Distribution of Uninsured or Underinsured by Poverty, 2012

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Exhibit 1. Nearly Two of Five Young Adults Spent Some Time Uninsured in the Past Year Notes: FPL refers to federal poverty level. Numbers may not sum to.

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Exhibit ES-1. Summary Highlights: National and State-Level Estimates, Under-65 Population PeoplePercent of population Millions 2012 National 2012 Lowest.

Demographic Trends: Carl Onubogu. Average household income Percentage of population over 25 with less than high school education Percentage.

Medicare Beneficiaries Are at Risk for High Costs Nearly one in four is underinsured (average 2013–14) BeneficiariesPercent of Medicare population Millions.

Percentage Who Received Urgent Care for an Illness or Injury as Soon as They Wanted in the Past Year: Community-Dwelling Individuals by Age Group, 2002.

Percent of Medicare population

Nonelderly uninsured = 46.4 million

Adults with Medical Bill Problems Had Lingering Financial Problems

Combined Employee Premium Contribution and Deductible as a Share of Median Family Income Average employee share of premium plus average deductible as percent.

More Than One-Quarter of Insured Adults Were Underinsured in 2016

Subsidized private insurance

Medicare Household Spending Non-Medicare Household Spending

Nearly a Quarter of Underinsured Adults with Health Problems Skimped on Medications or Got Care in a Hospital or Emergency Department Percent adults ages.

Exhibit 1 Medicare Beneficiaries Spending 20 Percent or More of Income on Premiums and Care, by Poverty Level Percent of Medicare beneficiaries Note: FPL.

More Than One-Quarter of Insured Adults Were Underinsured in 2016

Lower-Income Adults with Marketplace Plans More Likely to View Their Premiums as Affordable Than Adults with Higher Incomes How easy or difficult is it.

Cost-related delay in care Skipped medication because of cost

Reduction Across States in Percentage of People Under Age 65 Who Spent a Large Share of Income on Medical Care Relative to Income 2013– –16 10%–11%

Underinsured Rates by Source of Coverage

Colorado Health Access Survey

Extreme Poverty, Poverty, and Near Poverty Rates for Children Under Age 5, by Living Arrangement: 2011 The data for Extreme Poverty, Poverty, and Near.

Fair/poor health status or any chronic condition**

Percent of uninsured adults ages 19–64 Income level Race Age Firm size

Share of median income (%)

Adults ages 19– Uninsured now 15%

Change in Health System Performance, by Access Indicator, 2013–2016

Across Income Groups, Increasing Numbers of U. S

Percent adults ages 19–64 insured all year who were underinsured*

Percent adults ages 19–64 who pay all or some of premium

Jessica Banthin, Ph.D December 11, 2007

Distribution of 8.6 Million Uninsured Adults Ages 50–64 by Federal Poverty Level and Provisions of the Affordable Care Act Uninsured adults ages 50–64.

Insured all year Total (%) Number (in millions) Uninsured anytime (%)

Percent adults ages 19–64 with a health problem or condition^

The Number of Adults Without Insurance, Forgoing Health Care Because of Cost, and Paying Large Shares of Their Income on Health Care Has Increased, 2001–2010.

Insurance Sources for Young Adults, Ages 19–23, 2006

Deductibles Have Become a Growing Factor in Underinsurance Rates

Hispanics are most likely to lack health insurance coverage, with more than one-third uninsured. Percentage of people under age 65 without health insurance.

Underinsured Rates Among Adults Who Were Insured All Year by Source of Coverage at the Time of the Survey Percent adults insured all year ages 19–64 who.

Inadequate Coverage Is Associated with More Problems Paying Medical Bills Percent of adults ages 19–64 who had medical bill or debt problems in past year*

An Estimated 116 Million Adults Were Uninsured, Underinsured, Reported a Medical Bill Problem, and/or Did Not Access Needed Health Care Because of Cost,

Adults Ages 19–64 Who Are Uninsured and Underinsured, By Poverty Status, 2007 *Underinsured defined as insured all year but experienced one of the following:

Since the ACA, Fewer Adults Are Uninsured, but More Are Underinsured

Percent of adults ages 19–

16 Million Adults Under Age 65 Were Underinsured in 2005

Adequately insured 48% Uninsured anytime 15% Uninsured anytime 36%

About Three of Five Privately Insured Adults with Low Incomes Reported That It Was Difficult or Impossible to Afford Their Deductible How easy or difficult.

Inadequate Coverage Is Associated with More Cost-Related Problems Getting Needed Care Percent of adults ages 19–64 who had any of four access problems.

25 Million Adults Underinsured in 2007, Up from 16 Million in 2003

Subsidized private insurance

Medicaid <133% FPL 26 million

Total Population = 299 million Under-65 Population = 260 million

Two of Five Adults Uninsured or Underinsured 25 Million Underinsured 60 Percent Increase in Underinsured from 2003 to 2007 Percent of adults (ages 19–64)

133%–249% FPL 3.4 million 23% 250%–399% FPL 1.5 million 10%

Adults Ages 19–64 Who Are Uninsured and Underinsured, by Poverty Status, 2003 *Underinsured defined as insured all year but experienced one of the following:

The Number of Underinsured Adults Under Age 65 Rose to 25 Million in 2007, Up from 16 Million in 2003 Percent of adults ages 19– Total.

Uninsured young adults = 13.2 million

Premium tax credits have made the cost of marketplace plans similar to employer plans for low-income adults, but adults with higher incomes pay more Percent.

The Share of Women Spending 10 Percent or More of Their Income on Health Care Climbed over the Past Decade, Especially for Women with Low Incomes Percent.

Adults ages 19–64 who are uninsured or have individual coverage

Households with employer coverage can spend thousands of dollars on premiums and out-of-pocket costs. Distribution of spending on premiums and out-of-pocket.

Percent of adults ages 19–64

Percent of adults ages 19–64

When Low-Income Adults Have a Medical Home and Insurance, Their Rates of Having Cost-Related Access Problems Decline Percent of adults ages 19–64 with.

Uninsured Rates Among Part-Time Students and Non-Students Ages 19–23 Are About Twice That of Full-Time Students Own-employer 7% Own- employer 26% Uninsured.

Under the Affordable Care Act, Young Adults Will Benefit from Newly Subsidized Sources of Health Insurance Percent of young adults ages 19–29 Total

Percent adults insured all year ages 19–64 who were underinsured*

Percent of adults ages 19–64 insured all year who were underinsured

“What Data is Relevant to Insure or Not Insure”

People Percent of population Millions 2012 National 2012 Lowest state

Uninsured young adults ages 19–29 Federal Poverty Level Percent

Presentation transcript:

Distribution of Uninsured or Underinsured by Poverty, 2012 11% 5.1 million 37% 17.4 million 13% 6.2 million 15% 7.3 million 24% 11.3 million 47.3 million uninsured under age 65 in 2012 5% 1.7 million 50% 16.0 million 13% 4.1 million 18% 5.7 million 13% 4.2 million 31.7 million underinsured under age 65 in 2012 Notes: Percentages may not add to 100% because of rounding. Underinsured defined as insured in household that spent 10% or more of income on medical care (excluding premiums) or 5% or more if income under 200% poverty. Data source: March 2013 Current Population Survey.