Pay with crypto anywhere in the world Company Overview

400K+ 70K+ Company Description Crypterium is one of the TOP-50 Digital Banks according to Financial IT Safety Leaders Award Winner 2017 400K+ PCI DSS Compliant certificates REGISTERED USERS Over 8 years in payments industry 70K+ Experience from 3 successful fintech companies TOKEN HOLDERS 3 licenses on operations with crypto assets under Estonian law CRYPTERIUM IN MASS MEDIA

Crypterium Mobile App Overview Crypterium App allows users to receive, transfer and exchange different currencies, including cryptocurrencies Users will be able to issue virtual cards, bind them to their crypto accounts, connect them to Apple Pay, Samsung Pay or Android Pay, and pay at any NFC terminal, or via scanning the QR codes. Instant exchange Crypterium will instantly exchange users’ cryptocurrencies to fiat inside the App, so that merchants will receive required payments in fiat

Crypterium Operations Overview Crypterium enables its customers to pay with cryptocurrencies using existing payment infrastructure. Fiat is transferred directly to customer’s account in Crypterium App Crypterium immediately hedges exchange rates on partner exchanges Crypterium transfers fiat to customer’s account Crypterium legally purchases cryptocurrencies from customers (operating under Estonia licenses) Fiat is transferred to merchants account to pay for goods or services Crypterium exchanges crypto to fiat on partner exchange during the day Crypterium withdraws funds to its bank account Fiat is transferred to user's bank card via card2card acquirer, SEPA, etc. Real time operations Background operations

Business projections 30B+ 18M+ 35B+ 4M+ 10M+ 400K+ NOW BY 2020 Crypterium has a potential to expand co-branded card user base to 4 million users by 2020 18M+ 30B+ CRYPTO HOLDERS ANNUAL TURNOVER 35B+ PARTNER BANKS’ ANNUAL INCOME* 4M+ *bases on assumed F financial models CRYPTEIUM USERBASE 10M+ CRYPTO HOLDERS 400K+ CRYPTERIUM USERBASE NOW BY 2020

Core Team Our management team is made up of C-suite executives with worldwide experience in the most innovative FinTech companies. Marc O’Brian CEO Former COO of London Derivatives Exchange, an exchange focused on operating trading venues across multiple asset classes. James Davies CFO Austin Kimm COO Former CEO of Visa UK and Ireland, the company’s second most important market. Key advisor to some of the most exciting startups in the UK. Former CEO of Renaissance Insurance Group. Austin led company to #1 Position for Life Insurance in Russia, and sold it for $200 million in 2013. Fintech entrepreneur with dozens of successful ventures with a particular focus on simplifying real-world issues through technology. Vladimir Gorbunov co-founder Fintech and cryptocurrency professional. Co-founder of PayQR. Gleb has over 10 years of experience in successful implementation of e-commerce projects. Gleb Markov, co-founder