Personal Finance Paying for College

COST 2015-2016 St. Cloud State Univ Univ of MN Twin Cities Mayville   St. Cloud State Univ Univ of MN Twin Cities Mayville *little less if ND Res MSUM *Tuition Freeze NDSU *little less ND Res UND M State Concordia Tuition + Fees $7,910 $14,224 $6,861 $8,117 $9,158 $8,938 $5,328 $36,878 Residence + Food Plan $8,230 $9,058 $7,830 $8,076 $7,918 $7,856 $7,810 Books + Supplies $1,200 $1,000 $1000+ Total $17,340 $24,282 $14,691 $17,393 $18,276 $17,794 $7,328 $45,688

How Can I Afford This??? Concurrent & AP classes in high school Fafsa- Grants Work-Study Loans Savings Scholarships Consider being an RA (resident assistant)

Concurrent & AP Concurrent AP College Classes in the High School Mstate MN Resident: $159.15 X 3= 477.45 NDSU MN Resident: $371.25 X 3= $1,113.75 ND Resident: 337.41 X 3= 1,012.25 UND MN Resident $364.58 X 3 = $1,093.75 ND Resident $322.54 X 3=$967.62 AP Class all year May take a test score of 1-5 Most schools award credit for a score of 3+ AP Credit Search

FAFSA Fill out as soon as you can after October 1st Parents need to have their taxes done FAFSA night in October Grant- FREE money you do not have to pay this back! Work-Study- money earned by a student through a job on or near campus- do NOT have to pay back Loans-HAVE to pay back Subsidized-Gov’t pays interest Unsubsidized-YOU pay interest from day 1

Savings Work and SAVE up now! Put money away into college funds or mutual funds etc… (some place where you will earn interest)

Scholarships FREE MONEY Moodle Other School Counselor Websites MCIS Username: perham Password: jackets FREE MONEY Application, GPA, Volunteer, Leadership, Recommendation, Character, Work, Essay