National Association of Insurance and Financial Advisors

Top 10 Reasons Your Membership Is Important

10. NAIFA keeps you in business. --- Congress and state legislatures 10. NAIFA keeps you in business. --- Congress and state legislatures threaten the very foundations of our industry and livelihoods. a) Tax death benefits – “No” b) Tax the inside buildup – “No”

9. DOL wants all agents to conduct. complete financial needs 9. DOL wants all agents to conduct complete financial needs analysis on all products before the sale (normally a $2,500 cost done by a CFP). – “No”

8. Florida legislature said attorneys,. risk managers, and certain 8. Florida legislature said attorneys, risk managers, and certain college degree holders can sell life insurance in Florida without an insurance license.

7. NAIFA promotes the ethical. conduct of its members 7. NAIFA promotes the ethical conduct of its members. --- One unethical agent can taint the reputation of an industry. Good ethics is good business.

6. Florida special commission tried. to recommend to the legislature 6. Florida special commission tried to recommend to the legislature a sales tax on agent commissions and insurance products.

5. Quality professional. development– education and. training 5. Quality professional development– education and training. National, state, local. --- 80-year partnership with The American College (CFP, CLU, ChFC, LUTCF, RHU, REBC, CLF, FSS, MSM, MSFS, AEP, CASL)

4. Online (password protected). sales, prospecting, and 4. Online (password protected) sales, prospecting, and marketing tools.

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3. It’s your sanctuary.

2. Make a commitment to your industry.

1. You make more money. (NAIFA members produce 52% more 1. You make more money!! (NAIFA members produce 52% more premium than non-members.*) * New York Life study (2010) – Council-level agents

And it costs only….. $44 per month