Cost-Conscious Behavior by Plan Type

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Presentation transcript:

High-Deductible Health Plan Enrollees Are More Engaged in Their Health Care

Cost-Conscious Behavior by Plan Type The 2018 Consumer Engagement Survey finds evidence that enrollees in high-deductible health plans (HDHP) were more likely than those in a more traditional plan to exhibit cost-conscious behavior in their health care decisions. 1. EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey, 2018. 2. Traditional = health plan with no deductible or <$1,350 (individual), <$2,700 (family) in 2018. Source: Paul Fronstin and Edna Dretzka. “Consumer Engagement in Health Care: Findings From the 2018 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey.” EBRI Issue Brief, no. 468 (Employee Benefit Research Institute, December 13, 2018).

Delayed Medical Care HDHP enrollees were more likely to report that they delayed health care in the past year because of cost. One-third of HDHP enrollees reported delaying care, whereas 18 percent of traditional plan enrollees delayed care because of costs. 1. EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey, 2018. 2. Traditional = health plan with no deductible or <$1,350 (individual), <$2,700 (family) in 2018. Source: Paul Fronstin and Edna Dretzka. “Consumer Engagement in Health Care: Findings From the 2018 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey.” EBRI Issue Brief, no. 468 (Employee Benefit Research Institute, December 13, 2018).