Short-Term Disability New STD Eligibility – 60% Payout Years Week 1 Week 2 Week 3 Week 4 Week 5 Week 6 Week 7 Week 8 Week 9 Week 10 Week 11 Week 12 LTD 0 to 1   1 to 10 11+ Yrs Must be employed for One Year before benefit Eligible. Three (3) week waiting period before benefits begin once eligibility period is met. Years 1 to 10 years – eligible for up to 5 weeks of pay at 60% following waiting period. Years 11 plus – eligible for up to 9 weeks of pay at 60% following waiting period.