SUPPLEMENTARY CONTRACT 1/16/2019 5:33 PM SUPPLEMENTARY CONTRACT (A.D.B) ACCIDENTAL DEATH BENIFIT © 2007 Microsoft Corporation. All rights reserved. Microsoft, Windows, Windows Vista and other product names are or may be registered trademarks and/or trademarks in the U.S. and/or other countries. The information herein is for informational purposes only and represents the current view of Microsoft Corporation as of the date of this presentation. Because Microsoft must respond to changing market conditions, it should not be interpreted to be a commitment on the part of Microsoft, and Microsoft cannot guarantee the accuracy of any information provided after the date of this presentation. MICROSOFT MAKES NO WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, AS TO THE INFORMATION IN THIS PRESENTATION.

ACCIDENTAL DEATH BENEFIT (ADB) This is a contract attached with a main contract of life insurance policy and provides additional coverage equal to basic Sum Assured in case of accidental death of the policy holder. All the persons who have the following characteristics can take this rider: Minimum age at entry: 05 years Maximum age at entry: 55 years Maximum age at maturity: 60 years

RIDER CAN BE ATTACHED WITH THE FOLLOWING PLANS Whole life plan-01 Endowment assurance- 03 Anticipated endowment 05 Joint life assurance -06 Child protection assurance-07 Jeevan sathi-19 Shadabad plan-36 Sunehri policy-73 Child Education & Marriage plan-75& 76 Shehnai policy -77

ACCIDENTAL DEATH BENEFIT (ADB) PREMIUM OF THE RIDER Premium rates ranges from Rs. 1.25 to Rs. 2.50 per thousand of Sum Assured, depending upon the occupational rating of the proposed. MAXIMUM PERMISSIBLE Maximum permissible total sum assured limit under all accidental covers is RS. 80,00,000/-(Eight Million)

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