Exhibit 1:Summary Table 2017 2018 2019 2020 30-year PMMS (%) 4.0 4.5 5.1 5.6 Total home sales (M) 6.12 6.07 6.18 6.25 House price growth (%) 7.2 5.5 2.8 Total originations ($B) $1,810 $1,649 $1,650 $1,600

Exhibit 2: Mortgage rates expected to continue to rise in 2019 Percent Source: Freddie Mac Primary Mortgage Market Survey® (PMMS®) Dashed line indicates forecasted data.

Exhibit 3: Home Sales expected to regain momentum despite recent dip Source: US Census Bureau, Freddie Mac October 2018 Economic and Housing Research Outlook. Note: Dashed line indicates forecasted data

Exhibit 4: House Price Appreciation in the U.S. Source: Freddie Mac House Price Index, October 2018 Economic and Housing Research Outlook Note: Shaded bars indicate forecasted data.

Exhibit 5: Mortgage originations likely to decline slightly in 2018 Purchase ($T) Refi ($T) Source: Freddie Mac October 2018 Economic and Housing Research Outlook Note: Totals may not add due to rounding ; * Includes only 1st liens