Neighborhood House: Pathways to Self-Sufficiency Model Family Stability  Career Stability Economic Stability Housing  Basic Needs  Health Employment Education  Savings  Debt   Stability Threshold Met 

Family Stability Below Threshold Stability Threshold Met Housing  Basic Needs  Health Stability Threshold Met Stability Threshold Met    Subsidized housing and/or 40 50% of income for housing Occasionally 2 3 out of 4 basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs) Chronic physical or mental illness not fully managed and may occasionally disrupt life functioning; subsidized health insurance or Medicaid or medical expenses excessive Occasionally demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and net work Living in time limited, overcrowded or unaffordable housing Seldom 4 out of 4 basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs) Chronic physical or mental illness seldom managed and regularly interferes life functioning; inadequate access to insurance or care Rarely demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Homeless or at imminent risk (eviction, couch surfing) Basic Needs not met, Subsidy needed Mental or physical illness interferes with basic life functioning and risking harm; no health insurance or access to care Never or almost demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network

Family Stability Past Threshold Housing  Basic Needs  Health   FAMILY STABILITY Housing Basic Needs Health No physical or mental illness/illness well managed and practices preventative care; has affordable health insurance coverage None of the four (4) basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs) physical or mental illness/illness well managed and practices preventative care; has affordable health insurance coverage Persistently & consistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network No physical or mental illness/illness mostly managed and usually practices preventative care; has basic health insurance coverage and can reasonably cover health costs Usually - 1 out of 4 basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs) No physical or mental illness/illness mostly managed and usually practices Usually but inconsistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively co mmu nicate and network Stability Threshold Met

Career Stability Below Threshold Stability Threshold Met Employment Education  Stability Threshold Met    Stability Threshold Met Income Adequacy wages adequate to meet expenses (food, clothing, housing) Less than 1 year vocational/trade training(C.N.A, CDL, Life Skills, JRT etc.) Occasionally demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and net work Underemployed(income less than expenses). Needs public assistance to meet expenses. H.S. Diploma/ GED Completion of ESL Level 6 Rarely demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Unemployed No GED or Diploma. Less than level 6 ESL Never or almost demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network

Career Stability Past Threshold Stability Threshold Met Employment Education    Stability Threshold Met  Career Stability Employment Education Self Sufficiency Wage- includes benefits. Associates degree, BA or higher Persistently & consistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Income Surplus- wages exceed expenses (food, clothing, housing) 1- 2 year certificate training (LPN, Welding, Manufacturing, etc.) Usually but inconsistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Stability Threshold Met

Economic Stability Below Threshold Stability Threshold Met Savings  Debt Stability Threshold Met Stability Threshold Met    Savings of one month Payment plan in place and meets minimum payments Occasionally demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Savings of less than one month Debts in excess of ability to pay; behind in payments Rarely demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network No Savings Defaults or Non Payment on all/ most Loans; in collections Never or almost demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network

Economic Stability Past Threshold Stability Threshold Met Savings  Debt   Stability Threshold Met  Economic Stability Savings Debt Savings of 3 month's expenses or more Current on all balances and no outstanding debt other than mortgage/ education/ car loan Persistently & consistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Savings of more than 2 months Current in payments and plans on paying more than minimum payments Usually but inconsistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Stability Threshold Met

Neighborhood House: Pathways to Self-Sufficiency Model  FAMILY STABILITY CAREER STABILITY  ECONOMIC STABILITY   Housing  Basic Needs  Health Employment Education  Savings  Debt No physical or mental illness/illness well managed and practices preventative care; has affordable health insurance coverage  Always - None of the four (4) basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs)   Self Sufficiency Wage- includes benefits.  Associates degree, BA or higher  Savings of 3 month's expenses or more  Current on all balances and no outstanding debt other than mortgage/ education/ car loan   Persistently & consistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network No physical or mental illness/illness mostly managed and usually practices preventative care; has basic health insurance coverage and can reasonably cover health costs  Usually - 1 out of 4 basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs)  Income Surplus - wages exceed expenses (food, clothing, housing)  1-2 year certificate training(LPN, Welding, Manufacturing, etc.)  Savings of more than 2 months  Current in payments and plans on paying more than minimum payments   Usually but inconsistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Stability Threshold Met  Subsidized housing and/or 40-50% of income for housing  Occasionally - 2-3 out of 4 basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs)  Chronic physical or mental illness not fully managed and may occasionally disrupt life functioning; subsidized health insurance or Medicaid or medical expenses excessive  Income Adequacy - wages adequate to meet expenses (food, clothing, housing)  Less than 1 year vocational/trade training(C.N.A, CDL, Life Skills, JRT etc.)  Savings of one month  Payment plan in place and meets minimum payments   Occasionally demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Living in time-limited, overcrowded or unaffordable housing  Seldom - 4 out of 4 basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs)   Chronic physical or mental illness seldom managed and regularly interferes life functioning; inadequate access to insurance or care  Underemployed(income less than expenses). Needs public assistance to meet expenses.   H.S. Diploma/ GED Completion of ESL Level 6  Savings of less than one month  Debts in excess of ability to pay; behind in payments    Rarely demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network Homeless or at imminent risk (eviction, couch surfing)  Basic Needs not met, Subsidy needed  Mental or physical illness interferes with basic life functioning and risking harm; no health insurance or access to care  Unemployed   No GED or Diploma. Less than level 6 ESL No Savings  Defaults or non Payment on all/ most Loans; in collections  Never or almost demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network