VA Benefits

AGENDA Education and training Employee assistance Home loans Health care

EDUCATION AND TRAINING Education and career counseling Funding Increase skills

EDUCATION AND CAREER COUNSELING Less than six months before discharge Less than one year after discharge Eligible for VA education benefits Currently using VA education benefits

POST-9/11 GI BILL Postsecondary education Technical training National testing programs

ACTIVITY: GI Bill Fact Or Myth The GI Bill covers all costs for books and fees. I want to start a small business. The GI Bill will pay for training through the small Business Administration. The GI Bill will pay for my certification test to become a therapist. If I use the GI Bill to supplement tuition assistance, I can still have the full benefit when I leave the Navy.

Service-related disability ELIGIBILITY Honorable Discharge Served at least 90 days OR Service-related disability Honorable discharge 30 days of service

ELIGIBILITY For 100% of benefit: 36 months active duty Honorable discharge

ELIGIBILITY 30 total months — 90 percent 24 total months — 80 percent At least 90 days — 40 percent

In-state tuition rate paid to school TUITION AND FEES In-state tuition rate paid to school

YELLOW RIBBON PROGRAM Tuition $51,000 GI Bill - $21,000 Not covered $30,000 University pays $15,000 VA pays $15,000 You owe $0

BOOKS AND SUPPLIES STIPEND Up to $1000/year Based on enrollment $83/month for OJT

MONTHLY HOUSING ALLOWANCE BAH for E-5 with dependents Based on school’s zip code Distance learners – ½ national BAH average Less than 36 months – percentage of MHA

TRANSFER OF ENTITLEMENT Have at least six years of military service on the date of election Agree to serve an additional four years OR Have at least 10 years of service Agree to extend time in service

TRANSFER OF ENTITLEMENT You can transfer your benefits to: Spouse Children Combination of spouse and children

CHOOSING A SCHOOL

CHOOSING A SCHOOL

CHOOSING A SCHOOL UNIVERSITY OF YOUR STATE

CHOOSING A SCHOOL UNIVERSITY OF YOUR STATE A LOCATION NEAR YOU E-5 BAH for location

INCREASE SKILLS Career Technical Training Track Apprentice and on-the-job training

EMPLOYMENT

HOME LOAN GUARANTY No down payment Limited closing costs No early payment penalty Maximum loan values: Honolulu $721,050 Norfolk $458,850 San Diego $562,350

DISABILITY COMPENSATION Active duty service Eligibility Requirements Other than dishonorable discharge At least 10% disabled

DISABILITY COMPENSATION Sailor Sam transitioned from active duty after 20 years of service. He receives retirement pay of $1500 per month. His VA disability is rated at 30 percent and the monthly benefit is $500. His retirement pay would be offset by $500, giving him $1000 in retirement pay and $500 in disability compensation.

HEALTH CARE Inpatient care Preventive care Specialty care Keep your health records up to date!

VA BENEFITS WRAP-UP Education Training Home loans Health care

VA BENEFITS WRAP-UP Which can you use on active duty? For which must you wait until you leave the Navy? What was your light bulb moment?