Marriage/Educational annuity plan Table No.90 Marriage/Educational annuity plan

Features The plan provides a sum assured to be kept aside for the expenses of marriage or higher education of the policyholder's children Premiums under this plan are payable for a selected term or till death of the life Assured. Benefits will be given only after the selected term Under this plan the policy monies and bonus are paid only at the end of the selected term, irrespective of whether the policy holder survives till the term or not, i.e. the survival or death benefit is payable at the same time

Eligibility FOR BASIC PLAN: Minimum age at entry 18 years Maximum age entry 60 years Maximum age at maturity 70 years Minimum term 5 yrs Maximum Term 25 Years Minimum Sum Assured 50,000/- Rs Maximum Sum Assured No Limit

Optional Term Assurance Rider Minimum age at entry 20 years Maximum age entry 50 years Maximum age at maturity 60 years Minimum term 5 yrs FOR SINGLE 10 Yrs FOR REGULAR Maximum Term 25 Years Minimum Sum Assured 1,00,000/- Rs & shall be in multiples of Rs. 25,000/- Maximum Sum Assured An amount not exceeding under the Basic Plan maximum of Rs.25 lakh overall limit

Optional Critical Illness Rider : Eligibility For critical illness rider: Minimum age at entry 20 years Maximum age entry 50 years Maximum age at maturity 60 years Minimum term 10 Yrs for regular Maximum Term 25 Years Minimum Sum Assured 50,000/- Rs & shall be in multiples of Rs. 10,000/- Maximum Sum Assured An amount not exceeding under the Basic Plan maximum of Rs.5 lakh overall limit Premium waiver benefit is inbuilt in this plan

Benefits Maturity Benefits Different options to receive maturity Sum Assured + Bonus + FAB Different options to receive maturity Lumpsum one time Installment i.e.10 equal installment Taking in the form of annuity

Benefits contd.. Natural Death: Accidental Death: Payment of future premiums cease immediately The policy money i.e. Sum assured + Bonus + Final additional bonus becomes payable on the date previously selected, if eligible Accidental Death: Payment of future premiums ceases immediately. Secondly, an amount equivalent to Sum Assured paid immediately The policy money i.e. Sum assured + Bonus + FAB, if any becomes payable on the maturity date

Other Benefits Available Loan Facility : Available after payments of three full premium Double Accident Benefits: On death of Life Assured in accidental condition during the term amount equal to Double Accident sum assured is payable. The rider can be availed of by payment of a small additional premium For example if Basic S.A. is Rs.100000/- and Double Accident S.A. is Rs.100000/- on accidental death nominee of policy holder will get Basic S.A. + Double Accident S.A. i.e. Rs.100000 + Rs.100000 =Rs. 200000 Maximum DAB limit is allowed upto Rs. 50,00,000/- for all policies held by one person

Riders Available Term Rider : On death of the Life Assured during the term of cover under the rider, an amount equal to the Term Assurance Sum Assured is payable. The rider can be availed of by payment of a small additional premium For example if Basic S.A. is Rs.100000/- and Term Rider S.A. is Rs.100000/- on death nominee of policy holder will get Basic S.A. + Term Rider S.A. i.e. Rs.100000 + Rs.100000 = Rs. 200000 Maximum Term Rider is allowed upto basic S.A.

Riders Available Critical illness Rider Premium wavier Benefit This Rider is available for any eligible disease prescribed by LIC Amount equaling to S.A. of critical illness rider will be payable to policy holder Premium wavier Benefit This rider is available only if customer is having critical illness rider By availing this rider in case of occurrence of any disease mentioned in critical illness rider all future premium will be waived off