Users Manual Company Risk Management Investment Plan How to start your account How to understand dollar-point system How to earn more dollar-points How to buy and trade common stocks

How to start your account: As soon as you receive an email from BuildRich open the web page with this link www.buildrichhk.com It will open to a member’s log in site. Make sure you follow every single letter and numbers indicated in the email sent to you by Build Rich When you’re logged in, you will see the sites home page  see screen shot on the other page. If you can’t see it contact your regional or national leader or look for our other business affiliates on this website. www.worldtradeinternationl.weebly.com or www.martinezenterprise.weebly.com If you are not experiencing any problems, you have the option to change your password / security pin or not. If you wish to change it follow these steps: Click on the profile tab on the upper left portion of the screen – next to HOME tab – It will open a page on the screen asking for your security pin. Enter the security pin given to you by Build Rich It will open another screen which will give you two options. PROFILE AND UPDATE PASSWORD options. Click the update password option and change password If you are not comfortable with this process we suggest DO NOT DO IT WITHOUT ANY HELP FROM OUR CONSULTANTS and anyone who already has the experience. ALWAYS REMEMBER YOUR PASSWORD If you have questions, go the following websites or call these numbers for consultation. **Note** We do not guarantee if there is any fee for every consultation. It’s up to the consultant if they will charge you or not and we do not have any control and or any terms and agreement on that.

How to understand the Dollar-Point system: Find that on the left side of your build rich account is a stead yet complicated numbers showing – that is your ACCOUNTING system Terms and usage: On the upper left of the page you will find the current date time which is in Mountain Standard Time (USA) – to read it is: 1 day delayed vs Philippine time and – 12 Hours to convert to previous day and add + 1 hour to the Philippine time. So on the example on the next page: it says – (2012/12/23) 20:39:25 MST Convert it to Phil Time: it’s DATE: 12/24/2012 and time is 10:39:25 Second is the Investor profile: That’s all about you and the account information. On the mid-left portion of your screen will show the account statistics or your accounting system Terms and Usage eMoney Balance – this is where your daily passive income comes in R-Points- this is where you can create or renew accounts. Points can either be earned from your H-Wallet or can be bought from Bankers or Leaders (should have a maintaining balance) H-Wallet – this is also know as “Fund Hold” the company will put a hold of portion of our daily earnings (25%) but will be given back to our R-Points M-Points and M2-Points are the bankers initial privilege but you can generate M-Points by transferring some or any amount from your H-Wallet to your M-Point and you can also use the M-Points to be transferred to the trading points T-Points – This is the highlight of this accounting ledger – it is the amount of our Trading capacity to own an IPO common shares which will be go live this February. P-Points is something new – we will keep you posted. UPPER LEFT OF THE PAGE:

How to earn more Dollar-Points: How to withdraw the Dollar-points: There are many ways to earn more dollar-points than just waiting for your passive income. Find these effective steps: Refer a friend as much as you can. If you are not comfortable talking to your friend with this kind of investment plan find someone or a consultant to do it for you. How can you earn**Note** We do not guarantee if there is a charge for any professional fees. Example: for Silver or $500 investor Every day you are earning $10 for 100 days = $1000 Every day if you refer a friend at a minimum of say $50 $50 X 8% = $4 x 100 days = $400 additional to your $1000 What if you referred 2 friends a day for $50 X 8% - $8 X100 days = $800 additional to your $1000 NOTE**It’s a daily activity not the same as the passive income. So, if you are able to generate an average of $10 a day without doing anything + if you want to talk to a friend or two and refer them + $8 but what if you will talk to a group of 4 – 5 persons daily and they will also invest? That’s a total of $20 approximately daily X 100 days + the $1000 passive income. The send best part is the Trading – remember we will be allotted 25% of our daily earnings to the Trading points. Trading points is where you can buy common stocks on a pre-IPO level and sell it on a very high price after the IPO exercise. As of this writing the cost per raw gold unit in this company is only $0.87 and will skyrocket in February up to $100 per unit. So if you have 10 units of gold – bought for only $8.70 now – by February it will cost $1000 so you earned $991.30. How to withdraw the Dollar-points: There are again many options to withdraw the accumulated Dollar-points. You can withdraw it thru your HSBC or CitiBank account If you don’t have one, Build Rich will provide you with a Rich Bank code to open a dollar account Contact your consultant or to these website for informative options: www.worldtradeinternationl.weebly.com or www.martinezenterprise.weebly.com The minimum eMoney Balance for withdrawal will start $200 every 15th and 30th day of the month with a 5 – 7 day processing period The process might ask for a bank processing fee of $5 more or less There is also another option: Contact the consultant who conducted the invested plan with you / your group. They will give you options how to get faster and easier ways to withdraw the money with a very minimal fee.

How to trade and buy common stocks This is the best time for you to understand that aiming to become rich isn’t that hard – it only needs some education and paying enough attention to details. Go to the SHARE tab on the right side portion of your Build Rich account It will bring you to the GOLD MINING Pre-IPO share and mining analysis. You will see a graph and total number of units available for sale. On that portion you will also see the BUY NOW link or the BUY SHARES tab. Enter the # of units you can afford based on the price per unit Click corporate as your FROM option Enter your security pin Click Preview And click CONFIRM Go back to the SHARES SUMMARY and the you will see that you already bought a common stocks. You will also see your certificate of common stocks on the lowest part of your screen with a tag PRINT. Open the highlighted link.