VSoft Technologies Private Limited

Solutions for Financial Institutions Origin Incorporated in 1996 Solutions for Financial Institutions We develop, implement, and support our own applications VSoft solutions are offered on a unified platform.

Founders Murthy Veeraghanta Shekar Viswanathan Co- Founder, Chairman & Managing Director Masters in Chemical Engineering, IIT Kanpur Shekar Viswanathan Co- Founder, President VSoft USA Bachelors in Mechanical Engineering, NIT Surathkal Through their partnership, they have identified the need to build an outsourced delivery platform and have developed a Banking Technology Support Services organisation that has revolutionized the business. Experience Co-Founders, Vector Consulting (1990). Sold Vector Consulting in 2007. Co- Founders, VSoft Corporation (1996).

Top-class Platform Services Infrastructure PEOPLE Implementation Specialists Processing Specialists Network Specialists Monitoring Specialists Support Specialists Sorting & Scanning Operators PROCESS Auto ticket generation & sharing of ticket no. Auto escalation based on the customer defined SLA Regular customer satisfaction surveys Reports on the efficiency of Support Services BCP for operational processes tested twice annually Regular testing of IT DR Set up TECHNOLOGY DATA CENTRE Converged Infrastructure Virtualized platform Backplane of 40gbps for server infra 24/7 network monitoring team 5 ISPs with 400 Mbps Capacity Alerts for downtimes less than 10 sec DISASTER RECOVERY CENTRE Services Replicated over Virtualized Infrastructure Dedicated 40MB pipe between DC and DR RPO: 30 min & RTO: 90 min FACILITY SECURITY Three layer security for server rooms Guards with 24x7 CCTV Monitoring Biometric access for resources Automated Fire Detection/Suppression System SYSTEM SECURITY Redundant Hardware Architecture ensures 100% Availability Perimeter level security in place End point security in place 24x7 Network (MPLS) Monitoring AUDITS Vulnerability Assessment & Penetration Testing (VAPT): Schirten Application Security Testing: Green IT Operational DR Internal Testing

Payments Services Clients Large Financial Institutions (USA) Large Financial Institutions (India) Medium and Small Banks (India) Medium and Small Banks (USA) Cooperative Banks (India) Credit Unions (USA) Delhi State Cooperative Bank Ltd. AP State Coop. Bank Ltd.

Core Banking Services Clients Panipat Urban Bank, Haryana The Rourkela Urban Coop. Bank Ltd, Orissa The Mansa Nagrik Sahakri Bank, Gujarat Midwest Business Services LLC Sonepat Urban Coop. Bank Ltd., Sonepat

Global Delivery Footprint Development Centers Sales Offices Business Process Centers Service Bureaus Data Centers DR Centers Reseller Agreements Waterloo Canada San Diego Hyderabad Development Center Business Processing Center Data Center Albany Richmond Birmingham Duluth St. Louis Rajahmundry Business Process Center Atlanta, GA Miami Philippines Caribbean Latin America Image Service Bureaus Delhi - Janakpuri Delhi - Model Town Delhi – R Bhavan Mumbai BKC Mumbai Fort Kolkata Chennai Bangalore Hyderabad Ahmadabad Kochi Pune Belgaum Coimbatore Mangalore (more) Chile

Customer Base – Global The VSoft customer base has grown steadily from 1 financial institution in 1996 to over 2600 today…

Customer Base – India Including Sub Member Banks who participate in CTS through a Sponsor Bank, VSoft’s client base is currently 300+

Customer Base – India Major Customers Delhi State Cooperative Bank Ltd

Products & Services: eDesk Payment Platform Payment Networks ACH CHEQUE Payment Processing Platform Single Window of Access Host Systems Payment Manager Products & Ancillaries Cheque Processing ACH Processing Returns Chargeback Core Banking Fraud Management Research Statements General Ledger Warehousing and Scheduling Platform Institution Branch User Management Rules & Workflows Reconciliation Merchant Location Accounts Alerts & Notification Branch Deposit Teller Deposit Business Deposit Mobile Deposit Payment Origination Mobile Banking Internet Banking

Products & Services: IRIS Core Platform

Infrastructure (cont.) Delhi - Rajendra Place Gurgaon Delhi – Nehru Place Ghaziabad - UP Ahmedabad Kolkata Navi Mumbai Mumbai Bhubaneswar Pune Rajahmundry Service Bureaus ……………...…… ……15 Business Process Centers …….………...2 Hyderabad Data Centre..................…..……….………1 Bengaluru Disaster Recovery Center.……….………1 Chennai

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