Health Care Law and Ethics The Nature of Medical Practice Is the delivery and purchase of health care like other products? Consider the 7 misconceptions.

Slides:



Advertisements
Similar presentations
1.03 Healthcare Finances.
Advertisements

Instructor’s Name Semester, 200_
CHAPTERS 8 AND 9 UNIT V FLASHCARDS. capitation A system in which doctors are paid a set annual fee for each patient in their practice, regardless of.
Delmar Learning Copyright © 2003 Delmar Learning, a Thomson Learning company Chapter 6 Health Care Economics.
Government and Health Care Roughly 15 cents of every dollar spent in US is on health care US health care spending equaled $5841 per person in 2002 Governments.
MEDICARE: PAST, PRESENT AND FUTURE James G. Anderson, Ph.D. Department of Sociology & Anthropology.
21-1 Sources of Health Care Financing Health care in the U.S. is financed directly by the recipients of services, by government, and by private insurance.
Government and Health Care Roughly 15 cents of every dollar spent in US is on health care US health care spending equaled $5841 per person in 2002 Governments.
Countervailing Powers: The Changing Character of the Medical Profession in the U.S. James G. Anderson, Ph.D. Purdue University.
1 INS301 Chp16 Employee Benefits: Overview and Group Medical Coverage Overview of employ benefits Group medical insurance Background of health care market.
1.03 Healthcare Finances Understand healthcare agencies, finances, and trends Healthcare Finances Government Finances Private Finances 2.
Copyright ©2004 Pearson Education, Inc. All rights reserved. Chapter 11 Health and Disability Insurance.
Issues Related to Health Care Financing l Overview of the size and growth of the health care sector l The distribution of personal health care services.
Trends In Health Care Industry KNH 413. Difficult questions What is health insurance? What is health care versus health insurance? Is one or both a right.
Healthcare Finances HS II Unit 1.03.
Lecture 12 Group Medical Expense Benefits: Managed Care Plans Differences from Traditional Plans Current Market Share and Costs Health Maintenance Organizations.
Health Care Financing and Managed Care. Objectives  To understand the basics of health care financing in the United States  To understand the basic.
Essential Standard 4.00 Understand financial, credit, and insurance law Health Insurance 4.02 C BB30 Business Law 4.02Summer 2013.
Health Care Delivery Systems. Health Insurance Coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance.
Health Insurance HEALTH INSURANCE COVERAGE Hospital insurance pays for most of your charges if you are hospitalized with and illness or injury.
1 Fourth: Health Care Plans: 1. 2 The Economics of Health Care: Price rationing occurs because buyers base purchasing decisions on the relative quality.
Chalkboard Challenge Vocabulary Granville Central High School Health Team Relations Tamara Rodebaugh, RN.
Copyright © 2013 Wolters Kluwer Health | Lippincott Williams & Wilkins Chapter 19: Health Care Economics.
Stay Well Afford Care Secure Coverage. Our Broken Health Care System 6.5 Million Uninsured 20% of Population Source: California Health Interview Survey,
To Accompany “Economics: Private and Public Choice 10th ed.” James Gwartney, Richard Stroup, Russell Sobel, & David Macpherson Slides authored and animated.
Paying for Health Care Insurance Medicare and Medicaid Managed Care Workers’ Compensation Military Health Care.
Chapter 22 Health Care Copyright © 2010 by The McGraw-Hill Companies, Inc. All rights reserved.McGraw-Hill/Irwin.
INSURANCE & COSTS HEALTH CARE SERVICES. MEDICAL CARE (INSURANCE) HEALTH MAINTANCE ORGANIZATION (HMO) – A TYPE OF GROUP HEALTH INSURANCE PLAN – MEDICAL.
Oregon’s CCO’s What They Mean to Your Future Jeff Heatherington, LHD (Hon) President and CEO FamilyCare, Inc.
AUSTRALIAN HEALTH CARE DELIVERY. ISSUES Complexity of financing health care delivery system Medicare concept and community understanding Public hospitals.
Copyright ©2004 Pearson Education, Inc. All rights reserved. Chapter 11 Health and Disability Insurance.
Health Care Distribution, Ch. 7. United States Gross Domestic Product (GDP) in 2002 was 10 trillion dollars  1.6 trillion of it was spent on health care.
Health Care Costs. How we pay for health care: Private pay Private pay Group health insurance Group health insurance Government sponsored plans Government.
McGraw-Hill/Irwin © 2002 The McGraw-Hill Companies, Inc., All Rights Reserved. Chapter 20 Health Care.
Financing Health Care United States Healthcare. PRIVATE INSURANCE Pays for all or part of a person’s health care Pays for all or part of a person’s health.
Health Care Facts and Guiding Principles for Health Care Reform Public Employees Union, Local #1.
Comprehensive Health Insurance Billing, Coding, and Reimbursement Copyright ©2009 by Pearson Education, Inc. Upper Saddle River, New Jersey All rights.
DO NOW Make a list of 5 decisions you had to make in the past 48 hrs. What factors influenced those decisions? Were you happy with all of your choices?
Chapter 2 Ethical, Legal, and Economic Foundations of the Educational Process.
1.03 Healthcare Finances. Health Insurance Plans Premium-The periodic amount paid to an insurance company for healthcare or prescription drugs Deductible-Amount.
 Agreed upon fees paid for coverage of medical benefits for a defined benefit period. Premiums can be paid by employers, unions, employees, or shared.
1.03 Healthcare Finances Understand healthcare agencies, finances, and trends Healthcare Finances Government Finances Private Finances 2.
S OCIAL S ECURITY AND H EALTH C ARE LECTURE – ISSUES In the U.S., persons 65 years or older number more than 12% of the population—that is close to one.
Methods of Payment for Healthcare
22 CHAPTER PUBLIC SECTOR ECONOMICS: The Role of Government in the American Economy Randall Holcombe Health Care.
Show Me the Money- Delivering Ethical and Reimbursable Services within Healthcare Payer Sources Amber Heape, MCD, CCC-SLP, CDP Clinical Specialist- PruittHealth.
Chapter 12 Financial Analysis of Alternative Health Care Firms.
Health Insurance Plans Intro to Health Science Unit One Lesson 5 Diversified Health Occupations pages.
THE UNITED STATES HEALTH CARE SYSTEM Combining Business, Health, and Delivery CHAPTER Copyright ©2012 by Pearson Education, Inc. All rights reserved. The.
What are social programs What are social programs What is the relationship between social programs and taxation What is the relationship between social.
Financing & Structuring of Health Services. Health Expenditures  Health care industry is by far the largest service industry in the country  Seven main.
1.03 Healthcare Finances.
Methods of Payment for Healthcare
Medical Records and Managed Care
1.03 Healthcare Finances.
Who pays for today’s healthcare?
1.03 Healthcare Finances.
DISCUSS THE BASIC PRINCIPLES OF DIFFERENT INSURANCE PLANS
Healthcare 101 by Steven Lash
The Scout Law.
1.03 Healthcare Finances.
By: Ronald F. White, Ph.D. College of Mount St. Joseph
1.03 Healthcare Finances.
Chapter 2: Health Care Economics
Component 1: Introduction to Health Care and Public Health in the U.S.
1.03 Healthcare Finances.
Answers to insurance wkst
1.03 Healthcare Finances.
Module 5 HC Economics Students.
1.03 Healthcare Finances.
Presentation transcript:

Health Care Law and Ethics

The Nature of Medical Practice Is the delivery and purchase of health care like other products? Consider the 7 misconceptions relating to health care highlighted on page 9 Consider the following possible parallels. Whats wrong with them? Broken cars=sick bodies Diagnosis and repair=diagnosis and treatment Customer satisfaction-informed consent

The Nature of Medical Practice What prompts patients to seek treatment? What do patients expect from their health care professional?

Expectations of Patients and Doctors Patients expect their doctor to be: Trustworthy Loyal Helpful Friendly Courteous Kind Doctors expect their patients to be: Obedient Cheerful Thrifty Brave Clean Reverent

The Nature of Medical Practice Are these expectations realistic? Should patients be warned at the outset about the limits of medical treatment? What social significance attaches to a medical diagnosis? To what extent is there variability in medical decision making, and what are the implications of this?

Health Care Financing and Delivery Who are the principal players in the US Healthcare delivery system? Patient Physician Hospitals and other health care institutions (increasingly nursing homes) Employer Insurer and other payors (HMOs) Federal and state governments

Health Care Expenditures in Dollars (Billions)

Health Care Expenditures in % of GDP

Health Care Expenditures in $ Per Capita

Health Care Financing and Delivery Physicians Highly respected profession Highly compensated profession Highly specialized profession Traditionally a highly autonomous profession

Health Care Financing and Delivery Hospitals Originally for the sick-poor Often formed by religious organizations Historically, non-profits dominated Rise of the for profit hospital Relationship to physicians Employees (typically residents, pathologists, radiologists, emergency room physicians) The Medical Staff

Health Care Financing and Delivery Employers Pay premiums (subsidize premiums) to indemnity insurers Self-insured Erisa

Health Care Financing and Delivery Private insurers Blues Community rating Commercial insurers Experience rating Public payors Medicare Medicaid

Health Care Financing and Delivery Fee for service Reimbursement for whatever is ordered Managed Care (HMO, PPO, HPO) Capitation or other financial incentives Gate keeping Prospective utilization review

Health Care Financing and Delivery Medicare >65 <>65 Kidney Dialysis/Transplant Medicaid Federal/State Program ADC Other needing (elderly) Broader plan design Pharmacy Nursing Home Care

Moral, Economic and Political Themes Should health care be a universal right in the United States? Should health care be rationed? Is it currently rationed? How should we decide who gets the rationed health care?

Moral, Economic and Political Themes Should the health care delivery system be largely run by The government The medical professions The insurance industry Employers Would a health-care systems design differ depending upon who ran it?