NFHS Performing Arts Conference Chicago, IL Mindee Holmes Dissinger Reed Tuesday, September 18, 2018

Who is Dissinger Reed? We have specialized in high school athletics and activities since 1982 We represent the NFHS and 26 individual states

NFHS Insurance Program   2017-18 Coaches Association 8,122 Music Association 1,005 Speech/Debate/Theatre 1,476 Stunt/Cheer/Spirit Included Officials 127,050 NFHS Staff 40 NFHS Staff (Intern/Seasonal) 2 NFHS Board 12 NFHS Foundation Board 8 Total 137,715

NFHS Insurance Program General Liability Covered Activities: Liability coverage for claims brought by third parties for allegations of negligence while in the course and scope of the insured members duties during a covered activity/event. The sport/activity must be recognized by the NFHS and/or its members. Office Premise Liability is included. Classroom (curricular) activities and professional sports or activities are excluded.

NFHS Insurance Program General Liability   2018-19 Policy General Aggregate Limit $5,000,000 Products-Completed Operations Aggregate Limit Each Occurrence Limit $2,000,000 Personal and Advertising Injury Limit Damage to Premises Rented to You $500,000 Premises Medical Payments $5,000 Sexual Abuse & Molestation – Each Occurrence $1,000,000 Sexual Abuse & Molestation – Aggregate Participant Legal Liability Included Crisis Response – Each Crisis Event/Aggregate $25,000 Employee Benefit Liability – Deductible $1,000 Employee Benefit Liability – Each Claim Employee Benefit Liability – Aggregate $3,000,000 Continuous or Progressive Injury or Damage Excluded

NFHS Insurance Program Accident Insurance Covered Activities: Insured persons are covered for injury resulting from an accident which occurs directly from: Activities that are scheduled, sponsored, or supervised by the policyholder; Premises owned, leased or borrowed by the policyholder; Travel scheduled, sponsored or supervised by the policyholder;

NFHS Insurance Program Accident Insurance Accident Medical Expense Benefit   Maximum Benefit $50,000 Benefit Period 1 Year Deductible $250 Maximum Dental Limit Included In Medical Max Heart & Circulatory Maximum Benefit $2,500 Malfunction Benefit 10% Physical Therapy/Chiropractic – per Visit/Maximum per Injury $50/$2,000 Durable Medical Equipment – Maximum per Injury $1,000 Outpatient Prescriptions – Maximums per Injury Accidental Death & Dismemberment Benefit $10,000

What Could Go Wrong?

What Could Go Wrong?

What Could Go Wrong?

Thank you!