Health Insurance 101.

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Presentation transcript:

Health Insurance 101

A. How do people get health insurance coverage? 1. Employer plan 2. Medicare: after retired and 65 3. Medical: plan for low income families 4. Purchase it yourself- Affordable Care Act Exchange

B. What are the main points of President Obama’s Affordable Care Act? No pre-existing conditions No life time maximums Stay on parents insurance till age 26 Employer coverage—if 50 full time employees If no coverage, must cover self https://www.healthcare.gov/

Of the choices given to you, which health policy is most attractive to you? Give reasons why you chose that plan over some of the others. What would you conclude might change about your health policy choice as the years go by and you develop dependents? (wife/husband, children)