The Gilmore Research Group

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The Gilmore Research Group WSHIP SURVEY 2003 Data Compiled By The Gilmore Research Group October 24, 2003

Questions: Method: Results: Who signs up for WSHIP? WSHIP Survey 2003 Questions: 1) Who gets screened out of Individual Market? Who signs up for WSHIP? What are the barriers to people entering WSHIP? Where do people go if not WSHIP? What plan designs can we adopt to lower cost? Method: 1750 questionnaires sent to people screened out of WSHIP; survey time August 13-October 3, 2003 Results: 780 returned, 49% of good addresses

Table 1: Description of Respondents WSHIP Survey 2003 Table 1: Description of Respondents Gender: Men 271 (34.7%) Women 467 (59.8%) Age: <35 142 (18.2%) 35-44 143 (18.3%) 45-54 185 (23.7%) 55-64 267 (34.2%) Income: <18k 206 (26.4%) 18-36k 302 (38.7%) >36k 213 (27.3%) Household Size: One 258 (33%) Two 285 (36.5%) Three 86 (11%) > Four 90 (11.5%) N=780 Data ©2002, Gilmore Research Group

No Answer: 32 ( %) Without: 201 ( %) N=780 Enrolled in other: 547 ( %) WSHIP Survey 2003 Graph I: Most enroll in other health plans; About one in four remain with no health insurance No Answer: 32 ( %) Without: 201 ( %) N=780 Enrolled in other: 547 ( %) Data ©2002, Gilmore Research Group

WSHIP Survey 2003 Graph II: Those who have enrolled in other insurance are now insured through… 123 (26%) 115 (24.3%) 76 (16.1%) 71 (15%) 43 (9.1%) 24 (5%) 17 (3.6%) 15 (3.1%) N=472 Data ©2002, Gilmore Research Group

Graph III Part 1: Those who are without insurance gave WSHIP Survey 2003 Graph III Part 1: Those who are without insurance gave the following reasons - 126 (62.6%) 58 (28.8%) 16 (7.9%) 4 (1.9%) 2 (.9%) N=201 Data ©2002, Gilmore Research Group

Graph III Part 2: Without insurance because WSHIP Survey 2003 Graph III Part 2: Without insurance because “WSHIP application process was too confusing/difficult”: N=201 Data ©2002, Gilmore Research Group

Graph IV Part 1: Health Insurance Status – By Age Group WSHIP Survey 2003 Graph IV Part 1: Health Insurance Status – By Age Group 30.3% N= 33 33.9% 109 19.6% 143 27.6% 185 22.8% 267 Data ©2002, Gilmore Research Group

Graph IV Part 2: Health Insurance Status – By Income WSHIP Survey 2003 Graph IV Part 2: Health Insurance Status – By Income N= 206 34% 29% 302 213 14% Data ©2002, Gilmore Research Group

Graph V: Some benefits are more expendable WSHIP Survey 2003 Graph V: Some benefits are more expendable than prescription drug coverage. Q: If a lower-cost health plan were available to you through WSHIP, would you purchase it if it did not include all or some of these benefits: 84.7% 78.7% 61.7% 15.6% % of N (780) Data ©2002, Gilmore Research Group

WSHIP Survey 2003 Graph VI: Respondents are open to using generic drugs – and to some extent, having a cap – in order to get prescription coverage % of N (780) 85% 52% 41.9% 35.6% Data ©2002, Gilmore Research Group

Graph VIII: Most are unwilling to “cost share”, although WSHIP Survey 2003 Graph VIII: Most are unwilling to “cost share”, although one in three are amenable to a $1,500/year deductible Q: Would you be willing to ‘cost share’ one of these medical plans: If your monthly premium was _____, would you be willing to pay up to (Choice 1,2,3) deductible per year? 21% 27.4% 12% 9.4% 13% 10.7% N=780 Data ©2002, Gilmore Research Group