2018 International Radon Symposium™

Slides:



Advertisements
Similar presentations
217. If each of the following loans would otherwise normally require compliance with the Federal Truth-in-Lending Act, which one would be exempt on the.
Advertisements

How Compliance Fits Sandra Dolson Wholesale Compliance Manager SLF Canada.
Massachusetts Department of Elementary & Secondary Education
1 Orientation For Reviews of Initial Credentialing Proposals Ron Briel, Program Manager Licensure Unit Division of Public Health Department of Health &
1 4. Getting Started in Real Estate Auctions Finding real estate auction properties and firms Working with real estate auction firms.
Nigel Hales 24 July 2014 Miller Harris in Business.
Courtesy of: The Journey to Your Own Home Made simple… By: Multicultural Marketing Division.
Phone // fax // address E County Hwy. 30A, Suite B Inlet Beach, Florida website blue-title.com //
ENVIRONMENTAL LAWS, REGULATIONS, PRACTICES, PUBLIC SAFETY ► CHAPTER 17 © 2009 South-Western, Cengage Learning.
1. Renewing Your Agency’s Contract 2 FY 2013 CACFP Application Late August an will be sent to the Authorized Representative regarding FY2013 contract.
TOWN & DISTRICT MERGER Town of Loxahatchee Groves.
Presentation to Spark NH July 27, 2012 Jack Lightfoot, Child and Family Services Based on materials from NH Center for Nonprofits Alliance for Justice.
Texas Real Estate Contracts 4 th Edition © 2015 OnCourse Learning.
Texas Real Estate Contracts 4 th Edition © 2015 OnCourse Learning.
© 2015 Ticor Title Know before you close. 1 © 2015 Ticor Title Your CFPB readiness partner – every step of the way Know before you close. An Introduction.
© 2011 Cengage Learning. Writing and Presenting Effective Purchase Contracts Chapter 7 © 2011 Cengage Learning.
Maryland Agency Disclosure Charles A. Kasky, Esq., RCE Vice President of Legal Affairs Maryland Association of REALTORS ®
Chapter 4: In This Chapter  The Real Estate Licensee  Compensation  Referrals  How to Find a Referral Partner  Agency  How Relationships Are Formed.
Representing Buyers and Sellers in California Edwin Estes Jr. Richardson, Harman & Ober, P.C. TIGAR Legal Counsel.
Chapter 5 Brokerage and Agency 2010©Cengage Learning. All Rights Reserved.
Presented by: Aaron Blum Bank of the West Date: January 26, 2010 RESPA OVERVIEW OF GFE/HUD-1 CHANGES.
1 © 2015 Fidelity National Title Group. 2 What is the CFPB?  CFPB Stands for the CONSUMER FINANCIAL PROTECTION BUREAU  It is an Independent Bureau within.
Staying In Business and Out of Court Tennessee Real Estate Foundation and the Association of Realtors.
Chapter 12 The Broker’s Role in the Transfer of Real Estate.
©OnCourse Learning. All Rights Reserved.. The Principal–Broker Relationship: Agency ©OnCourse Learning. All Rights Reserved. Chapter 11.
New laws Virginia Realtors® need to know about Brought to you by the Virginia Association of REALTORS ® and your local association.
C O A L I T I O N Corner Seller Disclosure Coalition Corner: Business training tools for HR staff, real estate licensees and other service professionals.
Form NYIMG0039 (Rev. 11/11/10). Regulation 194: Producer Compensation Transparency New rule imposes mandatory compensation disclosure requirements on.
Citi REO Strategy & Community Relations September 15, 2009.
Prepared by National Flood Services Flood Insurance It’s more than just a lender requirement – don’t get left behind… 1.
Ch 8 Real Estate Brokerage
1 Real Estate Brokers Real Estate I Mike Brigner, J.D.
Chapter 5 Slide 1 Copyright – David A. McGowan All rights reserved. Revised Chapter 5: REAL ESTATE BROKERAGE Broker Salesperson Leasing Agent.
In this chapter: When all alternatives are exhausted: foreclosure Forced sale of property Redemption When the property fails to sell at foreclosure sale:
Elements of Radon Risk Compliance and Penalties in the Real World A look at increasing risks facing U.S. radon professionals.
C O A L I T I O N Corner Radon: Health Hazard and Disclosure Issue Coalition Corner: Business training tools for HR staff, real estate licensees and other.
Town & District Merger. The Basics It’s a Long Complicated Process District Services Will Continue to be Needed Dependent District vs. Contracted Independent.
Speak Up and Be Heard! Advocating for Every Child Martell and Ronda Menlove.
IAR Legal Affairs presents: RESIDENTIAL FORMS 2015 LISTING CONTRACT.
Radon Awareness Act Effects in Illinois Patrick Daniels IEMA Radon Program Manager.
Homeclosing101.org 1800 M Street, NW, Suite 300S, Washington, D.C | P | F | homeclosing101.org THE HOMEBUYER CHECKLIST:
Privacy and Personal Information. WHAT YOU WILL LEARN: What personal information is. General guidelines for the collection of personal information. Your.
REALTORS® TAKE A STAND REALTOR® ACTION FUND AND YOU! Welcome Thank you for your commitment to C.A.R., organized real estate and the REALTOR® Action Fund.
Lecture 5 Control and AIS Copyright © 2012 Pearson Education 7-1.
Radon Professionals – Working Together – Saving Lives Radon Program Going Forward Shawn Price President American Association of Radon Scientists and Technologists.
STATE BAR OF TEXAS JULY 25, 2016 Section Chairs and Treasurers.
An Introduction to the CFPB
RAC Regulatory Affairs Certification
National Radon Meeting San Diego, CA
Teams & Risk Management
RESPA-TILA Regulation
Illinois Radon Program Certification, Fees, and Regulations
California Real Estate Principles, 10.1 Edition
YouthBuild Webinar Radon in Homes: Test. Fix. Save Lives
Chapter 10 Disclosure Issues
The National Radon Safety Board
CTAR government affairs division
Review of priority areas of reform
Illinois Emergency Management Agency
Audit Planning and Analytical Procedures
Illinois Emergency Management Agency
Appraisal: An estimation of a home’s market value by a licensed appraiser based on comparable recent sales of nearby homes. Good Faith Estimate (GFE):
California Real Estate Principles, 10.1 Edition
Market Update: Mortgage Disclosure Improvement Act (MDIA)
Market Update: Mortgage Disclosure Improvement Act (MDIA)
Reducing Radon From the Ground-up in Colorado
Illinois Radon Program Certification, Fees, and Regulations
Bell ringer #2 When making a decision, any decision, is it best to get input from others(Trustee Theory) or just make the decision with what you know(Delegate.
Regulating Short Term Plans: The Illinois Experience Graciela Guzman, Coalition Manager Prepared for Families USA Health Access Conference January 24,
Appraisal: An estimation of a home’s market value by a licensed appraiser based on comparable recent sales of nearby homes. Good Faith Estimate (GFE):
Presentation transcript:

2018 International Radon Symposium™ Homebuyer Awareness Dallas Jones 2018 International Radon Symposium™

Radon Awareness /Notification Mandatory notification about radon risk / importance of testing: Real estate agent conveys info to the buyer State Real Estate body oversees it per statute Present in nine states (DE FL IL IA KS MN MT NH RI) Key Elements Radon Awareness - a standard warning statement Recommendation to test Pamphlet/brochure - state-specific Disclosure of property-specific test results and mitigation Two states’ awareness laws have demonstrated success in terms of increased radon testing and mitigation 2018 International Radon Symposium™

Radon Awareness/Notification Policies - Summary POLICY ELEMENT DE FL IL IA KS MN MT NH RI Signed Warning Statement   X Warning Statement Testing Recommended Qualified Tester Recommended * X* Prior Tests Disclosed X’ Applies to Rental Agreements Mitigation System Info Pamphlet Provided * state law requires certification or license ‘ elevated radon level only 2018 International Radon Symposium™

Awareness/Notification As Alternative to Testing More acceptable to realtors Virtually no cost Lower risk to seller Unlikely to impede timing of transaction Assures every buyer some level of information Allows buyer to choose method / testing professional 2018 International Radon Symposium™

Awareness/Notification vs. Disclosure Disclosure involves revealing property-specific knowledge 32 states specify radon tests shall be revealed Implicit duty to reveal any know defects in all states Radon is included on a long form listing multiple disclosures Disclosure is disincentive to property owner getting test “why discover a property defect if you must reveal it?” Awareness requirement complements disclosure Level playing field - all buyers are getting some info on radon Corrects false impression when disclosure checkbox marked “no” Awareness law can expand what is already disclosed 2018 International Radon Symposium™

Home Buyer Protections – Map

Illinois Radon Program 20 and 10 20 Years of Licensing 10 Years of Radon Awareness Patrick Daniels 2018 International Radon Symposium™

Radon Industry Licensing Act - 1998 Requires individuals providing radon measurement or mitigation services to be licensed. Identifies IEMA as the lead agency and required IEMA to promulgate regulations. In the fall of 1996 the leadership of Midwest AARST came to IEMA at the time IDNS) and asked that the state consider a requirement to license and regulate the radon industry in Illinois. There primary concern was the untrained and unqualified work being performed by individuals throughout the state but specifically in the metropolitan areas. Large corporations like State Farm Insurance, Country Companies Insurance, Allstate Insurance, Bridgestone, Firestone, IBM, Motorola and Caterpillar were all concerned with radon as a liability issue when transferring employees and taking their homes into their corporate inventory for resale. The Real Estate industry was educated on the need to test and mitigate , however they did not know what was substandard and incorrect measurement and mitigation was making it hard to compete for those individuals who were trying to follow the EPS protocols at the time. The radon Industry Licensing Act passed the legislature , was signed by the Governor and became effective in in July 1997. 2018 International Radon Symposium™

32 Illinois Administrative Code 422 Regulations for Radon Service Providers Emergency Rule was adopted on January 1, 1998. Regulations for Radon Service Providers was adopted on July 1, 1998. An emergency rule was enacted in accordance with Illinois Administrative Procedures on 1/1/1998 and only required individuals who were currently listed in the EPA proficiency program to document their certification to receive a provisional license. The Agency wrote and had approved by the Joint Committee for Administrative Rule sin Illinois the Illinois regulation , Regulations for Radon Service Providers on July 1, 1988 requireing all provisional and new licensees to submit new applications including their Quality Assurance Programs and Standard Operating Procedures. The regualtion was incorrectly called for years the “Adopted Rule.” 2018 International Radon Symposium™

Illinois Licensee Growth Radon Awareness Act 2018 International Radon Symposium™

Radon Awareness Act - 2008 Mandated disclosure of radon risks and measurement information by a seller to a buyer prior to the buyer making an offer to purchase a home. 2018 International Radon Symposium™

Awareness Act Effects 2018 International Radon Symposium™

Measurements as a Percent of Sales

Illinois Radon Industry Growth 2018 International Radon Symposium™

Josh Kerber State of Minnesota

Effects of a Radon Awareness Law in a Non-Regulated State Joshua J. Kerber, MS Research Scientist Minnesota Department of Health

The Minnesota Radon Awareness Act Passed in 2013 Legislative Session, Effective January 1, 2014. Before signing a purchase agreement to sell or transfer residential real property, the seller shall disclose in writing to the buyer any knowledge the seller has of radon concentrations in the dwelling. The disclosure shall include: whether a radon test or tests have occurred on the property; the most current records and reports pertaining to radon concentrations within the dwelling; a description of any radon concentrations, mitigation, or remediation; information regarding the radon mitigation system, including system description and documentation, if such system has been installed in the dwelling; and a radon warning statement developed by MDH a copy of the Minnesota Department of Health publication entitled "Radon in Real Estate Transactions." 2018 International Radon Symposium™

Increase in Radon Testing – Homeowner Data 2018 International Radon Symposium™

Growth of Minnesota Radon Industry 2018 International Radon Symposium™

Increase in Mitigations 2018 International Radon Symposium™

Mitigations Reported vs Home Sales 2018 International Radon Symposium™

Advice and Lessons Learned Radon results will increase Estimated 4-8x increase in testing – 52% of sales have a test now Measured 4x increase in mitigation Be prepared to handle the additional load Make partners out of adversaries Get the real estate industry on your side or at least not opposing you Be prepared with your facts: unbiased and non-partisan data Know the difference between “Educating” and “Lobbying” Educating = neutral informing/education: “Radon causes lung cancer.” Lobbying = influencing legislation: “Sponsor or pass this bill.” 2018 International Radon Symposium™

Strategy: Homebuyer Notification/Awareness Policy-How to Guide Presented by: Shad Evans - President OARP & Jessica Karns - Treasurer OARP 2018 International Radon Symposium™

Radon Awareness Act Regulation Drives OUR Industry! Illinois – Radon Awareness Act Not a mandate Disclosure form that must be given to all homebuyers in the state. Disclosure states what radon is and why it’s dangerous and that it is commonly found at high levels in our area. After passing, the state of Illinois experienced a significant increase in testing and mitigation. 2018 International Radon Symposium™

Radon Awareness Act: Strategy for Success Step 1 – Do your research Meet with other radon professionals who have attempted this to get strategy and action plan. Decide who will be the point person for the action plan Research Pitch person Legislative liaison –follow up 2018 International Radon Symposium™

Identify Your Bill Sponsor Start in your backyard Constituency first Review voting record Look for Reps with history of sponsoring bills or voting on bills with similar language –Environmental impact /Public Health Democrat vs Republican? Attend party fundraisers or candidate events Chance to meet key people – Kirk Shirring Fund Raiser Initial contact phone vs email? 2018 International Radon Symposium™

Preparing For the Meeting Prepare a packet of useful information for the meeting Resources- Health Department, Lung Association, EPA, AARST Personalize everything to their district – personal stories Included in your Packet: Local health department data State cancer rates Legislative bill language – very important Data on other states that have passed the bill 2018 International Radon Symposium™

Key Points to Emphasize Emphasize not a mandate- Consumers making an informed decision. Many real estate companies have a sign off for radon built into their contract but offer no credible information about what it is- relies on realtors for information. Effect on their district Personal stories from the field 2018 International Radon Symposium™

Advocacy vs. Education Know who you represent and what you are allowed to say- Private Business vs non-profit organization. 501c3/501c6 Non Profit- Education Private Business – Advocacy 2018 International Radon Symposium™

Follow up Very important since most likely no decisions will be made during the meeting. A follow up email and call to emphasize the points made in the meeting and ask respectfully for a commitment. Patience- some reps will take months to consider the information. Important to follow up periodically Don’t runout and approach every rep – this could cause unnecessary issues. 2018 International Radon Symposium™

Questions? Shad Evans Radon Be Gone OARP President shad@radonbegone.net Jessica Karns A-Z Solutions, Inc OARP Treasurer Jessicakarns@vaporremoval.com 2018 International Radon Symposium™