Working adults ages 19–64: Total <50 employees 50+ employees

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31 million adults ages 19–64 years who had a coverage gap

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Adults ages 19–64 who were uninsured

Presentation transcript:

The Individual Insurance Market Is Not an Affordable Option for Small-Firm Workers^ Working adults ages 19–64: Total <50 employees 50+ employees <$15/hr $20/hr+ Has individual coverage or tried to buy it in past three years 25% 38% 18% Among those: Found it very difficult or impossible to find coverage they needed 39% 44% 34% 43% Found it very difficult or impossible to find affordable coverage 54 57 50 63 36 Were turned down, charged a higher price, or had a specific health problem excluded from coverage 26 33 19 23 Any of the above 62 69 67 Never bought a plan* 78 55 ^Includes both part-time and full-time workers. *Among those who tried to buy a plan. Source: The Commonwealth Fund Biennial Health Insurance Survey (2007).