ASOCIATIA DE LEASING BANCAR CONFERINTA NATIONALA DE LEASING 19 Octombrie 2005, Bucuresti

CONFERINTA NATIONALA DE LEASING 19 Octombrie 2005, Bucuresti

ROMANIAN LEASING MARKET (million Euro) 1,800-2,000 25-30% 1,450 75% 950 830

ROMANIAN LEASING MARKET BY TYPE OF LESSORS Total Asset Value 2005 1H : 950 million Euro Bank affiliated lessors increased their share from 50% to 54% 150 520 280

ROMANIAN LEASING MARKET SIGNED LEASE CONTRACTS BY ASSET TYPE Total Asset Value 2005 1H : 950 million Euro 3% 13% 84%

ALB SIGNED LEASE CONTRACTS 2004 1H vs 2005 1H Total Asset Value 2005 3Q : 666 million Euro Total Asset Value 2005 1H : 393 million Euro (thousands Euro) 392.950 52% 257.104

ALB SIGNED LEASE CONTRACTS BY ASSET TYPE Total Asset Value 2005 3Q : 666 million Euro 36 153 477

ALB SIGNED LEASE CONTRACTS No. of contracts 2005 3Q-Total No. of contracts : 24,286 2005 1H-Total No. of contracts : 12,895

ALB SIGNED LEASE CONTRACTS BY CONTRACT TERM (2005 1H) 2003-2004 1-3 years was 60%

ALB SIGNED LEASE CONTRACTS BY CUSTOMER TYPE 2005 1H - Retail increased from 3% to 7% and public was introduced

ALB SIGNED LEASE CONTRACTS BY PURCHASE TYPE Constant during the last 3 years 35% 65%

ALB SIGNED LEASE CONTRACTS BY VEHICLE TYPE 2005 1H - Vehicle leasing (275 million Euro) increased by 44% vs. 2004 1H Bank Affiliated Lessors covers more than 50%

ALB SIGNED LEASE CONTRACTS BY REAL ESTATE TYPE 2005 1H-Total asset value - 23 million Euro 2%