iCare® Consumer Credit In this economy, Consumers don’t always have the money on hand to pay upfront for your services or products.

What is the iCare® Program iCare offers 0% Percent Interest iCare approves EVERYONE instantly iCare does not require a Credit Check iCare guarantees all your payments into your account

Who is iCare® Founded in 2006 – Based in Atlanta, GA “A” rating with the Better Business Bureau Operates in all 50 States and Canada Currently servicing thousands of businesses nationally.

Benefits of the iCare® Program IMMEDIATE Increase Cash Flow into the Business Convert un-booked repairs/purchases/appointments into paying customers from the past files and walk-ins Convert price checkers and telephone inquiries into paying customers Sell higher ticket repairs and services

Benefits of the iCare® Program Provides you and the customer an Alternative Finance Solution Service all your customers If you already offer financing, then you never have to turn away the 50% of your customers that get turned down because of strict credit approval standards There are no monthly or individual costs to your BUSINESS to add customers through our program

How iCare® Works Simply collect your cost or better on initial 1st payment For example, on a $1000 care plan you might collect a $400 to $500 down payment based on your cost Of the balance, ask the customer what they can afford to pay monthly of the balance that does not put them or their family in harms way It can be spread as little as 3 months, 6-12 months or as long as 24 months You are always in control

More Benefits of the iCare® Program We Handle All Collections and Communications Six-year partner of one of the few acquirers in the country, thus eliminating the need for a gateway, which means we handle all the front- end and back-end of the processing We have bullet proof collection authority which includes automatic updaters and default response codes Less than 1.32% of customers default on the iCare program. Of this low percentage 66% of all incidents are resolved within 30 days We GUARANTEE all payments into your account  

iCare® Customer Plan Example Service Plan $1,000 One –Time 10% Administration Fee $ 100 (Customer absorbs cost) Total Amount $1,100 Less amount paid down $ 400 Balance Due $ 700 Customer pays $100 per month for 7 months No Minimum or Maximum Amount Restrictions

Office Fills Out Simple One Page Form All Customers Office Fills Out Simple One Page Form APPROVED

Home Page To add a new Customer, simply collect down payment and then hit Recurring Info button

Create Payments To create a payment for your customer enter Monthly Frequency and Total Amount of Payments then press Save

Payment Ready to Send When you have payments to send, the Transaction Pending button will be highlighted RED. Press the Red Button and the customer List will appear.

Monthly Payments Funds automatically deposited into account in 48 hours or 2 business days.

Samples of letter

Samples phone scripts… Turning telephone inquires into customers. Turn price checkers into paying customers

Return on Investment - Example $1,000 Charge for Average Repair - 400 Hard cost of parts $ 600 Gross Profit (Before Labor/Overhead) x 16 Pick up 4 extra repairs per/wk $ 9,600 Monthly Gross Pick up $115,200 Annual Gross Pick up

We Provide: 0%Interest Everyone Approved iCare ® Auto Credit iCare Program is a one time fee of $1995 per  location with a $995 optional renewal fee. Here  is  what  you  obtain for your investment: Install of Software Simple Training on System Phone Scripts/Letters Authorization Forms Customer Support Marketing collateral for existing and new customers INCREASED BUSINESS Best Care...Money Can Buy.

Your Company’s Benefits No financial RISK to your business New customer base Increase sales from existing customers Turns phone calls into paying customers No “Bad Debt” write off Increased word of mouth customer referrals An advantage over other competitors

Getting Started With iCare® Simply fill out one page Service Agreement and attach payment iCare will email you a merchant agreement; return via email/fax. Receive terminal ID within 2-3 business days iCare schedules a time convenient for you to download software. Your business can be launched in as little as 5-7 business days

iCare® a true advantage Contact our iCare office today to set up an overview and business profile Sam Fuchs– Vice President 678-521-7295 sfuchs@icarecreditcorp.com