Global diversified ETF fund October 2018 FNB Capital Asset Management

Purpose Global diversified ETF fund the fund in five easy questions What is the Purpose Global Diversified ETF Fund? How is the fund constructed? Why invest in this fund? Why do we use an open-architecture platform? Who is FNB Capital Asset Management? And why these questions matter to you? Global Diversified ETF Fund

Multi asset question one Traditional Balanced Fund What is the Purpose Global Diversified ETF Fund? A multi-asset portfolio whose construction is inspired by some of the world’s leading institutional investors. Why this matters to you? Brings institutional-style investment management to the individual, expanding the investment universe to include traditional, non-traditional, passive and actively-managed asset classes. Global Diversified ETF Fund Global Diversified ETF Fund

Exclusively etfs question two Efficiency Fees Transparency How is the fund constructed? A portfolio composed exclusively of exchange traded funds (ETFs). Why this matters to you? Leverages all of the benefits of ETFs, including Efficiency, Transparency and Fees that are highly competitive. Global Diversified ETF Fund

Next-Generation Diversification diversification question three Next-Generation Diversification Diversification Asset Classes Factors / Styles Market Cap Alternatives Geography Sectors Currencies Why invest in this fund? It has been called the only free lunch in investing - diversification. It is the key characteristic allowing portfolios to generate returns while simultaneously controlling risks and volatility. Why this matters to you? By diversifying across multi dimensions, returns can be optimized on a risk-adjusted basis. This means that investment risk can be decreased without decreasing expected returns. Global Diversified ETF Fund

Open architecture question four Freedom to choose the best Why do we use an open-architecture platform? This approach gives you access to the entire ETF universe. Why this matters to you? You are able to benefit from the best- available ETFs in every category, all managed by a fully-independent ETF specialist. In North America alone: More than 700 Canadian listed ETFs More than 2,100 U.S. listed ETFs More than 2,800 listed ETFs Global Diversified ETF Fund

Fnb capital asset management question five Who is FNB Capital? The fund’s sub-advisor is an ETF specialist whose investment team has more than 60 years of combined portfolio management experience. Why this matters to you? Your money is entrusted to a firm of veteran professionals that place risk management at the heart of their investment philosophy, giving you the potential to reduce investment volatility while striving for stable returns over market cycles. Michel Falk, MBA, CFA Almost 35 years of financial markets experience. President and CEO of National Bank Investment CIO of Natcan Investment Management. Head of Portfolio Management, National Bank Financial Ralph Hartmann, MBA, CFA Close to 30 years of financial markets experience Senior PM with National Bank Private Wealth 1859 V.P Portfolio Manager, National Bank Financial Multinational treasury experience, J.P. Morgan, Honeywell Global Diversified ETF Fund

Fund summary Description: A diversified global portfolio composed exclusively of ETFs. A target 60% equity / 40% fixed income asset allocation, providing long-term growth in a low-to- moderate risk package. Designed for investors seeking a complete investment solution. Part of Purpose Investments “Pension Portfolios” family of multiple asset class funds and available as F-class series under Fundserv code PFC3501. All of the above with competitive 0.5% management fee Dual Investment Mandate: Long-term capital appreciation. Better risk management through next-generation diversification. Global Diversified ETF Fund

Annual Returns of Key Asset Classes (CAD) The goal Annual Returns of Key Asset Classes (CAD) Best Worst Global Benchmark: 40% FTSE Canada Universe Bond Index, 40% MSCI World, 20% S&P/TSX Source: FNB Capital and Morningstar Research Inc. An evidenced-based balanced solution that maximizes the power of diversification, helping to generate more stable long-term returns. Global Diversified ETF Fund

Disclaimer Global Diversified ETF Fund Commissions, management fees and expenses all may be associated with investing in investment funds. Please read the prospectus before investing. Investment funds are not guaranteed, their values change frequently and past performance may not be repeated. RISK CONSIDERATIONS: Investment funds are subject to certain risk factors, including: there can be no assurance that a fund will be able to achieve its distribution or total return objectives; market risk, issuer risk, foreign investment risk, currency risk, credit risk, counterparty risk, derivatives risk, interest rate risk, tax risk, all of which are described in the funds’ prospectus. Any tax considerations should be documented with your current tax advisor and take into account your specific tax obligations and objections. Purpose Investments is an asset management company with approximately $5.5 billion under management. Purpose is a different kind of investment company, with an unrelenting focus on client-centric innovation. We offer a range of managed and quantitative investment products, with each product designed to have a clear purpose - to meet a specific goal in building resilient portfolios for our clients. Purpose Investments is a division of Purpose Financial, an independent technology-driven financial services company. This commentary was provided by FNB Capital Asset Management, the sub-adviser for the Purpose Global Diversified ETF Fund (the “Fund”). FNB Capital Asset Management is a Quebec-based portfolio manager registered by the Autorité des marchés financiers. Nothing in any commentary should be considered a recommendation to buy or sell a particular security. The content of this document is for information purposes only, and is not being provided in the context of an offering of any securities described herein, nor is it a recommendation or solicitation to buy, hold or sell any security. The information is not investment advice, nor is it tailored to the needs or circumstances of any investor. Information contained in this document is not, and under no circumstances is to be construed as, an offering memorandum, prospectus, advertisement or public offering of securities. No securities commission or similar regulatory authority has reviewed this document and any representation to the contrary is an offence. Information contained in tis document is believed to be accurate and reliable, however, we cannot guarantee that it is complete or current at all times. This information provided is subject to change without notice. Global Diversified ETF Fund