Basic macroeconomic indicators   2014 2015 2016 2017 Nominal GDP of BiH, (in millions of BAM) of current prices 27.358,7 28.585,8 29.900,0 31.332,0 Real GDP growth rate (in%) 1,2 3,1 The rate of growth of consumer prices in BiH - Average annual growth rate of CPI (in percentages) -0,9 -1,0 -1,1 Government sector balance -2,1 0,7 2,6 Money and credit - Money in the broader sense (M2) (in percentage of GDP) 63,1 65,2 67,6 70,6 Money and credit - Loans to non-government sectors (in percentage of GDP) 56,2 55,0 54,3 55,7 Gross foreign currency reserves (million BAM) 7.825,6 8.606,3 9.531,0 10.557,0 Current account balance (in millions of BAM) -2.021,3 -1.556,0 -1.450,3 -1.512,2 Current account balance (in percentage of GDP) -7,4 -5,4 -4,9 -4,8 External debt of the government sector (in millions of BAM) 8.442,3 8.693,0 8.872,5 8.146,0 External debt of the government sector (in percentage of GDP) 30,9 30,4 29,7 26,0 * Estimates

Current macroeconomic conditions in BiH In 2017, a slight recovery of the economy continued - real GDP growth of 3% was achieved. Industrial production annually increased by 3.1% Public debt continues with a downward trend The deficit has increased of current account primarily due to an increase in oil prices. Government sector continues to record a surplus However, despite the recorded growth, there are still major problems that limit even greater economic growth.

Structure of the financial sector in BiH

Changes in the most important items in the balance of the banking sector Source: FBA and ABRS, CBBH calculations

Banking sector assets Source: FBA and ABRS, CBBH calculations

Sectoral structure of deposits in BiH

Claims on the household sector by type of indebtedness at the end of 2017 Source: CRC

Loans to households by purpose and credit growth

Movement of non-performing loans in the household sector by purpose Source: FBA and ABRS, CBBH calculations

The average interest rates on long-term loans to households are approved Source: FBA and ABRS, CBBH calculations

Deposits of the population

Receivables from enterprises by type of activity and indebtedness at the end of 2017 C: Manufacturing; G: Wholesale and retail trade; repair of motor vehicles and motorcycles A: Public administration and defense, compulsory social security; F: Construction; M: Professional, scientific and technical activities

Share of non-performing loans in total loans to enterprises, by activities

Interest rates on loans to enterprises, by banks Source: FBA and ABRS, CBBH calculations

Loan increase on an annual basis

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