Chart 1 - Interest Rate Representations Pre Closing July 14, 2000 Closing July 26, 2000 8.375% 10.5% CWR232 & CWR144

Chart 2 -Truth in Lending Representations Pre Closing July 14, 2000 Closing July 26, 2000 Post-Closing Jan. 14, 2004 12.899% 14.350% 15.11% CWR121 & CWR231

Chart 3 - Monthly Payment Pre Closing July 14, 2000 Closing July 26, 2000 Post-Closing 2000-2004 $353.43 $472.01 $526.90 Force Place Insurance (Home, Flood fees, and misc…) CWR231, CWR232, CWR121 & 9a Exhibit Payment/Escrow Detail - 3134022

Chart 4 - Interest Rate Comparison “Good Faith Estimate” vs. “Actual” “Teaser Rate” “Bait and Switch” “Approximately Double 8% to16% Note: Actual = Includes fees, force placed insurance (home and flood) and misc… “Bait and Switch” - almost doubled the interest rate (difference of 7.336%)

Nearly, $100,000 difference in total Finance Charge Chart 5 - Finance Charge Comparison “Good Faith Estimate” vs. “Truth in Lending Disclosure Statement” “Teaser Rate” “Bait and Switch” Nearly, $100,000 difference in total Finance Charge “Bait and Switch” – difference in cash finance charge over the life of the loan Faith to TILDS $83,986.67 & Faith to Actual $173,108.61-$79,996= $93,112.61”

and Good Faith to Actual $353.43- $609.00= $255.57” Chart 6 - Monthly Payment “Good Faith Estimate” vs. “Truth in Lending Statement” “8.375% , 14.350% and 15.711% “Bait and Switch” - Monthly charge Difference of Good Faith to TILDS $173.47 and Good Faith to Actual $353.43- $609.00= $255.57”

Chart 7 – 29 Payment History July 14, 2000 January 2004 $526.90 $353.42 $10,249.47 $24,593.78 CWR232 CWR144

Chart 8 – Payment History (29) Principal payments made Note: no pre-payment penalty Jan 2004 “Prepaid Note in Full” $54,684.31 Total 51,573.00 Payoff $3,111.31 Over-Payment $42,124.96 Feb. 14, 2005 $6,282.97 Reversal of fees, force placed insurance (home and flood) and misc… $6,282.97 “Note: 29 payment 00-04 =Total $24,593.78 added to 54,684.31= $79,278.09

Chart 9 - Dates range 7/14/00 to 12/5/03 Total Misc., Fees & Insurance Fees, Misc. Posting and Insurance Flood/Home 1. $160.05 (Good Faith) 14. $245.20 (Misc. Posting) 2. $14.84 (Misc. Posting) 15. $305.82 (Misc. Posting) 3. $494.01 (Flood Ins.) 16. $411.00 (Homeowners Ins pmt) 4. $638.00 17. $609.82 (Misc. Posting) 5. $47.20 (Misc. Posting) 18. $438.00 (Flood Ins.) 6. $54.89 (Misc. Posting) 19. $0.01 (Late Charge .adj) 7. $472.01 (Misc. Posting) 20. $311.00 8. $45.02 (Misc. Posting) 21. $1,476.33 (county tax) 9. $493.54 (Flood Ins.) 23. $446.26 (Flood Ins.) 10. $638.00 24. $317.22 11. $925.59 (Misc. Posting) 25. $264.72 (county tax) 12. $245.20 (Misc. Posting) = $9,125.94 13. $72.21 (Escrow Shortage pmt) Note: 353.43*29=$10,249.47 Chart 2a Total of Interest, Insurance, Misc. and Fees $24,593.78

Chart 10 – Present Value of Damages Due to Displacement and Loss of Use Option 1 (insurance view) $20 per day Amount of time June 5, 2003-April 5, 2011 & over- payment (2,225 days)=$67,611.31 Interest rate 8.375% Financed for 30 years Hardship for living in a burnt home (Range of 80,000 to 150,000) Total = $183,242.00-$333,242.00 Option 2 (central view) Rent $750 per month Amount of time June 5, 2003-April 5, 2011 & over-payment (106 Months) = $82,611.31 Interest rate 10.5% Financed for 30 years Hardship for living in a burnt home (Range of 80,000 to 150,000) Total = $272,043.00-$422,043.00 Option 3 (punitive view) Rent $950 per month includes utilities Amount of time June 5, 2003-April 5, 2011 & over-payment (106 Months) = $100,700 Interest rate 15.711% Financed for 30 years Hardship for living in a burnt home (Range of 80,000 to 150,000) Total = $493,863.00- $643,863.00

Chart 11 - Countrywide Financial Highlights Countrywide Home Loans accounts for 48% of Countrywide Financial Net Earning 2.67 Billion in 2006 Servicing 1.5 trillion in loans No. #2 in loan serving Insurance Business quote, “we are taking steps to improve our penetration of the existing Countrywide customer base through the loan servicing portfolio in our Mortgage Banking segment” No. #1 home lender in America avg. “nearly 2 billion in loans per day” 200 billion in total assets 38 years in business Net Earning growth 01-06 2000 = $486 million 2001 = $842 million 2002 = $2.373 billion 2004 = $2.198 billion 2005 = $2.528 billion 2006 = $2.675 billion Annual Report 2006 - 10K

Chart 12 - Overview Countrywide Financial 2007

Chart 13 – Countrywide Financial Businesses at a Glance Mortgage Banking Countrywide Home Loans (CHL) Banking Capital Markets Consumer Markets Division (CMD) Countrywide Bank (FSB) Countrywide Securities Corporation (CSC) Countrywide Warehouse Lending (CWL) Full Spectrum Leading Division (FSLD) Countrywide Commercial Real Estate Finance (CRF) Wholesale Division (WLD) Insurance Countrywide Asset Management (CAM) Balboa Reinsurance Correspondent Lending Division (CLD) Countrywide Servicing Exchange (CSE) Balboa Insurance Group Countrywide Insurance Services Servicing Global Operations Countrywide Home Loans CFC International, India Services Countrywide Servicing LP Countrywide International Technology Holdings, Ltd. Closing Services LandSafe

Chart 14 - Countrywide Financial COUNTRYWIDE FINANCIAL CORPORATION AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS   December 31, 2007 2006 (in thousands, except share data) ASSETS Cash $ 8,810,399 1,407,000 Mortgage loans held for sale 11,681,274 31,272,630 Trading securities owned, at fair value 14,988,780 20,036,668 Trading securities pledged as collateral, at fair value 6,838,044 1,465,517 Securities purchased under agreements to resell, securities borrowed and federal funds sold 9,640,879 27,269,897 Loans held for investment, net of allowance for loan losses of $2,399,491 and $326,817, respectively 98,000,713 78,019,994 Investments in other financial instruments, at fair value 28,173,281 12,769,451 Mortgage servicing rights, at fair value 18,958,180 16,172,064 Premises and equipment, net 1,564,438 1,625,456 Other assets 13,074,073 9,907,553 Total assets 211,730,061 199,946,230 LIABILITIES Deposit liabilities 60,200,599 55,578,682 Securities sold under agreements to repurchase 18,218,162 42,113,501 Trading securities sold, not yet purchased, at fair value 4,092,374 3,325,249 Notes payable 97,227,413 71,487,584 Accounts payable and accrued liabilities 13,152,099 8,187,605 Income taxes payable 4,183,543 4,935,763 Total liabilities 197,074,190 185,628,384 Commitments and contingencies —

Chart 15 - Countrywide Financial SHAREHOLDERS' EQUITY   Preferred stock, par value $0.05—authorized, 1,500,000 shares; issued and outstanding at December 31, 2007, 20,000 shares of 7.25% Series B non-voting convertible cumulative shares with a total liquidation preference of $2,000,000 1 — Common stock, par value $0.05—authorized, 1,000,000,000 shares; issued, 578,881,566 shares and 585,466,719 shares at December 31, 2007 and 2006, respectively; outstanding, 578,434,243 shares and 585,182,298 shares at December 31, 2007 and 2006, respectively 28,944 29,273 Additional paid-in capital 4,155,724 2,154,438 Retained earnings 10,644,511 12,151,691 Accumulated other comprehensive loss (173,309 ) (17,556 Total shareholders' equity 14,655,871 14,317,846 Total liabilities and shareholders' equity $ 211,730,061 199,946,230 $14,655,871,000 in 2007

Chart 16 - Countrywide Financial COUNTRYWIDE FINANCIAL CORPORATION AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF OPERATIONS   Years Ended December 31, 2007 2006 2005 (in thousands, except per share data) Revenues Gain on sale of loans and securities $ 2,434,723 5,681,847 4,861,780 Interest income 13,161,865 12,056,043 7,970,045 Interest expense (10,287,800 ) (9,133,682 (5,616,425 Net interest income 2,874,065 2,922,361 2,353,620 Provision for loan losses (2,286,183 (233,847 (115,685 Net interest income after provision for loan losses 587,882 2,688,514 2,237,935 Loan servicing fees and other income from mortgage servicing rights and retained interests 5,716,443 4,960,550 4,281,254 Realization of expected cash flows from mortgage servicing rights (3,012,336 (2,932,741 — Amortization of mortgage servicing rights (2,288,354 Change in fair value of mortgage servicing rights (1,085,419 171,242 Recovery of mortgage servicing rights 387,851 Impairment of retained interests (2,380,876 (284,690 (364,506 Servicing Hedge gains (losses) 1,671,937 (613,706 (523,078 Net loan servicing fees and other income from mortgage servicing rights and retained interests 909,749 1,300,655 1,493,167 Net insurance premiums earned 1,523,534 1,171,433 953,647 Other 605,549 574,679 470,179 Total revenues 6,061,437 11,417,128 10,016,708 $6,061,437,000 in 2007

    Chart 17 - COUNTRYWIDE FINANCIAL CORPORATION AND SUBSIDIARIES 10k SEC (http://www.secinfo.com/dVut2.t21n.htm#1n92y) CONSOLIDATED STATEMENTS OF CASH FLOWS 2007 2006 2005 Cash at end of year   $ 8,810,399,000   $ 1,407,000,000   $ 1,031,108,000