VETERAN & MWBE FUNDING WORKSHOP PRESENTED BY CENTIER BANK November 8, 2018

Centier Bank’s Background Originally First Bank of Whiting Family owned since 1895 led by Michael Schrage, the 4th generation of the Schrage family. Committed to NW Indiana / NE Indiana / Fort Wayne/ Lafayette Area / Greater Indianapolis Area Focused on reinvesting in the local economy and small businesses

Recent News May 2018 – Reached $4 Billion in Assets $1 Million expansion in Technology Solutions Department Rappelling off the Centier Bank Tower for the United Way – “Over The Edge” Fundraiser to raise $40,000 for struggling working families in Lake County. In partnership with the United Way and The Times Best Places to Work in Indiana. Centier is 1 of 20 companies in the Best Places to Work Hall of Fame. Break Through Seminar Series presented by Centier & The Times (entering our second year)

Put your plan to paper Business Plan Resume Project Financials Similar to FHA Financing – paperwork, time, attention to details

Meet with a Business Banker at your local Centier Bank Loan Purpose – what will the loan proceeds be used for? Down Payment – 15 to 20% down Determine Collateral Provide Financial Documentation 3 years business tax returns 3 years personal tax returns Personal Financial Statement Business Plan

What’s next? Centier will work with the SBA to customize a loan that best fits the needs of your Small Business. With our PLP (Preferred Lender Program) designation we have the ability to process your request easier and faster.

Business Banker Contact Information Jessica Schneider 9701 Indianapolis Boulevard Highland, IN 46322 (219) 922-2410 ext. 4328 jschneider@centier.com

Group Sales Manager, Vice President Contact Information Jerry Tomasic Group Sales Manager, Vice President (219) 922-2410 ext. 4316 jtomasic@centier.com