Understanding & Improving Your Credit Score. Understanding & Improving Your Credit Score Overview.

Slides:



Advertisements
Similar presentations
Understanding a Credit Card
Advertisements

Good vs. Bad Credit Credit – the ability to borrow money and pay it back later. Good credit means: Lenders want to loan money to you because you have.
Statement of Financial Position
Personal Finance.  Who comes up with my credit score? One of the three credit bureaus  TransUnion  Equifax  Experian  How do they determine my score?
Build Wealth, Not Debt Strategies for helping clients out of poverty.
Establishing Credit Presented By:. What is credit? Credit is more than a plastic card you use to buy things --- it is your financial trustworthiness.
Why Credit Matters MS. Zucchero. Keeping Score: Why Credit Matters What is Credit? Think about your last purchase… How did you pay for it…..?
Chapter 6: Credit Use and Credit Cards. Objectives Compare and contrast installment and non-installment credit and discuss the costs of credit. Discuss.
Building Lasting Wealth A REAL ESTATE INVESTMENT SEMINAR.
Understanding Credit Cards
  center-com/781-understanding-your-credit-score- video.htm#mkcpgn=snag1
Managing Your Money What You Need to Know About Budgets, Credit Cards and Paying For College.
ADVANCED INVESTMENT SEMINAR. ! CAUTION ! You already know why you want to invest:
Reverse Mortgages. What is a reverse mortgage? Traditional ways to receive cash from your home:
To Your Credit 1. 2 Introduction Instructor and student introductions. Module overview.
Credit Cards Independent Living. Why learn about credit/credit cards?!  9 out of 10 American families use credit  Mortgage, Medical, credit cards, etc.
Understanding Your Credit Score By Your Name Company Telephone Number & URL Logo Enter your company tag line here.
LESSON How do you establish a positive credit history? Protecting Your Credit 18.2.
Financial Literacy Education III: Credit and Credit Cards Fall 2010 Online Version for Program Course Credit
FINANCIAL AWARENESS CREDIT CARDS & LOANS Lesson 2: Credit Basics – Part 2 Instructor PowerPoint Copyright © 2009, Thinking Media, a division of SAI Interactive,
© Take Charge Today – August 2013 – Understanding Credit Cards – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School of Family.
Chfa risk information score card (chfa risc) Presented by: Karen Harkin
To Your Credit 1. 2 Purpose To Your Credit will: Show you how to read a credit report. Help you build and repair your credit history.
SCORE SOME POINTS UNDERSTANDING AND RAISING YOUR CREDIT SCORE.
Since The Financial Crisis, Millions of Americans Have Experienced  High Credit Card Debts  Low Credit Score  Bankruptcy  Foreclosure  Loan Denial.
CHAPTER 26 – HOW TO GET AND KEEP CREDIT What I need to know…
Student Loans And Credit: An Overview. Student Debt The Class of 2013 is the most indebted ever with 70% of graduates carrying an average debt of $35,200.
KEEPING SCORE: WHY CREDIT MATTERS. ESSENTIAL QUESTION: WHAT DOES IT MEAN TO BE CREDITWORTHY?  Think about your last purchase. How did you pay for it?
Establishing Credit Presented By:. Credit is more than a plastic card you use to buy things --- it is your financial trustworthiness. What is credit?
SESSION 20: BORROWING Talking Points Borrowing 1. People receive credit when they obtain the use of someone else’s money to purchase goods or services.
Credit: Buy Now, Pay Later Chapter 5. Credit  3 C’s of credit  Character, Capacity, Capital  Credit History-record of your prior credit purchases and.
Section 2: Understanding what you make.  Explain my current (or future) paycheck.
Credit and Credit Cards Costs and Benefits of Having a Credit Card ©2012, TESCCC.
Your Credit Score Analyzer Try it today!. “Many Americans lack essential knowledge about credit reports and scores.” (Consumer Federal of America, 2003)
Banking and Borrowing Chapters 5-7 in Text. Financial Institutions.
+ Credit Cards Independent Living. + The granting of credit: The 3 C’s In order to be approved for a credit card the creditor will look at the following.
Understanding a Credit Card “Take Charge of Your Finances” Advanced Level.
亚洲的位置和范围 吉林省白城市洮北区教师进修学校 郑春艳. Q 宠宝贝神奇之旅 —— 亚洲 Q 宠快递 你在网上拍的一套物理实验器材到了。 Q 宠宝贝打电话给你: 你好,我是快递员,有你的邮件,你的收货地址上面 写的是学校地址,现在学校放假了,能把你家的具体 位置告诉我吗? 请向快递员描述自己家的详细位置!
The Components of Credit Scores BY RICHARD THRIPP APRIL 27, 2016 PRESENTED IN FULFILLMENT OF: TOASTMASTERS ADVANCED COMMUNICATION SERIES TECHNICAL PRESENTATIONS.
Why Credit Matters?. Do Now  What was your last purchase and how did you pay for it? Did you use cash, debit credit or check?  What are the differences.
How to Improve Your Credit Score Who Determines your Score? Three Credit Bureaus:
© Take Charge America Institute – September 2008 – Workshop Guide – Understanding Credit Reports Advanced Funded by a grant from Take Charge America, Inc.
Making the Most of Your Credit An Advantis Credit Union Better Together Workshop.
THE IMPORTANCE OF REVIEWING AND UNDERSTANDING YOUR CREDIT REPORT.
The Mechanics of Credit Scoring Cheryl Kenney / National Strategic Accounts
LOGO Организация кредитования в Республике Беларусь Костенко А.К., к.э.н., доцент.
THE KEYS TO HOME OWNERSHIP UNLOCKING THE DOOR TO YOUR DREAM Your Logo Here Presented By:
UNDERSTANDING & IMPROVING YOUR CREDIT SCORE TO RECEIVE THE VERY BEST MORTGAGE RATES YOU MAY NEED TO IMPROVE YOUR CREDIT SCORE Your Logo Here Presented.
The promise to pay money in exchange for the right to receive goods and services now. Examples Personal Loans Mortgages. Credit Cards Lines of credit.
Credit -The ability to borrow now and pay later, usually with interest. 1 Mrs. Reed's Work and Family Studies.
Credit Scores, Credit Cards, and Consumer Debt Unit 1: Personal Finance Economics – Mr. Khalil How can your credit score affect your life? What is your.
MATH BELL RINGERS SKILLS FOR EVERYDAY By: Mindy Lingo M.Ed. Sooner Scholar University of Oklahoma.
涉外合同中的法律适用问题 --- 以上海地区为例 Group 2 吕雅丽 王燕玉 刘彧 孙煜 韦卫玲 李天奇 LOGO.
TOP 10 QUESTIONS A BANKER IS ASKED
Credit and Credit Cards
By Your Name Company Telephone Number & URL
math BELL RINGERS: Skills for Everyday
WED. March 29, 2017 TODAY’S AGENDA
Subsidiary Ledgers A Subsidiary ledger is a group of accounts with a common characteristic, assembled together to facilitate the recording process by freeing.
Who Determines your Score? Three Credit Bureaus:
Credit and Credit Cards
Understanding Credit Cards
WHY CREDIT? Financial Unit
YOUR MONEY, YOUR FUTURE GAME OF LOANS
What is credit and why is it important?
Financial Literacy: Credit Cards
மீன்’ பிடிப்போம்’.
HOW TO IMPROVE MY FICO SCORE?
Your logo here.
I have… I have… Who has 3:40? Who has 12:20? I have… I have…
Presentation transcript:

Understanding & Improving Your Credit Score

Understanding & Improving Your Credit Score Overview

What is a Credit Report?

Who Keeps Track of My Credit Report?

What is a Credit Score?

What is the Purpose of a Credit Score?

What Does a Credit Score Indicate?

How is a Credit Score Determined?

How Does the Type of Job I Hold Impact My Credit Score?

Which Parts of My Credit History are Most Important?

How a Creditor Uses This Score

Other Factors a Creditor Uses When Granting Credit

Types of Credit Report Information

Establishing Credit

The Type and Number of Credit Cards You Have Affects Your Score

Managing Your Credit Report

What to Look for When Reviewing Your Credit Report

What if You Find an Error?

How to Improve Your Credit Score

Managing the Credit You Have

Your Logo Here

In Touch Today You have just viewed a demo of the Understanding Your Credit Score PowerPoint presentation from Purchase the full version of this and other presentations personalized with your information and logo at