Investing with Excellence | Advancing Kingdom Impact Impacting the Kingdom Agenda and Purpose Introduce (or re-introduce) CIF Definition and Fundamentals of Faith Based Investing Rationale for Faith Based Investing Resources available to implement Faith Based Investing December, 2018 Investing with Excellence | Advancing Kingdom Impact

Investing with Excellence | Advancing Kingdom Impact To enable the integration of faith into all parts of our lives, and through that to transform our world and bring about change – in the hearts, homes, cities and world that we serve HOW WHAT CIF is a Kingdom-focused investment association committed to educating advisors and investors through: research and tools education communication We strive to be an organization that enables others to advance and promote Christian Investing that impacts and transforms our world WHY Best in class investing Fundamental impact Full alignment with God’s purpose for us Business as Blessing CIF was formed to communicate, educate and encourage December, 2018 Investing with Excellence | Advancing Kingdom Impact

Investing with Excellence | Advancing Kingdom Impact The Christian Investment Forum is a Kingdom-focused investment association committed to educating advisors and investors by providing opportunities to bring about change – in the hearts, homes, cities, and world that we serve. We strive to be an organization that enables others to advance and promote Kingdom Impact Investing that transforms our world. December, 2018 Investing with Excellence | Advancing Kingdom Impact

Investing with Excellence | Advancing Kingdom Impact December, 2018 Investing with Excellence | Advancing Kingdom Impact

Investing with Excellence | Advancing Kingdom Impact Whiteboard Videos Jane’s BRI Moment Kingdom Impact Investing December, 2018 Investing with Excellence | Advancing Kingdom Impact

What is Faith Based Investing? Many names, one concept Faith Based Investing, Biblically Responsible Investing, Faith Consistent Investing, Christian Values Investing, Biblically Based Investing, Morally Responsible Investing, Faith based ESG, …. Formal Definition – Faith Based Investing … “… applies Christian values to investment decision making by incorporating moral and social principles into traditional financial analysis. It provides a platform for the faithful stewardship of God’s gifts on the basis of our shared Christian faith. BRI seeks to invest in and own companies that best represent those Christian values.” December, 2018 Investing with Excellence | Advancing Kingdom Impact

Framework of Faith Based Investing Screened Portfolios Exclusionary Screening – Forming the Universe Inclusionary Screening – Best in Class Shareholder Advocacy Faith based Environmental, Social, Governance Proxy Voting, Shareholder Resolutions Principles Based ETFs with Christian overlay Semi-active Index Funds with screening overlay Kingdom Impact Investing Intentionality Impact (Social, Financial, Spiritual) Measurement December, 2018 Investing with Excellence | Advancing Kingdom Impact

3 Reasons – “From Why to WHY NOT? 1 > BRI is Good Christian Stewardship 2 > BRI is Good Investing Strategy 3 > BRI is Good Business Strategy December, 2018 Investing with Excellence | Advancing Kingdom Impact

Christian Faith Alignment Should my faith influence and affect actions? Earn | Where? How? How much? Spend | How much? Where? For what? Invest | How much? In what? With whom? Risk? Give | How much? Where? How? December, 2018 Investing with Excellence | Advancing Kingdom Impact

Faith Based Investing is Good Christian Stewardship Do we agree that God owns it all? And … that we (Christian advisors and investors) are stewards? If so, what is Good Stewardship? Good Stewardship is aligning the strategy with the interests of the Principal December, 2018 Investing with Excellence | Advancing Kingdom Impact

Investing with Excellence | Advancing Kingdom Impact BRI is a Good Investing Strategy, comparable to widely accepted secular strategies Includes all CIF Member Funds, including specialty sectors (35 Funds) Un-weighted average return for funds and industry category December, 2018 Investing with Excellence | Advancing Kingdom Impact

Investing with Excellence | Advancing Kingdom Impact Results Summary CIF Funds in composite compared favorably to the industry, both in broad equity and bond sectors, but also in specific fund categories This affirms 3rd Party research that suggests Values Based Screening has a neutral to slightly positive relationship to performance. “The Impact of Faith-Based Screens on Investment Performance.” The Journal of Investing, Fall 2010 “Shedding Light on Responsible Investment: Approaches, Returns, Impacts”, Mercer Investment Consulting, November, 2009 “Sustainable Investing: Establishing Long-Term Value and Performance”, Deutsche Bank, June 2012 “Optimizing Environmental, Social, and Governance Factors in Portfolio Construction”, MSCI, February 2013 December, 2018 Investing with Excellence | Advancing Kingdom Impact

Investing with Excellence | Advancing Kingdom Impact Review of 2000 studies on ESG found… “…business case for ESG investing is empirically very well founded.” “Roughly 90% of studies found a nonnegative ESG – corporate financial performance relation…. The large majority of studies report positive findings.” “…Positive ESG impact on CFP appears stable over time.” “ESG and Financial Performance: Aggregated evidence from more than 2000 empirical studies” Published 15 Dec 2016 December, 2018 Investing with Excellence | Advancing Kingdom Impact

Christian Investing Adoption Curve $212 B We are Here $8.5 trillion December, 2018 Investing with Excellence | Advancing Kingdom Impact

Millennial Generation Trends ~86 million Millennials 27% of Total Population, larger than Boomers (~25%) $41 Trillion Identify themselves and their generation with technology integration Less trusting of institutions, i.e. Church, Government, Wall Street Less ‘religious’ but not less Christian Intentional in integrating their values throughout their life December, 2018 Investing with Excellence | Advancing Kingdom Impact

Save the Date August 14th – 16th, 2019