Local and global opportunities in B2B2C Payments

Paytm for Business : Current Offerings Payment Solutions Corporate Solutions On App & Website Food Wallet In Store Payments Paytm Cash Payment Link

What are the opportunities?

Wallet Debit Card Pre-Paid Forex Card Micro ATM

Challenges with current payment system: Dependence on mobile network No merchant QR Balance tied up in the wallet

Wallet Debit Card Solution to the current problem: The Paytm could provide wallet debit card which is connected to the wallet account like your debit card of your bank account. It will also motivate the user to keep any amount in their wallet without worries. It will also help to clients for maintain the balance in single wallet instead maintaining balances in different wallet & debit cards. It will help to boost the daily numbers of transactions and users.

Pre-Paid Forex Card Advantages: Due to acquiring payment bank license, Paytm can provide forex exchange to their customer/merchants for their international trip. When the KYC is submitted and the required registration is done paytm can provide the pre-paid forex card in the form of digital card in the paytm app or they can provide physical card on the request of their client. Paytm can take charges for uploading the balance in their client pre-paid card

Micro ATM Why the Micro ATM so badly required? In India, thousand of villages still don’t have the facilities of bank or atm, maybe nearest facilities is available in more than 20-30 radius of km. For any banking transaction, they have to travel and wasting their time & cost. Institutes also can’t afford to set-up their branches or atm in small villages were hardly below 500 families are staying. Maintenance & running cost of branch/atm is very high against the users are limited. Any merchant/ small shop will be your branch and run the micro atm. Micro ATM machine cost is hardly Rs.10,000/- and transactions also secured through biometric system. Micro ATM will be run like limited bank system where you can Deposit/Withdraw the payment, transfer money account to account, etc., and this facilities is very much sufficient for the small villages. Peoples will ready to pay the transaction charges because of saving their time & money for travelling to nearest bank. It purely untapped market and also Paytm will gets the millions of bank account.

PayTm VS Edenred PayTm Edenred Wallet Debit Card Pre-Paid Forex Card Micro ATM

Payment solution for Educational Institutions Integrated payments collection solution for managing fees and other payments by Schools, Colleges, Universities Frees up the hassles of reconciling with banks records and existing paper based practices

Project by Kartik Masalia, Jayaprakash Rao, Arun Hariharan THANK YOU Project by Kartik Masalia, Jayaprakash Rao, Arun Hariharan