No Medical Exam Life Insurance The Definitive Guide Life insurance is essential – it’s one of the only ways that you can protect your family from financial destitution if something were to happen to you.

SAVE UP TO 70% ON QUALITY LIFE INSURANCE BY COMPARING INSURERS. Just like all other people, you probably have a number of financial obligations you’re responsible for, such as rent or a mortgage, student loans, retirement savings and everyday expenses. However, accidents happen and if you become disabled, you’ll still need to provide for yourself and your family. Sometimes, not even group long term disability income insurance, which most employers offer, is not enough. Individual disability income (DI) insurance offers additional protection for your income if you become too sick or injured to work for any period of time. It will provide cash to help ease the financial stress on you and your loved ones.

3 Reasons Why You Need Life Insurance When asked, most people are hard pressed to explain what life insurance really is. What’s even more – they often believe they don’t need it. In essence, life insurance is the safety mechanism that protects your pay check if you suffer an injury or illness and can’t work for an extended period of time. It replaces a portion of your income until you’re able to return to work again.

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