Tracking the Performance of your Holdings Personal Portfolios Today we will be reviewing how Stock Analyst PLUS! can help you track the performance of your holdings. You may easily set up various portfolios to suit the organization of your stocks. Tracking the Performance of your Holdings

Personal Portfolios Integrated with your analysis to track the performance of your holdings Stock Analyst PLUS! includes a Portfolios section to monitor the performance of your holdings, your spouse’s portfolio, your club’s portfolio, etc. It includes a number of other capabilities that we will see in these slides. Personal Portfolios is not meant to be an accounting system to generate year-end tax reports. However, it does show you how you are doing with your investments and where the weak spots are. Therefore it is useful to help you improve your portfolio’s performance.

Overview Any number of portfolios Any number of companies in a portfolio DRIP tracking Foreign stocks and foreign currencies Performance statistics Measures potential return of portfolio Diversification analysis Retirement planner Cost of switching Stock Analyst PLUS! accommodates any number of portfolios with any number of entries (companies). A DRIP portfolio can be set up to identify a company where many entries will be recorded. This simplifies the recording and monitoring for the particular company. ‘Personal Portfolios’ can handle foreign stocks in foreign currencies. Foreign holdings can be translated into your native currency. A number of other statistical sections include: portfolio performance, diversification analysis, the future prospects of long-term investing (retirement planner), and why you hold a company rather than switch (cost of switching).

Personal Portfolios Menu Selections Personal Portfolios functions are accessible from the Menu line item ‘Portfolios’. A New Portfolio is defined first and then entries are selected from your Database list of companies. If a company is not in the DB, it must be added by going to the Main Toolbar, clicking ‘New Company’, and entering the company name. For DRIP accounts, include DRIP in the Account Type cell.

Typical Portfolio and Selections Personal Portfolios A typical portfolio will detail your holdings and includes: name of the company, number of shares, date of purchase, currency, current price, date when the last analysis was done, current value of that particular holding, (foreign currencies are converted), % of portfolio for that holding, simple growth for that holding, compounded growth for that holding, $ gain for that holding, upside/downside ratio from your analysis, relative value, and total return. Note the colored cells. These are coded, based on user-set alerts for value target ranges. The summary information and buttons are covered in other slides. To review a particular company, double-click the company name to open the company SSG with all its information. Typical Portfolio and Selections

Personal Portfolios Portfolio Summary: portfolio current value and cost simple and compounded growth indication of portfolio turnover potential return, up/down ratio, yield Portfolio summary includes information on the overall portfolio. These items include: current value of the portfolio, original cost of the portfolio, compounded growth (which takes into account the time each holding has been held), the newest purchase, the oldest purchase, the average holding period, (this indicates your portfolio turnover rate), the potential return, upside/downside ratio, and dividend yield for the portfolio (based on your SSG analyses).

Personal Portfolios DRIP Portfolio Summary average cost cumulative number of shares average cost You may create a portfolio to keep track of a stock which you hold in a dividend reinvestment plan account. Each quarter you will receive a statement which will show how much was reinvested and how many shares were purchased. These figures may be added as a new line in the DRIP account. The summary will be shown at the bottom of the window.

Personal Portfolios Add/Edit Entries edit existing stocks add purchased stocks edit existing stocks Adding or editing entries to a portfolio are done within the same window. To edit an entry, highlight the company in the portfolio and click the Edit button. Foreign currency translation is automatic by including the exchange rate for foreign holdings. For US$ accounts, an American uses an exchange rate of 1 (one).

Assesses the benefits of life-long investing Retirement Planner Long term (retirement) planning is possible. The selected portfolio is used as the basis of this analysis. The entries are derived from the Portfolio Summary section of the portfolio. These entries can be changed to try other scenarios. The results of this analysis show that a life-long investing philosophy has very attractive results. This is due to the benefit of compounded growth. Investing is especially effective when investments are started for children and grandchildren. Portfolio Turnover relates to the length of time stocks are held in the portfolio. An average hold time of 12 months (1 year) would be 100% turnover, 2 years - 50%, 3 years - 33%, 4 years 25%, etc. Another way of looking at this is: 100% indicates that all the value of the portfolio is sold and repurchased in a 12-month period, 50% indicates that 1/2 of the value of the portfolio is sold and repurchased in one year, etc. Assesses the benefits of life-long investing

Sometimes holding is the better choice Cost of Switching This window measures the financial consequences of selling a stock and buying another. Often, the costs of taxes (capital gains) and commissions negate the expected results. Here Coca Cola is in the portfolio and its values correspond to analysis done for that company. Selecting ‘Switch Co’ brings up the database list of companies. From that list you may choose a company for potential purchase. Numbers can be altered to test situations as they may pertain to the individual. The results above indicate that Amgen may, in the long run, out-perform Coca Cola. However, in the interim 4.6 years there is uncertainty and an increase in risk, due to losses created by the sale. Sometimes holding is the better choice

by capitalization, revenues, sector, currency Diversification Through the Diversification button you may review the makeup of your Portfolio according to several criteria: Market capitalization: This measures the size of the company by the value given by the market. It is calculated by EPS times the number of shares outstanding. Revenues or sales: This measures the size of the company by its yearly sales. Sector: It is necessary to have entered the name of the sector for the companies in your portfolio. Do this within the first Company Data entry window. Currency: If you have foreign stocks for which you have entered exchange rates, Stock Analyst PLUS! will show the division by currency. Diversification may be shown numerically or in a pie chart. by capitalization, revenues, sector, currency

The most comprehensive program for NAIC analysis Demonstration The most comprehensive program for NAIC analysis