MAKE THE BLOCKCHAIN WORK FOR YOU Bluzelle provides blockchain powered solutions for insurance businesses to meet customer needs.

Bluzelle provides blockchain-powered applications for the financial services industry - banks, insurers, mobile finance. Our products include real-time payments, insurance managements, KYC-identity. Bluzelle are experts in all blockchain technologies and provide the network layer reducing the investment needed by our customers. dzuno.

Incumbent insurers have overlooked the importance in claims handling functions. This presents an opportunity for disruptive new entrants to capture the market Samantha is tired of her experience with insurers. She feels her needs are not met. Convenience Mobile Ease of Claims Seamless Experience Peace of Mind Relevant Pricing

Sam buys auto policy and smart contract is created onto the blockchain We want to give Insurers the ability to offer Usage Based Insurance POLICY PURCHASED AUTO TRIP IS MADE CONTRACT EXECUTION CLAIM PROCESSED Sam buys auto policy and smart contract is created onto the blockchain Sam drives to meet a friend for lunch. Telematics calculate distance & behaviour. Data sent to smart contract; processes transaction looking at policy conditions The calculated funds are then deposited or withdrawn from Sam’s wallet.

Tech Components Signing Tool Listening Tool Smart Contract Engine Cryptographically signs transactions with keys that only the server and authorized clients know Listening Tool Receives transactions from addresses we can receive from, validates the transactions, connects to our core engine to relay the details Smart Contract Engine The “brain” that coordinates everything Policy Template A smart contract system that has all the necessary fields and business logic to produce policies Policy Issuer When a customer signs up for a new policy, it is issued an registered onto the blockchain

Bank Account (Simulated) Example Architecture for Personal Injury Product Customer Payment to insured from bank account (Simulated) 9 8 Signed blockchain request to make payment Bluzelle Payment Tool 7 Secure request to pay paid amount from insurer to insured Bank Account (Simulated) Bluzelle Smart Contract Listener Content Storage 6 Payment event to pay paid amount to insured Ethereum Blockchain Smart Contract Processing AWS Microsoft Azure BT Radianz Your Own Start Injury data + injury photo hash + GPS co-ordinates (pre-authorization request) Insurance claimable amount 2 3 Encrypted receipts and other treatment-related documents 12 End 1 Photos of injury + injury type, data, GPS co-ordinates, etc. 5 Claimable insurance amount, result of claim preauthorization 10 Receipts and other documentation in image form Bluzelle Smart Contract Engine OCR Smartphone App (Simulated) 4 Injury image data (encrypted, based on claim number) 11 Hash data of receipts + hash of all documents

Lower Processing Costs INSURER BENEFITS New Customer Markets Lower Processing Costs New Products Happier Customers

Our Smart Contracts reduce FI overhead costs by objectively executing contracts - based on the data existing at the time. They are able to govern money and other financial instruments. Contracts can be processed and transferred instantaneously, reducing human power costs. Can apply to Insurance, Property Rights. Real Time Processing We enable interoperability so the smart contract is written in the Ethereum protocol but funds can transfer through our payment products & tie into identity. Connects with other Products Dynamic Adjustments As new information is received, the contract can change accordingly to reflect the new reality. Ex. Delays in shipping, health gets better, etc.

SYSTEM BENEFITS Objectively verifiable data consistency Verifiable Proof of Existence Inalterable Record of History Fast Data Sync Blockchain objectively proves existence of data without revealing contents of the data. Information can be digested into a digital hash and embedded into a sequential blockchain. A complete audit trail of all changes made to the customer policy and claims. If a dispute occurs, insurer can instantly grab the entire history that is immutable. Blockchain technology creates data consistency without a central server. Guarantees every node in the network will always know if it is in-sync with the rest of the network. Information entered can be distributed across the network in a timely and near real-time basis. Insurers and partners know latest changes in customer behaviour.

ABOUT BLUZELLE THE TEAM CUSTOMERS PARTNERS INVESTORS RECOGNITION Bluzelle’s team is comprised of people experienced in artificial intelligence, machine learning, cybersecurity, financial technologies and more. Bluzelle’s technologies are enterprise-ready and tested through its implementations with financial institutions. PARTNERS INVESTORS True Global Ventures - an international VC with over 40 partners in 9 major cities around the world. Partners include those who have sold their businesses to Alibaba and been named Europe’s Angel of The Year. RECOGNITION

GETTING STARTED Contact us to learn more about how you can integrate with Bluzelle. hello@bluzelle.com Bluzelle has offices in Singapore and Vancouver Bluzelle Headquarters Level 2, 16 Raffles Quay Singapore 048581