Mason Contractors Association of America (MCAA) Health Plans Serving the unique health care needs of the masonry industry.

Introduction The Mason Contractors Association of America (MCAA) is the national trade association representing mason contractors. The MCAA is committed to preserving and promoting the masonry industry by providing continuing education, advocating fair codes and standards, fostering a safe work environment, and recruiting future manpower. UnitedHealthcare is the only endorsed health carrier of the Mason Contractors Association of America (MCAA) nationwide.

The Mason Contractors Association of America (MCAA) Health Plans The Mason Contractors Association of America (MCAA) is situs out of the state of Illinois as a Single Large Employer/Bona Fide Association. UnitedHealthcare Illinois Plans. UnitedHealthcare’s Choice Plus National Network. Agent/Agency is required to be licensed in Illinois to receive commission on MCAA business. 2-4 eligible employees (and virgin groups): Medical: Individual underwritten. 5+ eligible employees: Medical: Underwritten via GRX. Eligibility requirements SIC Code: 1741, 1742, 1743 Participation: GRX Rating: 50% Participation of eligible employees Install: 50% Participation (less valid waivers)

How to quote Submit quote requests to: MCAA_AHP@uhc.com Email subject line: MCAA – GROUP NAME – EFFECTIVE DATE CC: Your UnitedHealthcare sales rep and the assigned Regional Account Executive (Austin Carlan/Brian Haugen/Matt Leimbek). 2-4 eligible employees (and virgin groups): Underwritten rates: GRX Current Carrier Preliminary rates: Renewal Packet with Medical/Rx rates & plan designs Complete MCAA quote request form (coversheet and census tabs). Current UnitedHealthcare customers looking to move to the MCAA (conversion opportunities): Underwritten rates: Individual Underwriting: Tax ID #. Individual applications (AHP individual application). Follow New Business preliminary quoting process for appropriate group size. Include current UnitedHealthcare policy # with quote request. Renewal packet with Medical/Rx rates & plan designs 5+ employees: Current UnitedHealthcare clients are able to move to the MCAA at their UnitedHealthcare renewal date only.

Installation requirements Submit installation material to: MCAA_AHP@uhc.com Email subject line: MCAA – GROUP NAME – EFFECTIVE DATE - SOLD CC: Your UnitedHealthcare sales rep and the assigned Regional Account Executive (Austin Carlan/Brian Haugen/Matt Leimbek). 2-4 eligible employees (and virgin groups): 5+ eligible employees: Prime enrollment spreadsheet. AHP individual applications or prime enrollment spreadsheet. Employer application. Copy of binder check (estimated 1st month premium – payable to UnitedHealthcare) or Direct Debit form. AHP employer application. Copy of binder check (estimated 1st month premium – payable to UnitedHealthcare) or Direct Debit form Wage & Tax (5-9 eligible employees) or participation certificate (10+ eligible employees). Sold exhibit/proposal. Wage & Tax. MCAA member number. AHP Participation Agreement Agent/agency must be licensed in IL to receive commission on MCAA business. AHP Participation Agreement. Confirmation that the firm is an active dues paying member of the MCAA. Franchise Code: 7660000

2.00% Management fee What does the management fee cover? service fee Added to the invoice for all Mason Contractors Association of America (MCAA) members. Included on the group’s invoice (quarterly) as a separate line item and is not included in the UnitedHealthcare medical premium. What does the management fee cover? The fee covers the following Association expenses: Hiring auditors. Filing paperwork with the government. Plan administration. Fiduciary responsibilities.

Identifying opportunities The Mason Contractors Association of America (MCAA) SIC Code: 1741, 1742 & 1743. 1741: Masonry, stone setting, and other stone work. 1742: Plastering, drywall, acoustical and installation work. 1743: Terrazzo, tile, marble and mosaic work. To qualify for UnitedHealthcare’s MCAA insurance plan, firm’s must be an active dues paying member of the Mason Contractors Association of America (MCAA). Firm must be a Contractor member to qualify. Associate members (non-voting category) are not eligible for the MCAA Association Health Plan.

Commission Agent of Record Co-Agent: Assurance Agency 4% Service Fee Agent/agency must be licensed in IL to receive commission on MCAA business. 2% Service Fee for all MCAA sold business Assurance Agency is the national consultant for the Mason Contractors Association of America, providing legal, actuarial, marketing and reporting services

Joining the Mason Contractors Association of America (MCAA). To qualify for the preferred MCAA pricing at UnitedHealthcare, the employer group must be a member of the Mason Contractors Association of America. To join Mason Contractors Association of America visit: www.masoncontractors.org Confirmation that the firm is an active dues paying member of the Mason Contractors Association of America (MCAA) is required at installation.

Regional Account Executive territory map Association and Trust Brian Haugen brian.haugen@uhc.com or 952-931-5084 Matt Leimbek matthew_leimbek@uhc.com or 952-912-6787 Austin Carlan austin_carlan@uhc.com or 952-406-4226

Thank you. * This presentation is not for consumer use.