Segregated Funds IAG Savings & Retirement Plans Frank Esposito Director of Sales, Ontario Individual Investment and Retirement Products

iA Financial Group Company Profile

iA Financial Group Company Profile

iA Financial Group Company Profile

iA Financial Group Celebrating 125 Years!

Providing your Clients Solutions

Why Choose iA?

Why Choose iA?

Why Choose iA?

IAG Savings and Retirement Plan

IAG Savings and Retirement Plan

IAG Savings and Retirement Plan

IAG Savings and Retirement Plan Classic Series 75/75

IAG Savings and Retirement Plan Classic Series 75/75

IAG Savings and Retirement Plan

IAG Savings and Retirement Plan Series 75/100

IAG Savings and Retirement Plan Series 75/100

IAG Savings and Retirement Plan

IAG Savings and Retirement Plan Ecoflex Series 100/100

IAG Savings and Retirement Plan Ecoflex Series 100/100

IAG Savings and Retirement Plan

IAG Savings and Retirement Plan

IAG Savings and Retirement Plan FORLIFE Series

IAG Savings and Retirement Plan FORLIFE Series

Choose the Series of Funds

IAG Savings and Retirement Plan

Investing with iA

Investing with iA

Why use a Segregated Fund ? Guarantee applicable at maturity or death on deposits made Protection of gains earned on deposits made Protection of estate value at death (no probate fees)* Possible protection against creditors* Continuation of your contributions in case of disability (deposits made by iA Financial Group)* Consumer protection* Possibility of obtaining a lifetime guaranteed income *Certain conditions apply.

iA Fund Lineup

Our Managed Solutions Why choose managed solutions? For their simplicity To achieve optimal diversification To take advantage of a multi-management approach set up by experts For a turnkey investment solution for your clients Objective: Maximize returns while keeping the level of risk in line with the investor profile Objective: Maximize returns and minimize losses during down markets Active management of exposure to foreign currency to increase return potential and reduce volatility

Canadian Equities  Lack of depth

Investors Need to Look Beyond Canada

Institutional Investors Are Already There

Global Diversified (Forstrong) June 30, 2017

A Strong Offering…

Portfolio Recommendations

Prudent Portfolio

Moderate Portfolio

Balanced Portfolio

Growth Portfolio

Aggressive Portfolio

Current Fund Performance http://ia.ca/funds-performance

F13-1000A(17-03)

Investments in the Funds

Guaranteed Interest Funds 60-day rate guarantee Very practical for terms that are not immediate Capital 100% guaranteed Guaranteed rate of return provides interest growth Reduced management fees in the Prestige Series Assets invested in GIFs are taken into account for a potential fee reduction Consolidation of investments at iA to enhance interest rate Enhancement based on total assets invested in a GIF in one contract (automatically) or in all contracts (at the advisor’s request only) Redeemable at any time Fees apply Interest Simple (payable monthly or yearly) or compound

Guaranteed Interest Funds

Compensation

Same FYC as DSC No Charges to Client Sales Charge Options Charge Back 3 Years Charge Back 5 Years DSC FEL Same FYC as DSC No Charges to Client Upon surrender advisors receive the charge back over 3 or 5 years

Sales Charge Options

Sales Charge Options

Sales Charge Options Fund Global Diversified (Forstrong ) Sales Commission Service Commission Fund DSC CB3 CB5 FEL Global Diversified (Forstrong ) 4% 2.5% Up to 5% 0.350% 0.800%

IAG Savings and Retirement Plan

RRSP Loan

Investment Loans Target clientele Annual income of $50,000 or more Good knowledge of investments Positive net value High risk tolerance Financially affluent Long-term investment objectives Clients who are most likely to be interested in this type of loan are professionals, executives, entrepreneurs and business owners.

IAG RESP

IAG RESP

RESP Loans The advantages of taking out an RESP loan with us: Why take out an RESP loan? Increase your contributions without having to modify your budget Carry forward any unused grant amounts. Maximize the Canada Savings Grant contribution, in particular if your child is 12 years of age or older and is about to start high school The advantages of taking out an RESP loan with us: You can pay off your loan at any time Competitive interest rates Loan approval without a credit check

Thank You! Frank Esposito Director of Sales, Ontario Individual Investment and Retirement Products Frank.Esposito@ia.ca | 647.464.3858

Any views expressed in this presentation are based on current market conditions and are subject to change without notice. They are not intended to provide specific investment advice. Any forward-looking statements in this document are not guarantees of performance. They involve numerous risks, uncertainties and assumptions. Although we believe these assumptions to be reasonable, there can be no assurance that actual results will not differ materially from our expectations. iA Financial Group is a business name and trademark of Industrial Alliance Insurance and Financial Services Inc.

Inheritance Your Way Intended for clients who have a considerable portfolio and who find themselves in one of the following situations: They worry that their heirs will have difficulty managing a large inheritance They have an heir who will require regular income for special care throughout his or her life They want any inheritances transferred gradually They wish to avoid costs related to the creation of a trust

Prestige Series

Prestige Qualification: Total assets of $300,000+ Eligible assets: guaranteed investments (GICs) and segregated fund contracts MER reduction of 0.11% to 0.67% Automatic qualification Same compensation (no reduction)

Prestige Series Assets taken into account when determining eligibility for Prestige Series:

Prestige Series Reduced MER on assets held in funds in the following series:

Prestige Series

IAG Savings and Retirement Plan

IAG Savings and Retirement Plan

IAG Savings and Retirement Plan