Credit Impact All Cases All Cases –On Credit Report for 10 Years Chapter 7 Chapter 7 –1-3 Year Practical Impact Chapter 13 Chapter 13 –4-7 Year Practical Impact
Discharge of Debt Chapter 7 Chapter 7 –Debt Discharged in 4 to 6 Months Chapter 13 Chapter 13 –Debt Discharged upon Final Payment
Non-Bankruptcy Alternatives Bulk Sales Bulk Sales Assignment for the Benefit of Creditors Assignment for the Benefit of Creditors Voluntary Repayment Plans Voluntary Repayment Plans Consumer Credit Companies Consumer Credit Companies
Non-Bankruptcy Alternatives Bulk Sales Bulk Sales Assignment for the Benefit of Creditors Assignment for the Benefit of Creditors Voluntary Repayment Plans Voluntary Repayment Plans Consumer Credit Companies Consumer Credit Companies
Non-Bankruptcy Alternatives Bulk Sales Bulk Sales Assignment for the Benefit of Creditors Assignment for the Benefit of Creditors Voluntary Repayment Plans Voluntary Repayment Plans Consumer Credit Companies Consumer Credit Companies
Non-Bankruptcy Alternatives Bulk Sales Bulk Sales Assignment for the Benefit of Creditors Assignment for the Benefit of Creditors Voluntary Repayment Plans Voluntary Repayment Plans Consumer Credit Companies Consumer Credit Companies
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
A Quick Chronology Consultation with Attorney Consultation with Attorney Complete Questionnaire Complete Questionnaire Review with Attorney Review with Attorney Prepare Documents Prepare Documents Review and Sign Review and Sign Credit Briefing Class Credit Briefing Class Filing of the Case Filing of the Case Notice of Hearing Notice of Hearing Financial Education Class Financial Education Class Meet with Attorney Meet with Attorney Attend a Hearing Attend a Hearing Interim Administration Interim Administration Discharge Discharge
What Happens Next Bankruptcy Packet Bankruptcy Packet –Instructions –Divider Pages –Questionnaire –Disclosures –Bankruptcy Booklets