Choosing an Apartment Type of apartment (complex or duplex, # of bedroom, amenities, parking or garage, etc.) Location Safe, close to work Cost Amenities.

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Presentation transcript:

Choosing an Apartment Type of apartment (complex or duplex, # of bedroom, amenities, parking or garage, etc.) Location Safe, close to work Cost Amenities – need a roomate – include utilities? Good Rule: Spend NO more than 30% on your monthly net earnings Signing a lease Deposit

Items to consider Salary Start up costs Will you need to buy anything additional Deposit Will you have enough left over to cover all other bills

Buying a Home Do you plan to move anytime soon? Good credit Aim for home you can afford Rule of thumb: buy home that is 2 ½ x annual salary 20% saved to put down? Location – good schools Taxes

Online Payment Calculators www.bankrate.com/calculators Mortgage or Auto Down payment Interest

Where to Live…. Pick 3 different places to live in different price ranges Examples… Cut out and keep Choose two cars in different price ranges