Auto Insurance Coverages What coverages are in my policy? What does car insurance pay for?

Different coverages Liability Collision/comprehensive Medpay Uninsured Coverage

Dec. Page tells you what coverages You have

Liability coverage Covers only at-fault driver for injury to another person Covers Medical costs Income loss Property damage Pain and suffering Pays at final resolution Settlement Trial verdict

Collision/comprehensive Covers property damage of car owner Liability is not an issue Coverage may be limited to value of car May need separate Gap Insurance

Medpay coverage Pays for medical bills For car occupants involved in crash May be limited 1,000 5,000

Uninsured Motorist Coverage Insures you if at-fault drive was uninsured Medical costs Income loss Property damage Pain and Suffering Add-on - What you want Reduced- Limits coverage