Open Enrollment Information/Update

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Presentation transcript:

Open Enrollment Information/Update 2018/19 Open Enrollment Information/Update

Health Insurance Cost NO CHANGES!! US/Mexico Plan Cost Employee – Free Spouse – $424 Children – $509 Family – $576 NO CHANGES!! Mexico Only Plan Cost Family - Meets Individual Mandate Medical & Dental Only Coverage in the US Only Life Threatening Emergencies

In-Network Information What does In-Network mean? Using a doctor and hospital in Arizona Blue Cross Blue Shield of Arizona providers. Employee Only Deductible = $500 Out of Pocket = $4000 Family Deductible = $1000 Out of Pocket = $8000

Out of Network Information What does Out of Network mean? Using a doctor out of state Not Blue Cross Blue Shield of Arizona Providers Employee Only Deductible = $1500 Out of Pocket = Unlimited Family Deductible = $3000

In-Network vs. Out of Network $25,000 Surgery Out of Pocket Cost Deductible = $1500 Out of Pocket Unlimited Cost Unknown!! In-Network Example $25,000 Surgery Out of Pocket Cost 20% = $5000 Deductible = $500 $5,500 $4000

Up to a maximum of 20% of out of pocket. Win/Win Program This program is titled win/win because it is designated to help the employee save money and it also costs the plan less. If you use any of the hospitals in the win/win program, you will automatically be eligible for: Up to a maximum of 20% of out of pocket. **A check will automatically be sent to you in the mail.

Win/Win List of Hospitals SCOTTSDALE North Valley Surgery Center (480)767-2100 Scottsdale Health Care – Hospital Osborne (480)882-4000 Scottsdale Health Care – Hospital Shea (480)882-4000 Scottsdale Health Care – Surgery Center (480)882-4000 Tucson Carondelet Heart Hospital (520)696-2328 Northwest Medical Hospital (520)742-9000 Tucson Medical Center (520)327-5461 University Medical Center (520)694-0111 Imperial Valley Relevant Healthcare (855)328-5100 GLENDALE Arrowhead Community Hospital (623)561-1000 Banner Thunderbird Medical Center (602)865-5555 GOODYEAR West Valley Hospital (623)882-1500 MESA Banner Desert Medical Center (480)412-3000 PHOENIX Banner Estrella Medical Center (623)327-4000 Banner Good Samaritan Medical Center (602)839-2000 Biltmore Surgery Center (602)490-3661 Gateway Surgery Center (602)288-4441 Maryvale Hospital Medical Center (623)848-5000 Paradise Valley Hospital (602)923-5000 Phoenix Children’s Hospital (602)933-1000 St. Joseph’s Outpatient Surgery Center (602)406-3552 The Orthopedic Surgery Center of Arizona (602)424-4408

Flex Program Updates Example: If you flex a total of $1100/22 pays = $50 per pay period $1100 X 20% = $220 savings The amount you flex will be available July 1, 2018 If you do not use all the amount you flexed, you can (only) roll over $500 for the next fiscal year. You will receive a flex card and pin in the mail for the amount you flexed. The card can only be used in the US. The amount you flex is pre-taxed. Meaning they take the amount out of your paycheck first, then they tax you on the remaining. The tax is approximately 20%. Flex can be used for: Medical Dental Prescriptions Vision - **Exams/Glasses/Contacts Babysitting Max amount you can flex: $2500 – Single $5000 – Married filing jointly

CuraLinc CuraLinc in a FREE employee/immediate family assistance program. You or your immediate family are eligible for up to six (6) free visits They will use someone that is a provider in case you would need more than six (6) visits.

Sick Leave Bank Employees interested in donating: Hourly – have at least 80 hours of annual leave accumulated Salary – have at least 10 days of annual leave accumulated To qualify you need: Can be used by any employee that has: Donated for that fiscal year Exceeded their annual/vacation leave You can have max two (2) request per fiscal year

ANY CHANGES YOU MAKE WILL BECOME Open Enrollment Only during the month of May you will be able to: Make any changes to your health insurance (Medical, Dental, Vision, Mexico Only Plan, and/or US Coverage) You cannot make changes to your plan at any other time, unless it’s a qualifying event. Qualifying events are: Marriage, Divorce, Birth of a Child, Loss of Coverage, and/or Court Ordered. Participate in the Flex Program for the 2016/17 FY Donate to the Sick Leave Bank ANY CHANGES YOU MAKE WILL BECOME EFFECTIVE JULY 1, 2018.

Automatic Coverage The following are programs available to all full-time benefit eligible employees. You do not need to fill out any forms to use them at any time during the year. Win/Win Program CuraLinc Employee and Immediate Family Members Teladoc