Working adults ages 19–64: Total <50 employees 50+ employees

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Figure 1. Majority of U.S. Workers Get Health Insurance Through Employers, 2007 Own employer coverage 56% Other employer coverage 16% Public programs 5%
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THE COMMONWEALTH FUND Exhibit 1. Employer Coverage Continues to Be Major Source of Coverage for Employees of Larger Firms Percent of firms offering health.
31 million adults ages 19–64 years who had a coverage gap
Insured Women Are More Likely to Receive Cancer Screenings Than Uninsured Women, 2016 Percent of women Notes: “Continuously insured” refers to adults.
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Among Marketplace Visitors Who Neither Enrolled nor Got Coverage from Another Source, Most Said They Could Not Find an Affordable Plan Can you tell me.
Adults with Medical Bill Problems Had Lingering Financial Problems
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Subsidized private insurance
More Than One-Quarter of Insured Adults Were Underinsured in 2016
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There Has Been a Modest Reduction in Reports of Medical Bill Problems by Women Percent of women ages 19–64 who reported any of following bill or medical.
Underinsured Rates by Source of Coverage
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THE COMMONWEALTH FUND Help on the Horizon:
Uninsured Adults and Those with Coverage Gaps Reported Medical Bill Problems at Higher Rates Than Did Those Continuously Insured, 2016 Percent of adults.
Has a regular source of care
Uninsured Adults and Those with Coverage Gaps Reported Cost-Related Access Problems at Higher Rates Than Did Those Continuously Insured Percent of adults.
Percent of uninsured adults ages 19–64 Income level Race Age Firm size
Adults ages 19– Uninsured now 15%
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State Uninsured Rates by Poverty and Firm Size
Adults ages 19–64 who are uninsured or have individual coverage
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Percent adults ages 19–64 insured all year who were underinsured*
Percent of adults ages 19–64 who are uninsured
The ACA’s Individual Market Reforms and Subsidies Have Made It Easier for People to Buy Health Plans on Their Own Total Health problem**
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Percent of adults ages 19–64
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Percent of adults ages 19– In the past 12 months:
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Percent of adults ages 19–64
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Medicaid <133% FPL 26 million
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Medical Bill Problems or Medical Debt
Adults ages 19–64 with individual coverage
Percent of adults ages 19–64 Total <200% FPL 200% FPL or more
The Number of Underinsured Adults Under Age 65 Rose to 25 Million in 2007, Up from 16 Million in 2003 Percent of adults ages 19– Total.
Problems with Medical Bills or Accrued Medical Debt Increased, 2005–2007 Percent of adults ages 19–64 with medical bill problems or accrued medical debt.
Working adults ages 19–64 in firms with <50 employees:
Total current marketplace and Medicaid enrollees* ages 19–64
Reasons for Not Enrolling in October Included Uncertainty over Affordability, Still Deciding Among Plans, and Website Technical Difficulties Can you tell.
Adults ages 19–64 who are uninsured or have individual coverage
Percent of adults ages 19–64
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Percent of adults ages 19–64
Percent adults insured all year ages 19–64 who were underinsured*
Percent of adults ages 19–64 insured all year who were underinsured
Reasons for Loss of Employer-Sponsored Insurance and Medicaid
High Deductibles Relative to Income by Coverage Source at the Time of the Survey Percent with deductibles that are 5% or more of income, adults ages 19–64.
The Number of Adults Reporting Not Getting Needed Care Because of Cost Declined in 2014 for the First Time Since 2003 Percent of adults ages 19–
Adults ages 19–64 who were uninsured
Presentation transcript:

The Individual Insurance Market Is Not an Affordable Option for Small-Firm Workers^ Working adults ages 19–64: Total <50 employees 50+ employees <$15/hr $20/hr+ Has individual coverage or tried to buy it in past three years 25% 38% 18% Among those: Found it very difficult or impossible to find coverage they needed 39% 44% 34% 43% Found it very difficult or impossible to find affordable coverage 54 57 50 63 36 Were turned down, charged a higher price, or had a specific health problem excluded from coverage 26 33 19 23 Any of the above 62 69 67 Never bought a plan* 78 55 ^Includes both part-time and full-time workers. *Among those who tried to buy a plan. Source: The Commonwealth Fund Biennial Health Insurance Survey (2007).