|waves| |of| |change|.

Slides:

Advertisements

Similar presentations

Economic advantage and disadvantage: women in Australia Presentation to the National Council of Women of Australia Dr Marcia Keegan Research Fellow, National.

Advertisements

Hon. Susan Ryan AO Age Discrimination Commissioner 2012 Rights Roadblocks Resilience Older Women’s Network NSW.

M. CINDY HOUNSELL WOMEN’S INSTITUTE FOR A SECURE RETIREMENT (WISER) GUARANTEEING SAVINGS TO LAST A LIFETIME: THE NEXT RETIREMENT CHALLENGE SEPTEMBER 11,

Older workers - Working Forever? CEET National Conference October 2005 Fran Ferrier CEET.

Figure 1. The Distribution of Goodies over People none tons Goodies 100% Percent Of Persons.

DR. VERONICA SHEEN* MELBOURNE, AUSTRALIA DEVELOPING AND IMPLEMENTING POLICIES FOR A BETTER FUTURE AT WORK: 4TH CONFERENCE OF THE REGULATING FOR DECENT.

Instructions for use This is to be used as a guide only for advisers when preparing a personalised client seminar for their client(s). The Aviva name and.

Figure 1. The Distribution of Goodies over People none tons Goodies 100% Percent Of Persons.

Richer or poorer - gender, income and wealth Planning for retirement Professor Hazel Bateman School of Risk & Actuarial Studies UNSW Business School ARC.

Women and Poverty.

Distribution of income and wealth Define income Market income= wages/salaries/profit/rent Gross income= market income + transfers Disposable income= gross.

KICK START 2015 WEALTH PLAN FOR THE FUTURE. Kick Start 2015 Plan for the future! This information is current at January 2015 and is subject to change.

A presentation for the Women’s Institute for a Secure Retirement February 28, 2008 Barbara D. Bovbjerg Director Education, Workforce, and Income Security.

League of Women Voters Tennessee State Conference October 13, 2001 The Status of Women in Tennessee.

GROWING TOGETHER: THE AUSTRALIAN SOCIAL DEMOCRATIC MODEL Presentation by Hon Wayne Swan MP Member for Lilley Treasurer (2007 – 2013) Deputy Prime Minister.

UnionsNSW WHS Briefing 2013 November Important information 2 This material is of a general nature and does not take into account your personal objectives,

Pension Reform: What Can the United States and Australia Learn from Each Other? by Jon Forman Alfred P. Murrah Professor of Law University of Oklahoma.

 Goal of Equity in Income distribution: is to have a more equitable (fairer) distribution of income. That means productive income is divided among the.

Influences on health and status and the millennium development goals.

Canton of Zurich Statistics UNECE Work Session on Gender Statistics Geneva March 2012 Gender Pay Gap and Wage Discrimination in the Greater Zurich.

Old-age pension benefits in Poland – do they meet changing needs of the retired? Joanna Rutecka Institute of Statistics and Demography Warsaw School of.

Community Foundation of Collier County Our Mission: To improve the quality of life in Collier County by connecting donors to community needs and providing.

McGraw-Hill/Irwin © 2005 The McGraw-Hill Companies, Inc., All Rights Reserved. Chapter 28 Gender.

Who’s got you covered? Insurance for females Presented by [dd month] 2008.

Gender Indicators, Australia, September 2017 (cat. no )

INTRODUCTION Els VAN WINCKEL ZC MORGES-LA COTE (CH) President

Age and Inequality.

Ageing and Longevity: What the Future Holds

American Scorecard: Special Populations

Poverty and deprivation Resolution Foundation

Preparing for (mass) retirement

Annual Survey of Hours and Earnings

Ch. 8.4 Notes: Work Trends.

22nd Melbourne Money & Finance Conference 2017

YOUR CLIENTs and longevity risk

Superannuation changes and you

Please use the charts and slides in your own presentations, customizing to make the content compelling for your audiences. We ask that you retain the NCWIT.

OECD REPORT PREVENTING AGEING UNEQUALLY

MLC Investments Peer Relative Performance Pack

Community Intervention for Census Tract 4848

STABILIZING WORLD POPULATION

Are Washington Workers Ready for Retirement?

Presenters: Tran Duc Long Nguyen Nhu Quynh Vu Thi Nhat Yen

Unemployment What are the different types of unemployment?

Beliefs and Stereotypes

Unemployment What are the different types of unemployment?

Gender, Pension and Retirement Lilach Lurie, Tel-Aviv University

Employees (thousands)

Health and Wealth Causes of Poverty.

Unemployment What are the different types of unemployment?

Jonathan Bradshaw, Antonia Keung and Yekaterina Chzhen

Unemployment What are the different types of unemployment?

Unemployment What are the different types of unemployment?

The Research Question Female general practitioners in Australia earn less than their male peers on average While female GPs work less hours than male GPs,

Changing employment relations & reforms of social security systems

Gender Pay Reporting 6 December 2017.

Unemployment What are the different types of unemployment?

MISSOC NETWORK MEETING,NICOSIA

Unemployment What are the different types of unemployment?

Unemployment What are the different types of unemployment?

Unemployment What are the different types of unemployment?

The Benefits of Education

A college education significantly boosts a student’s annual and lifetime earnings.

All Service-providing Industries

Gender Women are getting college degrees at higher rates than men, so why are they still complaining?

Study: Who are the working women in Canada’s top 1%?

Gender INequality Georgia and alyssa.

The Handy Dandy Guide 1. People choose. 2. People’s choices always have costs. 3. People respond to incentives in predictable ways. 4. People create economic.

Town Hall Natchez, MS October 1, 2016.

Getting Equal: Implementing the Gender Equality Duty

Presentation transcript:

|waves| |of| |change|

Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL 235249, the Trustee of Health Employees Superannuation Trust Australia (HESTA) ABN 64 971 749 321. This information is current as at October 2017. While every attempt has been made to ensure the accuracy and reliability of the information, it is not guaranteed in any way. This information is of a general nature. It does not take into account your objectives, financial situation or specific needs so you should look at your own financial position and requirements before making a decision. You may wish to consult an adviser when doing this.

Unfinished business The median super balance for a woman in the 55-64 age group was $80,000 for women compared to $150,000 for men A super gender gap of 47% ABS 2013-14 prepared for AIST

HACS wages and wage growth - 4 years annualised Super for some HACS wages and wage growth - 4 years annualised the gap between the HACS wages vs. over all Australian work force is evident with all median, average and 90th percentile wages below all industry levels the growth in median wage is lower than the over all median wage growth, which means more HACS employees suffer the wage gap more today than in 2012 the wage gap between the lower wage earner and higher wage earner is also increasing with the average and 90th percentile growth significantly higher than the median growth. Source: HESTA Internal Analysis Period: As at 31 December 2016

Girls girls girls Average weekly earnings for health and social assistance workers - 2013 Source: Australian Bureau of Statistics (2013a) Average Weekly Earnings

The face of poverty 38.7% HILDA data shows 38.7% of single women will retire in poverty. Single elderly female households are at the greatest risk of persistent poverty. 70% of single women retire on the full age pension. Melbourne Institute of Applied Economic and Social Research, The University of Melbourne, 2015

The drivers of inequality

The peril of a long life 85 years A 25 year old woman now can expect to live on average 5 years longer than a man. Her retirement savings have to last longer. Life expectancy tables can be accessed at: http://www.aga.gov.au/publications/life_table_2010-12/default.asp

Being brave

Tinkering can help too

|oceans| |of| |opportunity|