Private Health Insurance Deductibles: State Averages by Firm Size and Household Type, 2003, 2010, and 2013 2003 2010 2013 Average annual growth 2003–10.

Slides:

Advertisements

Similar presentations

THE COMMONWEALTH FUND Figure 1. Distribution of Individuals Covered by Private Health Insurance, by Type of Health Plan Comprehensive = health plan with.

Advertisements

Figure 1. Premiums for Family Coverage, by State, 2009 Data source: 2009 Medical Expenditure Panel Survey–Insurance Component. Dollars U.S. average = $13,027.

Exhibit 1. Premiums for Family Coverage, by State, 2013 Source: 2013 Medical Expenditure Panel Survey–Insurance Component. Dollars U.S. average = $16,029.

Exhibit 1. Estimated Source of Insurance Coverage, 2014 Note: The number of uninsured in 2014 was calculated using CPS estimates for 2013 minus an estimated.

1 A Comparison of Two Sample Designs for the MEPS-IC John P. Sommers Agency for Healthcare Research and Quality Anne T. Kearney U. S. Census Bureau.

This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.

This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,

This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.

Figure 1. Premiums for Family Coverage, by State, 2008 Data source: 2008 Medical Expenditure Panel Survey–Insurance Component.

Minnesota’s Small Group Market Select Statistics Health Care Access Commission Small Group Insurance Market Work Group September 23, 2010 Stefan Gildemeister.

WISCONSIN HEALTH PROJECT Expanding accessControlling costs

1. Percent change in employment, (Seasonally adjusted: private wage-and-salary workers) Source: U.S. Bureau of Labor Statistics, Current.

Available Data on Alaska’s Uninsured December 2006 Health Planning & Systems Development Unit Office of the Commissioner Alaska Department of Health &

Exhibit 1. Premiums for Family Coverage, by State, 2011 Source: 2011 Medical Expenditure Panel Survey–Insurance Component. Dollars U.S. average = $15,022.

3 August 2006 State Coverage Initiatives Workshop for State Officials 1 Session 3: Coverage Mandates Panelist: Jerry Russo Department of Economics University.

This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.

State Trends in Premiums and Deductibles, : Eroding Protection and Rising Costs Underscore Need for Action Cathy Schoen Senior Vice President.

2013 QHP Eligible Uninsured Cowlitz Family Health Center.

Share of State Variation in 2014 Employer Premiums Explained by Various Factors Notes: We conducted this analysis by regressing median premiums from the.

The Cost of Health Insurance Coverage in New York James R. Tallon, Jr. United Hospital Fund October 25, 2005.

State Trends in Costs of Employer Insurance Coverage: 2003 to 2013 Media Briefing January 7, 2015.

Presenting on behalf of the author team

Kevin Callison, Leslie Muller, Gerry Simons, Brooke Delgoffe

Combined Employee Premium Contribution and Deductible as a Share of Median Family Income Average employee share of premium plus average deductible as percent.

Cumulative Change in Single and Family Health Insurance Premiums and Federal Poverty Level, * * *No data are available for 2007 due to MEPS transition.

Employee premium contribution

Percent of Total Health Care Spending

NYSHealth data snapshot:

Share of median income (%)

Age Related Health Costs and Job Prospects of Older Workers

Exhibit 2.22 Among Firms With 3-50 Full-Time Equivalents (FTEs) Offering Health Benefits Who Looked at Coverage Through a SHOP Exchange, Reasons Why They.

Exhibit 7.19 Among Covered Workers With a Separate Per Person General Annual Health Plan Deductible for Family Coverage and a Per Person Limit, Distribution.

Exhibit 7.24 Among Covered Workers with a Separate Per Person General Annual Health Plan Deductible for Family Coverage and a Per Person Limit, Distribution.

Exhibit Among Firms Offering Health Benefits with 50 or More Employees, Percentage of Covered Workers Enrolled at a Firm That Offers Benefits Through.

Jessica Banthin, Ph.D December 11, 2007

26a. Percentage of employees covered and source of employment-based health insurance, by industry, 2005 (Wage-and-salary workers) 96%

Premiums for employer health plans rose sharply in 2017.

SECTION 11-1 Health Insurance Premiums pp

Exhibit 7.8 Percentage of Covered Workers Enrolled in a Plan with a High General Annual Deductible for Single Coverage, by Firm Size, 2016 * Estimate is.

Exhibit 8.15 Distribution of Covered Workers with the Following Annual Employer Contributions to Their HRA or HSA, for Family Coverage, 2016 NOTE: For.

The Growing Cost Burden of Employer Health Insurance for U. S

After Years of Erosion, Employers Increasingly Offer Health Coverage Employee Benefit Research Institute September 17, 2018 Paul Fronstin. “After Years.

Exhibit 7.12 Percentage of Covered Workers Enrolled in a Plan with a General Annual Deductible of $2,000 or More for Single Coverage, by Firm Size,

Employer Premiums as Percentage of Median Household Income for Under-65 Population, 2003 and percent of under-65 population live where premiums.

Chartbook Section 3 Employment-Based Health Insurance.

Employer Premiums as Percentage of Median Household Income for Under-65 Population, 2003 and percent of under-65 population live where premiums.

Cathy Schoen Senior Vice President The Commonwealth Fund

Average annual growth rate

Premium and deductible costs amounted to nearly 12 percent of median income in Combined employee premium contribution and deductible as share of.

Exhibit 7.9 Percentage of Covered Workers Enrolled in a Plan with a General Annual Deductible of $1,000 or More for Single Coverage, By Firm Size,

Premiums for Family Coverage, by State, 2011

Average deductibles are also outpacing growth in median income.

Percent change Percent with deductible, all firms 52% 81% State range

Employer Premiums as Percentage of Median Household Income for Under-65 Population, 2003 and percent of under-65 population live where premiums.

Projected Annual Savings in Family Premiums, 2015 and 2020

Exhibit 1.7 Distribution of Annual Premiums for Single and Family Coverage Relative to the Average Annual Single or Family Premium, 2016 Percentages.

Estimated Premiums for New Public Plan Compared with Average Current Premiums, Individual/Small Employer Private Market, 2010 Average annual premium.

High Deductibles Relative to Income by Coverage Source at the Time of the Survey Percent with deductibles that are 5% or more of income, adults ages 19–64.

Exhibit 7.23 Among Covered Workers with a Separate Per Person General Annual Health Plan Deductible for Family Coverage, Structure of Deductible Limits,

Exhibit 2.9 Among Firms Offering Health Benefits, Percentage of Firms That Offer to Part-Time Workers, by Firm Size, 1999–2016 * Estimate is statistically.

Exhibit 7.16 Among Covered Workers With a Separate per Person General Annual Health Plan Deductible for Family Coverage, Distribution of Maximum Number.

Exhibit 2.21 Among Firms With 3-50 Full-Time Equivalents (FTEs) Not Offering Health Benefits Who Looked at Coverage Through a SHOP Exchange, Reasons Why.

Exhibit 2.9 Among Firms Offering Health Benefits, Percentage That Offer Health Benefits to Part-Time Workers, by Firm Size, 1999–2015 * Estimate is statistically.

Employee premium contribution as share of median income

Exhibit 14.8 Among Offering Firms With Fewer Than 500 Employees, Percentage of Employers who Provide Benefits Through a Co-Employment Arrangement with.

Average Annual Change Adjusted for Inflation is 5.3%

Exhibit 7.19 Among Covered Workers With a Separate per Person General Annual Health Plan Deductible for Family Coverage, Distribution of Maximum Number.

Exhibit 7.15 Distribution of General Annual Deductibles for Single Coverage After any HRA/HSA Contributions, By Firm Size, NOTES: Testing found.

Exhibit 7.18 Among Covered Workers With a Separate Per Person General Annual Health Plan Deductible for Family Coverage, Structure of Deductible Limits,

Exhibit 7.18 Among Covered Workers With a Separate per-Person General Annual Health Plan Deductible for Family Coverage, Structure of Deductible Limits,

Presentation transcript:

Private Health Insurance Deductibles: State Averages by Firm Size and Household Type, 2003, 2010, and 2013 2003 2010 2013 Average annual growth 2003–10 2010–13 Share of enrollees who have a deductible on their employer-sponsored plan 52% 78% 81% Average, all firms Single-person plan $518 $1,025 $1,273 10.2% 7.5% Family plan $1,079 $1,975 $2,491 9.0% 8.0% Average, small firms $703 $1,447 $1,695 10.9% 5.4% $1,575 $2,857 $3,761 8.9% 9.6% Average, large firms $452 $917 $1,169 10.6% 8.4% $969 $1,827 $2,307 9.5% 8.1% Note: Small firms = firms with fewer than 50 employees; large firms = firms with 50 or more employees. Source: Medical Expenditure Panel Survey–Insurance Component, 2003–2013.