It's Time to Take Action I am now ready to take action! Complete the enrolment form included in my navigation kit Submit the form to your plan administrator Your enrolment marks the beginning of a long voyage… To join the plan, you must complete the enrolment form in your kit and return it to your plan administrator.

Setting Sail for the Future Education Centre Guidance & support in planning your retirement Setting Sail for the Future phone line Human touch services Specialized agents We offer you a wide variety of informational and transactional services. Through our Setting Sail for the Future Phone line, our specialized agents offer you guidance and support in planning your retirement. They are available for you Monday to Friday from 8 a.m. to 8 p.m. You can contact one of our agents to: change your investments mix and transfer sums between investment options change your personal information in your file determine your investor profile obtain forms and assistance on how to complete them obtain a User ID and password to access our secure web site Transactional services Changes to your plan Assistance on choice of investments

Setting Sail for the Future Education Centre Guidance & support in planning your retirement Participant Services Web site Complete array of dynamic tools to help you plan your retirement On the other hand, through our secure web site, you can have access to a complete array of dynamic tools to help you plan for your retirement. To access the Participant Services web site, you need to sign in by using your user identification and personalized password, which can be obtained by clicking on the "Sign up" button located at the bottom of the screen, or by calling our Customer Contact Centre at 1-800-968-3587 (number appearing on the call centre card included in your enrolment kit). Through our Participant Services web site, you can: view your account balance and asset mix change your investment instructions for future contributions transfer assets between funds print a statement for a period of your choice print forms change your address view a history of carried out transactions www.dfs.ca/participant Simple and complete transactional services Information on your account Changes to your plan

Setting Sail for the Future Education Centre Guidance & support in planning your retirement Communication tools for participants Enrolment kit Setting Sail for the Future newsletter Statement Investment Info bulletin We have made available several communication tools to keep you informed and support you in your retirement planning. These tools are: The enrolment kit, which includes: the 5 ports of call of our program, a navigation compass, the investor profile questionnaire, your enrolment form, your plan's highlights, a description of the investment options offered through your retirement plan, etc. The Setting Sail for the Future bi-annual newsletter, which keeps you up to date on subjects of interest for our participants, such as the economy, the financial markets, and much more The periodic statement, which keeps you informed about your investments' performance The Info-Investment newsletter, which informs you of the performance of all investment options offered in your plan

Thank you! Thank you for your time. I hope this presentation has provided you with the necessary information to help you make informed decisions regarding your retirement and your investments. Have a safe trip and a great retirement!