more technical support Need more training and education for their staff Need the infrastructure

Digital signatures Arguments with payments (between banks and Clients) Better protection for client Better protection for Banks / financial companies Solution for Micropayment Small amount of payment

Application with digital signatures Many organizations received fake certificates from job applicants. Difficult and time consuming to verify certificates Universities will issue certificate (a file) with digital signature (of the universities) to 0

Other applications Banks Government Others Two factor authentications Tax return (Inland Revenue Department) Renew license Others http://www.hongkongpost.gov.hk/product/ecert/usage/index.html

Green Computing Reduce consumptions of resources More environmental friendly Examples Less papers Less heat Reduce travelling Teleconference

Reengineering Rethinking or radical redesign of business process

Renew of car license (1st version) Submit documents in one counter Verify the documents A long queue Paid the Amount in another counter Distribute the new license in another counter Another long queue

problems At least two or three hours waiting time Overcrowded Everyone stayed there for several hours Air pollutions (people are allowed to smoke) Noisy environment

Renew of car license (2st version) Everything is done in one counter Verify the document Key in data Accept payment Print the new license Benefits Waiting time reduced 5 to 30 minutes

Renew of car license (3rd version) Scan documents Fill in the form online Provide credit card numbers Digitally signed the application (with e-cert) Submit everything with Internet New license will be sent by registered mail

Renew of car license (future version) Scan documents Fill in the form online Provide credit card numbers Digitally signed the application (with e-cert) Submit everything with Internet Electronic License will be sent to the applicant With the digital signature of the government Applicant can print a hard copy (if necessary)

Charge model of Cloud Computing Storage (10 G or 1000G) / period Number of employee Usage of software packages Accounting Customers relations Sales processing Number of invoice Number of servers CPU times

Classes Tuesday, 23 November 2010 Project presention BUG19 Time: 4 pm to 6 pm Bring your personal e-cert to the class Project presention Teams with sequence number 1 to 5 Convince someone to invest (e.g. Bill Gate, Queen Elizabeth, Warren Buffett)

Bonus point exercise 5 bonus point exercise Prepare one page document any new applications of e-cert or How to promote the use of e-cert? Using Microsoft word Bring your personal e-cert to the class Encrypt (with the teacher’s public key) and sign the document (with your private key) Submit it to WebCT

Wednesday Wednesday, 24 November 2010 A short seminar NAB319 Time: 4 pm to 6 pm A short seminar About half an hour Offered by the ITSC

Presentation Rehearsal is important Write your powerpoint file in a CD Check the time Set up milestones Write your powerpoint file in a CD Submit the CD right after your presentation This is your plan B. Punctuality is important Earlier is better for important presentation Work as a team