Separately our dollars have no power, however together our dollars give us the power to finally live the quality of life each of us truly desire! Troy Mason

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Welcome To Ztegrity! Our goal is to provide the average person with a world class debit card with elite rewards like the those available to 6 or 7 figure income earners with excellent credit. If you currently do not make 6 or 7 figures and have a 800+ credit score… We have a great card for you! 3

Troy Mason “I am only doing this because someone had to...” President/ CEO Ztegrity Inc. Then I heard the voice of the Lord, saying, "Whom shall I send, and Who Will go for Us?" Then I said, "Here am I. Send me! " Isaiah 6:8

Take a look at every card you have... I guarantee you that the companies that issued you each card is worth billions of dollars. Yet you make nothing! 5

Since banks have all of the money and you really want to make more money, it only makes sense to do what the banks do! 6

Simple Money Making Logic Together we can use the same tactic the banks and credit card companies use to make billions! The more card holders the banks gain the more money they make. The more card holders we gain together. The more residual income we all make! 7

The ZBlackCard was designed for YOU! The debit card you are now using was designed for your financial institution. The ZBlackCard was designed for YOU! 8

Only the top 5% of people can qualify to get a high end card that they can truly be proud to pay with at a nice dinner or business lunch! Troy Mason 9

The ZBlackCard was not created for the top 5% it was created for the other 95%! 10

money when they could use their own card to make the money themselves! Only a foolish person would knowingly choose to use a card that makes others money when they could use their own card to make the money themselves! Troy Mason 11

It’s That Simple! Here’s How It Works Select a ZBlackCard design Select a membership upgrade Select your club upgrades Pay for your card order Invite others to join us Earn 50% Commission Earn a Residual Income It’s That Simple! 12

Now The Upgrades 13

Upgrade #1 $20 This upgrade can allow you to build a powerful residual income of thousands of dollars per month! Simply invite others to join us as card holders and as they invite others who do the same all of our residual incomes can grow! Every card holder is placed into a 3 by 10 Forced Matrix. Your matrix can hold over 88,000 card holders. Each time anyone in your matrix pays their S20 monthly VIP Fee you earn $1 as a qualified VIP member. Per Month VIP UPGRADE 14

NUMBER OF CARD - HOLDERS Here’s How a 3x10 Forced Matrix Grows. 3x10 FORCED MATRIX 1 2 3 4 5 6 7 8 9 10 27 81 243 729 2.187 6,561 19,683 59,049 LEVEL NUMBER OF CARD - HOLDERS 88,572 Imagine how great it would be to earn $1 per month from tens of thousands of VIP card holders! 15

Do You Have a Dream Car? Yes! $50 a month! You can qualify to drive it for only $50 a month with our Auto Rewards Upgrade! Yes! $50 a month! 16

$50 Upgrade #2 AUTO UPGRADE Simply select our $50 per month Auto Rewards Upgrade and refer a minimum of 5 card holders who do the same. After only 4 generations your Auto Bonus grows to over $4,000 per month. $50 AUTO REWARDS UNILEVEL LEVELS DOLLAR PER LEVEL TEAM SIZE EARNINGS Per Month 1 $1 5 $5 2 $4 25 $100 3 $5 125 $625 AUTO UPGRADE 4 $6 625 $3,750 $4,480 Per Month Based On 5 Get 5 This is enough money to pay the car note and insurance for the dream car of your choice!

$200 Upgrade #3 ELITE UPGRADE Our $200 per year Elite Upgrade allows you to build a more secure and profitable business! In the event a card holder you refer becomes inactive or decides not to upgrade you get the matrix and unilevcl income they lose. This upgrade also allows you to continue to earn a 100% Matching Bonus on the Auto Rewards card holders you refer in the event they become inactive. $200 Per Year ELITE UPGRADE This is our most powerful upgrade!

$200 Upgrade #4 How This Works Z700 CLUB UPGRADE This upgrade helps you improve to your credit score to 700 or more. Once your score is high enough to qualify for funding our partners will help you to secure a loan, credit card or line of credit for $15,000 to $20,000 of which $5,000 will he used to cover the cost of providing you with this amazing service. * Higher Credit Score * Qualify To Buy a Home * Qualify For a Car Loan * Get Credit Cards * Save Money On Interest * Cheaper Car Insurance The Z700 Club service is a must have for millions of people that need help with their current credit situation. One Time Fee Z700 CLUB UPGRADE 19

Additional Referral Rewards REWARD LEVEL #1 Movie Night Out For 2 $50 Value REWARD LEVEL #2 2 Tanks Full of Gasoline $100 value REWARD LEVEL #3 Dinner for 2 at a 5 Star Restaurant $250 value REWARD LEVEL #4 2 Tickets to a NFL or NBA Game $500 Value REWARD LEVEL #5 $1,000 Weekend for 2 in Las Vegas With Airfare REWARD LEVEL #6 $2,500 Carnival Cruise for 2 Including Airfare REWARD LEVEL #7 $5,000 Shopping Spree To The Stores of Your Choice REWARD LEVEL #8 $10,000 Gentlemen's or Ladies Rolex Watch REWARD LEVEL #9 Trip to Paris for 2 Including Spending Money $25,000 Value REWARD LEVEL #10 $75,000 Luxury Automobile of Your Choice The VIP and Auto Upgrade allow you to qualify for these additional rewards as you build your team! 20

The Founders Club Must Be Earned Refer a minimum of 10 card holders and you will be inducted into the Founders Club where you get to will share in a 2% Global Bonus Pool and receive a very special Founders Card! 21

Metal Cards Cost Comparison Chart Don’t Compare Our Card To a Drug Store Card Metal Cards Are Very Expensive. That’s Why So Few Companies Issue Them! Available To Any Credit Score Comes With MC/Visa /Amex Account Comes With Checking Account Perks and Rewards Available One Free Replacament Of Lost card Residual Income Oppurtunity Metal Card Weight Card Price YES YES YES YES YES YES 28 Grams $99.95 ZblackCard Pays Montlhy Residuals Lion Credit Card YES NO NO NO NO NO 25 Grams $229.95 You must send them a card Pays 1 Time Commision YES NO NO NO NO NO 25 Grams $249.95 Card EGO You must send them a card Pays 1 Time Commision Metal Credit Card YES NO NO NO NO NO 25 Grams $249.95 You must send them a card Pays 1 Time Commision JP Morgan Reserve NO YES NO YES NO NO 27 Grams $450.00 Luxury Card Gold NO YES NO YES NO NO 22 Grams $995.00 Amex Centurion NO YES NO YES NO NO 14 Grams $2500.00 Our metal cards are cheaper, come with a checking account, rewards, free replacement if lost and we allow our card holders to earn a life changing income by inviting others to join us as card holders. www.ZBlackCard.com

In Addition To Money and Rewards Your ZBlackCard Comes With All Of These Benefits! There is never a fee for customer service and support. You can receive direct deposits and money transfers to your card. There are never any point of sale fees with a ZBlackCard. You can save a ton of money on fees with our card. There is never any late fees, overdraft fees or transfer fees. You can withdraw your money from bank tellers at ANY bank. Access to over 70,000 in network ATMs with no fees for withdrawals. Your ZBlackCard comes with a checking account.

We Look Forward To Working With You! Welcome To Ztegrity!