James Jones Quiz Two Experian

Question 1 Credit Reference Agencies are licensed by which organisation? The Financial Ombudsman Service The Office of Fair Trading The Office of the Information Commissioner The Financial Services Authority

Question 2 What ER is a record of who is registered to vote at an address and is used by lenders to check your name and address when you apply for credit? Elections Role Emergency Room Electrical Register Electoral Roll

Question 3 Once a credit agreement is settled, for how long does it stay on a credit report? 12 Months 3 Years 6 Years 12 Years

Question 4 What does the status code ‘3’ mean next to a credit account on a credit report? 3 Months in Arrears Opened in March £3,000 Credit Limit A 3G Phone

Protective Registration Question 5 What term describes a short explanatory note you can ask to be added to your own credit report? Default Notice Protective Registration Previous Search Notice of Correction

Question 6 Based on the people who seek help from Experian, how much time passes before the average victim of ID fraud discovers the crime? 14 Minutes 14 Days 14 Weeks 14 Months

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