Prestamos CDFI Prestamos is a wholly owned subsidiary of Chicanos Por La Causa (CPLC) and an affiliate of CPLC New Mexico. CPLC is focused on the needs of Latino communities in Arizona, Nevada and New Mexico and now serves over 200,000 individuals in urban and rural communities across its three state footprint. Prestamos was formed in 2000 as CPLC’s growing awareness of our constituent’s needs led us to focus on having a lending arm. To date Prestamos has provided over $106 million in financing to businesses and economic development projects.

USDA Community Facility Financing up to $5 million Micro and Small Business Financing up to $2 million New Markets Tax Credit Financing up to $10 million (Healthcare, Hospitality, Manufacturing, Small Business) USDA Community Facility Financing up to $5 million Jose Martinez, President jose.martinez@cplc.org

Jose Martinez, President jose.martinez@cplc.org

What Makes a Good Candidate for NMTC Financing Located in a “highly distressed” census tract – any one of the following: • Poverty > 30% • Median Income < 60% of statewide • Unemployment > 1.5 times national average • Non-metropolitan county • Two of any secondary criteria (e.g. Food Desert, Medically Underserved) Community impact • Tangible community benefit – measured by quality job creation, providing unmet goods & services to low income communities (grocery stores), environmentally sustainable construction, etc. • Part of an existing plan for economic revitalization • “But for” test – NMTC fills a real funding gap that would otherwise not happen Ready to go • Other sources of funding are committed • Approvals all in place Jose Martinez, President jose.martinez@cplc.org

Jose Martinez, President jose.martinez@cplc.org Case Study Hotel Palomar – Phoenix • 90,000 SF Commercial Real Estate $12MM Allocation • Community Alignment: ― Consistent with the City’s plans for transit oriented design; increase in downtown jobs and increase in access to downtown amenities • 600 Construction jobs ― $31.9MM in construction wages ― $4.8MM in construction sales tax • 212 Permanent jobs ― $57.2 MM in lodging sales tax ― $16.3 MM of this in City sales tax • 26% Equity/74% Leverage • Debt Conversion approximately $2.5 million Jose Martinez, President jose.martinez@cplc.org

Case Study – Small Dollar Loan Pool NMTC Financing Liberty Irvington – Tucson 10,000 SF Commercial Real Estate $1.9MM Allocation $2.1MM Total Project Cost 90% financing No Debt Conversation Benefits to project Access to Capital Low cost interest only for 7 years 90% LTV Community Impact 18 Construction Jobs 35 Permanent Jobs Access to Healthcare Clinic Jose Martinez, President jose.martinez@cplc.org

USDA Community Facilities Relending Program Prestamos was awarded funding to relend through the USDA Community Facilities program. Product Loans size from $700,000 to $5 million Permanent financing terms up to 35 years Rates from 4.0% to 5.5% Eligible borrowers, Nonprofits, Public Bodies and Federally Recognized Tribes Jose Martinez, President jose.martinez@cplc.org

USDA Community Facilities Relending Program Eligible Area Rural areas including cities, villages, townships and towns including Federally Recognized Tribal Lands with no more than 20,000 residents according to the latest U.S. Census Data are eligible for this program Funding Priorities Priority is given to projects that are located in targeted high- or persistent-poverty areas Jose Martinez, President jose.martinez@cplc.org

USDA Community Facilities Relending Program How may funds be used? Funds can be used to purchase, construct, and/or improve essential community facilities, purchase equipment and pay related project expenses. Examples Healthcare facilities, (hospitals, clinics, assisted living facilitied) Public Facilities Child Care Centers, Community Centers Museums, Libraries Food Banks Jose Martinez, President jose.martinez@cplc.org