Mission & Vision Our Mission To connect and equip Christians to share their lives, faith, talents & resources Our Vision An authentic Christian community that reflects the love of Christ

About Christian Care Ministry Authentic Christian Community Christian Care Ministry is committed to serving the Lord and our membership with excellence. Headquarters, Melbourne, FL Founded in 1993, CCM moved to its current location on Eau Gallie Boulevard in Melbourne in October of 2014. Satellite Campus, Colorado Springs, CO CCM opened a 100-seat service center in August of 2016 on the Focus on the Family Campus. Inspired Staff Personal Calling 400+ Employees in 12 States

Impacting the Kingdom (As of July 2017) $40 Million+ every month being shared 410,000 members Praying for one another and sharing medical bills $2.6 billion shared and discounted

What is Medi-Share? Affordable alternative to health insurance (Approx. half the cost!) Community of believers voluntarily share one another’s medical bills Members can choose any provider in or out of network PHCS PPO Network with over 700,000 providers Unlimited annual and lifetime maximums with few sharing limitations* No open enrollment - available year-round Available in all 50 states * $50,000 per person during the first month, $125,000 maternity limit

Sample Member Card Includes: Membership numbers Initial charges per Office Visit and Hospital, Emergency Room Visit ($35 and $200 respectively) Contact numbers for members and provider web site PHCS logo signifying the present PPO contract *$200 ER fee

What Happens at a Provider’s Office? Medical event occurs Member selects a Network Provider* Private Healthcare Systems (PHCS) offers a PPO network with more than 700,000 providers nationwide Member shows Medi-Share ID card and pays Provider Fee $35 initial charge for doctor visits $200 for an emergency room visit Provider notifies and sends bills to Medi-Share *Members may select any provider of their choosing, including out-of-network providers, but in doing so may not benefit from discounting of medical bills as with an in-network provider. *$200 ER fee

What Happens to Medical Bills? PHCS negotiates discounts. An average adjustment of 30–35% by staying in-network. Provider Fee of $35 or $200 is also deducted from the total bill. Medi-Share processes the bills for sharing. Medi-Share notifies member of any amount they must pay directly to meet their AHP. For any amounts to be shared, Medi-Share transfers sufficient funds from other members’ accounts into the billed member’s account. Medi-Share notifies sharing members of the recipient of their monthly share amount. Share amounts are used to pay providers. Once the dollars are transferred, Medi-Share processes payment to the doctor or hospital from the member’s share account. *$200 ER fee

Sample Explanation of Sharing

What Does Medi-Share Cost? Single person, Age 28* Annual Household Portion $1,750 $3,000 $4,250 $5,500 $8,000 $10,500 Standard Monthly Share $261.00 $206.00 $167.00 $149.00 $128.00 $96.00 Healthy Monthly Share $228.00 $182.00 $146.00 $133.00 $112.00 $85.00 Health Partner Program: In some cases, certain health conditions (like certain heart conditions, excess weight, or diabetes) qualify applicants for our mandatory Health Partner program, which includes an additional $99 per month fee. (Graduation from the Health Partner program waives the $99 fee). *Price pulled 9/28/2018 using DOB: 1/1/1990 - subject to change

What Does Medi-Share Cost? Family of 5, Oldest Age 40* Annual Household Portion $1,750 $3,000 $4,250 $5,500 $8,000 $10,500 Standard Monthly Share $909.00 $720.00 $577.00 $485.00 $386.00 $286.00 Healthy Monthly Share $753.00 $608.00 $488.00 $402.00 $325.00 $237.00 Health Partner Program: In some cases, certain health conditions (like certain heart conditions, excess weight, or diabetes) qualify applicants for our mandatory Health Partner program, which includes an additional $99 per month fee. (Graduation from the Health Partner program waives the $99 fee). *Price pulled 9/28/2018 using DOB: 1/1/1978 - subject to change

What Does Medi-Share Cost? Couple, Oldest Age 55* Annual Household Portion $1,750 $3,000 $4,250 $5,500 $8,000 $10,500 Standard Monthly Share $846.00 $699.00 $596.00 $528.00 $463.00 $357.00 Healthy Monthly Share $732.00 $608.00 $506.00 $448.00 $390.00 $298.00 Health Partner Program: In some cases, certain health conditions (like certain heart conditions, excess weight, or diabetes) qualify applicants for our mandatory Health Partner program, which includes an additional $99 per month fee. (Graduation from the Health Partner program waives the $99 fee). *Price pulled 9/28/2018 using DOB: 1/1/1963 - subject to change

Bills not eligible for sharing / not applied to AHP Unbiblical lifestyles – abortions, sex changes, drug & alcohol Routine exams for adults and children 6 and older* Annual check ups and vaccines Preventative Mammograms and colonoscopies Some major pre-existing conditions 3 year waiting period from time of last sign, symptom or treatment before bills can be shared or if you have reached 3 years as a member. *Children under 6 : Well Visits are included.

The Medi-Share Difference Christian Community: Prayer support from members and staff MD LIVE: $0 cost, 24/7 access to Doctors Dental, Vision, and Prescription Discounts Ease of use with direct billing Virtual Share Exchange: patented process Speed of processing and sharing bills (less than 25 days) Unlimited Sharing of eligible medical bills (except for maternity limit) Health Incentive (up to 20% discount) *maternity limit added to “unlimited sharing” line

Why Medi-Share? Fellow believers are coming together as brothers and sisters in Christ as we read in the Book of Acts: Prayed together Broke bread together Had everything in common When someone had a need, they took care of each other and shared in that need. Gave God glory in everything they did Medi-Share emulates all this in a medical way