Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved. 1

DREAMS! ADream is something that really motivates you to work hard, so you could make your dreams come true. The The saying goes Being born poor is not a sin, BUT being born poor and not having a dream to persevere in life is a great sin ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day2

OUR PRODUCT RANGE 1.Herbal Teas 2.Herbal Coffees 3.Herbal Supplements 4.Bath & Body Care 5.Home Care All these benefits are accessible to all our Horizons Beyond Dreams Dreams, clients. ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day3

Optimum Nutrition ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day4

©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day5

©2012 Horizons Beyond Dreams, All Rights Reserved. 6

Horizons Beyond Dreams ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day7

How to join Horizons Beyond Dreams As a Deposit Reference, use your Name OR Cell Number followed by the Horizons Beyond Dreams, Package Name you are depositing for. Example: - RABBIT OR - Buffalo If you are a non-registered member Fax or the Deposit Slip together with your ePin Request form to our office. Fax Number: Address: OR If you are a registered member request your ePin through our system at Your ePin will be sent to you immediately our office has verified your deposit transaction. Use your ePin to register yourself online on our system using the ePin received. The system will send you a welcoming message to your confirming your registration.. 8 ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day

As soon as you logged into our Horizons Beyond Dreams Dreams, plan with a registration fee of $20.00 or $ you gain access to all our exciting products, Compensation Plan and enjoying preferential prices with our product and services. As you introduce each new member who registers directly under you as sponsor or when your direct introduces any new member, or when any of your indirects introduce any new members you build up to more cash back. The same is also true for products purchased you get a bonus from your personal purchases as well as from any purchases made in your downline chain to infinite generations. 9

1 The system consists of two trees with following levels: PRODUCT Multiplier BOARD Heres how it works… 5 STAR=25% - 35% 4 STAR=20% -30% 6 STAR=30% -40% 3 STAR=15% -25% 7 STAR =35% - 45% 1 STAR= 5% -15% 2 STAR=10% - 20% Rabbit /Buffalo Honorary Levels Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved.

5 =25% to 35% 4 =20% to 30% 6 30% to 40% 3 =15 to 25% 7 35% to 45% 1 = 5% to15% 2 =10% to 20% Rabbit or Buffalo Honorary Level 10 Types of Income 1. Retail profit: 30% 2. Board payout $50 to $ Direct bonus: 5%-45% 4. Indirect bonus: 5%-40% 5. Leadership bonus: 5% 6.Residual Bonus 2.5% to 10% 7. Honorary bonus: 5% 8. Business Generation Bonus 9. Profit Sharing: 2% 10. Special awards,Incentives, International trips, cars Houses and villa ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day11

Horizons Beyond Dreams payout in bonuses and awards exceed more than 57% of total sales! Horizons Beyond Dreams payout in bonuses and awards exceed more than 70% of Registration income! Indirect Bonus 5%-40% Leadership Bonus 5% 63% Honorary Bonus 5% Special Awards 2% Direct Bonus 5%-45% Multiplier Bonus 78% ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day12

1. Horizons Beyond Dreams Multiplier Board Business Plan Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved.

Heres how it works… 1. Horizons Beyond Dreams Multiplier Board Business Plan Natural goodness all day every day

1. Horizons Beyond Dreams Multiplier Board Business Plan Natural goodness all day every day

1 Payments for cycles are made every Friday, our closing days for Friday payments is the Wednesday preceding the Friday that the payment is carried out. In the event that you cycle out on Thursday, you will receive your payout on the Friday the following week. Payments for product sales are made on the 10 th of every month for sales submitted before the 16:30 on the 25 th of preceding month. Heres how it works… Natural goodness all day every day

DISTRIBUTORSHIP Horizons Beyond Dreams DISTRIBUTORSHIP RABBIT B USINESS L LL LICENCE $ BUFFALO BUSINESS LICENCE $ * Horizons Beyond Dreams LIFE TIME MEMBER GLOBAL SPONSORING BEST OF BOTH WOLRDS PRODUCTS AND BOARDS LOW START UP CAPITAL, HIGH RETURN NO RISK, INHERITABLE WORK AT YOUR OWN TIME AND PACE ©2012 Horizons Beyond Dreams, All Rights Reserved. 17

Follow-the-Leader system ensures that your boards move as fast as you want by sponsoring maximum number of people that you can. All your downlines will be connected to you and will always follow you whichever Boards you move to. FOLLOW The Leader Natural goodness all day every day

Jump-Over system allows IDs that have managed to sponsor 2 new members to jump onto the board even before their sponsor. Jump Over allows active members to have preference over inactive members. NOTE WELL! IF YOUR DOWNLINE JUMPS OVER YOU AND CYCLES BEFOE YOU THEY ATTACH TO YOUR UPLINE, AND NOT YOU on that board! Natural goodness all day every day

Spill By Will RABBIT BUFFALO In Spill over the placement of the spill is decided by the system via a standard scan which runs from top to bottom & left to right and the spill joins the original sponsors board by default. However, Spill by Will is a revolutionary feature which when activated enables the sponsor to decide the board of joining. By activating this feature, the sponsor or the group leader can decide the movement of the RABBIT & BUFFALO board. Natural goodness all day every day

$20.00 The Rabbit board is a quick start for those who want to start with $ The beauty is you earn as you grow. Horizons Beyond Dreams Horizons Beyond Dreams compensation plan Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved.

When you exit the board, you earn a $50.00 commission, Horizons Beyond Dreams Horizons Beyond Dreams will then enter you into the Buffalo board.The board splits when all positions on the board are filled. Natural goodness all day every day

Level1 Level2 Level3 Joe Harry Mary Tony Harry Sue YOU Tom Peter PAM Level 3 Level 2 Level 1 ABBY TIM YOU Jill Dan New members are introduced by existing members on Rabbit or the Buffalo Board and will enter at level one (the parking lot) until they have two downlines on different legs(NETWORKS) Linda Adam Board splits and pay out is transferred to E-Wallet $ Jill Linda TimAbbyAdam BETTY GregDan GREG New Activated Members Enter Level 1 From Left BETTY PARKING LOT

Joe Harry Mary Joe Harry Mary Joe enters the next board earning USD xxx When Level 1 is filled 2 NEW boards are formed with a NEW row of 4 Level 1 positions under each NEW board New Board #2 – 8 Level 1 positionsNew Board #3 – 8 Level 1 positions Level 1 Level 2 Level 3 Level 2 Level 1 Step1: All Activated members appear on the board, (Activated member has two or more downlines Harry Sue YOU Mary Tony Jill Tony Helen Adam Jill May Step2: When level one(1) fills the board splits into two Sue Melissa You Linda Ross Peter Greg Dan Greg Dan Step3: Payout moved into E-wallet of Leader of board who moves into parking lot of next board TimJill Abby AdamLinda Dan Tom Joe Harry Mary May Tom Zuze v Zuze Parking lot Natural goodness all day every day 24

When you cycle out of the Rabbit board, you enter the Buffalo board at Parking Level (parking lot until you have 2 downlines join you). Or when you register with $ you immediately enter the Buffalo Board parking lot, jumping the Rabbit Board. Buffalo Board Payout : $ Natural goodness all day every day25

All boards work exactly the same way as the Rabbit Board(with the exception of the Leopard board), the only difference being that your down-lines cycle from the lower Board and join you, filling up the board. New members can only Start from the R RR Rabbit or B BB Buffalo board. Buffalo Board Payout : $ Natural goodness all day every day 26

When you exit the board, you earn a $ commission, Horizons Beyond Dreams Horizons Beyond Dreams will then enter you into the Elephant board.The board splits when all positions on the board are filled. Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved.

Level1 Level2 Level3 Joe Harry Mary Tony Harry Sue YOU Tom Peter PAM Level 3 Level 2 Level 1 ABBY TIM YOU Jill Dan Linda Adam Board splits and pay out is transferred to E-Wallet $ Jill Linda TimAbbyAdam BETTY GregDan GREG New Activated Members Enter Level 1 From Left BETTY PARKING LOT New members are introduced by existing members on Rabbit or the Buffalo Board and will enter at level one (the parking lot) until they have two downlines on different legs(NETWORKS)

When you cycle out of the Buffalo board, you enter the Elephant board at Parking Level (parking lot until you have 2 downlines). All boards work exactly the same way as the Buffalo Board(with the exception of the Leopard board), the only difference being that your down-lines cycle from the lower Board and join you, filling up the board. New members can only Start from the Buffalo board. Elephant Board Payout : 1500 Natural goodness all day every day 29

Level1 Level2 Level3 Joe Harry Mary Tony Harry Sue YOU Tom Peter PAM Level 3 Level 2 Level 1 ABBY TIM YOU Jill Dan Linda Adam Board splits and pay out is transferred to E-Wallet $1, Jill Linda TimAbbyAdam BETTY GregDan GREG Activated Members Enter Level 1 From Left BETTY BUFFALO CYCLES ENTERPARKING LOT New members can only be introduced to on Rabbit or the Buffalo Board.

When you cycle out of the Elephant board, you enter the parking Lot of the Rhino board. The board works exactly the same way as the Buffalo and Elephant Boards. You only appear on the board when 2(two) of your down-lines cycle from the Elephant board filling up the vacant positions on your current board, i.e. New members cannot join this board directly. Rhino Board Payout : $ ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day31

Level1 Level2 Level3 Joe Harry Mary Tony Harry Sue YOU Tom Peter PAM Level 3 Level 2 Level 1 ABBY TIM YOU Jill Dan New members can only be introduced to on Rabbit or the Buffalo Board. Linda Adam Board splits and pay out is transferred to E-Wallet $ Jill Linda TimAbbyAdam BETTY GregDan GREG Activated Members Enter Level 1 From Left BETTY ELEPHANT CYCLES ENTERPARKING LOT

When the board fills up, it breaks into two sub-boards promoting you to the next level and the Member at Level 4 cycles out earning $ which is then credited to their Online Wallet instantly. Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved. 33

Qualified Participants from Rhino Board advance to a level 1 Position on to the Leopard Board and continue revolving on the board but moving up HBD ranks !! $ credited to your Online Wallet instantly each time you cycle; Plus a re-entry into the Leopard Board Level 2 Level 3 Level 4 level1 Level 2 Level 3 level1 The successful Cycler re-enters Leopard Board at Level 1 position with $ And $ For each recycle there after level1 Natural goodness all day every day34

Horizons Beyond Dreams Keeps paying you $ each time you cycle out of Leopard. This process goes on and on enabling you to cycle out monthly, weekly and even daily. There is unlimited earning potential. All that is required to cycle out from the Leopard board is help your down-lines come to this Board from the Rhino to qualify you for super Commissions. This time you do not wait for your down-lines to cycle out of the Rhino Board, You enter the board directly. ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day35

$300.00$1, $20, $5, $50.00 ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day36

Each time you cycle out of LEOPARD board you move up the leadership levels, (LION) and Business Generation Bonus is an additional stream of income introduced at LION Level (when you get two Leopard associates in two different legs) to make things easier and help leaders earn more in lesser time. Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved. 37

2. Horizons Beyond Dreams Product Business Plan PV = Point Volume BV = Bonus Value CPV = Cumulative point Volume 1PV = 1 USD $20or$100 KIT REGISTRATION Products 100 PV 5% 5%10%15% Products 200 PV 10%15%20% options 1000 PV 1200 CPV CPV15%20%25% options 5000 CPV 20%25%30% options CPV 25%30%35% options CPV 30%35%40% options CPV 35%40%45% Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day38

1 DISTRIBUTOR * PERSONAL PURCHASE $100 /= ( 100 PV ) * PERSONAL PURCHASE $100 /= ( 100 PV ) 30% RETAIL PROFIT ( Distributor Price ) Rabbit / Buffalo 5% DIRECT BONUS Elephant 10% Rhino 15% ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day39

2 DISTRIBUTOR PERSONAL PURCHASE $200 / = ( 200 PV ) PERSONAL PURCHASE $200 / = ( 200 PV ) 30% RETAIL PROFIT ( Distributor Price ) Buffalo 10% DIRECT BONUS Elephant 15% Rhino 20% 15% INDIRECT BONUS 15% INDIRECT BONUS NO MONTHLY MAINTENANCE ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day40

Natural goodness all day every day 3 DISTRIBUTOR OPTION 1 PERSONAL PURCHASE $1000 = ( 1000PV ) OPTION 2 GROUP PURCHASE ( 1200PV ) OPTION 2 GROUP PURCHASE $1200= ( 1200PV ) 30% RETAIL PROFIT ( Distributor Price ) Buffalo 15% DIRECT BONUS Elephant 20% Rhino 25% 20% INDIRECT BONUS 20% INDIRECT BONUS 10PV PPV PER MONTH ©2012 Horizons Beyond Dreams, All Rights Reserved. 41

3 DISTRIBUTOR $1200 / = 1,200 CPV $ $2400 / = 2,400 CPV Option 2Option 3 10 PPV per month OPTION 1 PERSONAL PURCHASE $1000 = ( 1000PV ) OPTION 2 GROUP PURCHASE ( 1200PV ) OPTION 2 GROUP PURCHASE $1200= ( 1200PV ) OPTION 3 GROUP PURCHASE ( 2400PV ) OPTION 3 GROUP PURCHASE $2400= ( 2400PV ) ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day 42

4 DISTRIBUTOR GROUP PURCHASE ( 5000GPV ) GROUP PURCHASE $5000= ( 5000GPV ) 30% RETAIL PROFIT ( Distributor Price ) Buffalo 20% DIRECT BONUS Elephant 25% Rhino 30% 25% INDIRECT BONUS 25% INDIRECT BONUS 15PV PPV PER MONTH ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day43

4 DISTRIBUTOR $5,000/ = 5,000 CPV PPV per month Option 1Option 2 $10,000/ = 10,000 CPV ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day44

5 DISTRIBUTOR GROUP PURCHASE ( GPV ) GROUP PURCHASE $18 000= ( GPV ) 30% RETAIL PROFIT ( Distributor Price ) Buffalo 25% DIRECT BONUS Elephant 30% Rhino 35% 25% INDIRECT BONUS 25% INDIRECT BONUS 25PV PPV PER MONTH OR ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day45

5 DISTRIBUTOR ,000 CPV Option 1Option 2 Option 3Option 4 25PPV per month $18,000 / = 18,000 CPV $36,000 / = 36,000 CPV Natural goodness all day every day46

Natural goodness all day every day 6 DISTRIBUTOR GROUP PURCHASE ( 50 00GPV ) GROUP PURCHASE $50 000= ( 50 00GPV ) 30% RETAIL PROFIT ( Distributor Price ) Buffalo 30% DIRECT BONUS Elephant 35% Rhino 40% 5% - 35% INDIRECT BONUS 5% - 35% INDIRECT BONUS 50PV PPV PER MONTH ©2012 Horizons Beyond Dreams, All Rights Reserved. 47

6 DISTRIBUTOR 30% RETAIL PROFIT 40% DIRECT BONUS 5% - 35% INDIRECT BONUS 1% LEADERSHIP BONUS (1 ST GEN.) 50 PPV per month 0.5% LEADERSHIP BONUS (2 nd GEN.) 0.5% LEADERSHIP BONUS (3 nd GEN.) ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day48

6 DISTRIBUTOR ,000 CPV Option 1Option 2 Option 3Option 4 50 PPV per month $100,000/ = CPV $50,000/ = CPV 50,000 CPV Natural goodness all day every day49

Natural goodness all day every day 7 DISTRIBUTOR GROUP PURCHASE ( PV ) GROUP PURCHASE $ = ( PV ) 30% RETAIL PROFIT ( Distributor Price ) Buffalo 35% DIRECT BONUS Elephant 40% Rhino 45% 5% - 40% INDIRECT BONUS 5% - 40% INDIRECT BONUS 100PV PPV PER MONTH ©2012 Horizons Beyond Dreams, All Rights Reserved. 50

7 DISTRIBUTOR 30% RETAIL PROFIT 45% DIRECT BONUS 5% - 40% INDIRECT BONUS 2% LEADERSHIP BONUS (1 ST GEN.) 0.5% LEADERSHIP BONUS (4 th GEN.) 0.5% LEADERSHIP BONUS (4 th GEN.) 100PPV per month 0.5% LEADERSHIP BONUS (3 rd GEN.) 1% LEADERSHIP BONUS (2 nd GEN.) 0.3% LEADERSHIP BONUS (5 th GEN.) ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day51

7 DISTRIBUTOR Option 1 Option 2 Option 3Option PPV per month 200,000 CPV $ 200,000 / = 200,000 CPV $ 400,000 / = 400,000 CPV 5 Natural goodness all day every day52

Lion Silver Lion Gold Lion one to three Diamond Lion Honorary Director CHIEF DIRECTOR Platinum lion Honorary levels 2 x 7* 3 x 7* 4 x 7* 5 x 7* 6 x 7* 7 x 7* 8 x 7* 4x Gold Lion ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day53

INCENTIVES AND OTHER INCOME ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day54

Horizons Beyond Dreams Dreams compensation plan has been designed to give you regular income week after week. The revolutionary matrix system not only creates a long term income Opportunity for you but also helps you earn enormous amounts of income every single week with the growth of your organization Residual Income Natural goodness all day every day

Residual Income Gets Activated Once you get onto Elephant board, you become eligible to earn Residual Income apart from the high paying Board payouts. The income starts from 2.5% and goes up to 10% on every active sale in your organization till INFINITE levels Natural goodness all day every day56

Leveraged Team Building Income The residual income is different from Board payouts and gets activated when you get onto the Elephant Board. You start earning 2.5% of the group revenue from sales new members in your existing network. This commission goes unto 10% as you advance through different ranks in the compensation plan. Natural goodness all day every day57

Rank Progress and Commission Structure Your rank progresses when you get 2 leaders in different legs For e.g. You become a Lion Associate from Leopard when you get 2 Leopards' and have cycled from Leopard ©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day58

Commissions are generated till infinite levels based upon the differential calculations in your Organization. Following is the chart of different leadership ranks and commissions involved with them: Rank Progress and Commission Structure 1.Elephant Associate : 2.5% of Group Sales 2.Rhino Associate : 4% of Group Sales 3.Leopard Associate :5.5% of Group Sales 4.Lion Leader : 8% - 10% of Group Sales (in steps of 0.5% per cycle ) Natural goodness all day every day59

Horizons Beyond Dreams Business Generation Bonus The BGB System is based on the motive of ensuring a constant source of income for all Lions,7* & above ranks even after the cut-off, i.e. even after the point wherein the Distributor would have a cut-off from same percentage ranks below. Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved.

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BGB in a Binary Organization In-order to ensure the same, the group sales below the same percentage rank holders are accounted for separately in each leg. The more legs you have the better off you are. Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved.

BGB in a Multi-leg Organization In a Multi-leg Organisation, the system would consider the strongest leg with most number of sales as Power Leg and sum up the sales in all other legs to compare with the power leg. Natural goodness all day every day

BGB in a Multi-leg Organization If the sum of the sales of all other legs is still lesser than the Power leg, the sum would be considered as the weaker leg. Sales/ commissionable sales and 2% of the revenue of weaker leg's sales would be credited to the Lions E- wallet respectively. Natural goodness all day every day

BGB in a Multi-leg Organization If the sum of sales of all other legs is more than that of Power Leg, Power leg would turn out to be the weaker leg and BGB % would be credited based on sales in the strongest power leg. Natural goodness all day every day

Rank Progress and Commission Structure Your rank progresses when you get 2 Active leaders in different legs with the same rank. Natural goodness all day every day ©2012 Horizons Beyond Dreams, All Rights Reserved. 66

The Profit sharing allows Lions have their piece of the Share in the Global Profits of the company. The Profit sharing concept ensures regular leveraged income inflow giving you an opportunity to hold a prime position in Advisory Board of the Company. Natural goodness all day every day

What exactly is the Profit sharing? HBD devotes 2% of the Global Profits to its profit sharing pool which is distributed amongst all directors. Stay focused. Reap more… Have your piece of the share with PROFIT SHARING Natural goodness all day every day68

Understand Your Network * 6 YOU * 5 * 4 * 3 * 4 * 5 * 4 * 3 * 2 * 5 * 1 Sponsor YOUR UPLINE YOU DIRECT DOWNLINE INDIRECT DOWNLINE Natural goodness all day every day69

* 6 YOU * 5 * 4 * 3 * 5 * 4 * 3 * 2 * 5 Illustration of Direct PV The Personal BV of all the Direct Downlines of a distributor that is MORE than 200 PV The Personal BV of that distributor that is MORE than 200 PV Natural goodness all day every day70

©2012 Horizons Beyond Dreams, All Rights Reserved. Natural goodness all day every day71