Presented by: Amir Maalik Abdul Khaliq Hamid Mehmood Waqar Younas

Slides:

Advertisements

Similar presentations

Family Economics and Financial Education Take Charge of your Finances

Advertisements

Unit 11 Insurance North Carolina Driver and Traffic Safety Education Association 1 INSURANCE UNIT 11.

Teacher instructions:

Marketing Essentials Section 32.2 Credit

Key to the Future Chapter 2, Lesson 1 Warm-Up Questions CPS Questions Note for teacher: Use Pick a Student button in CPS.

Money Management Chapter 19. Money and Credit Money is anything that a seller will take in exchange for a good or service. To most Americans this includes.

Mortgages. Agenda Start time: _____ Break time: _____ (10 minutes) End time: _____ Please set phones to silent ring and answer outside of the room.

 Build a retirement fund  Afford child’s education  Do NOT rely on Social Security for your retirement.

with HSBC / HSBC Amanah PREPARED FOR:Al-Madinah University DATE:27/04/2011.

The Importance of Credit Brought to you by Work.

 Take a few minutes to look over your notes if you need to take/retake yesterday’s Quiz › Use the resources on Moodle to help you study › We will do a.

Applying for Credit Chapter 26.1.

Presented by: Charlie Hudson Business Development Account Executive, NASA FCU Improve your Credit Score & Financial Goal Setting $ $ $ $ $ $ $ $ $

Back to Table of Contents pp Chapter 26 How to Get and Keep Credit.

Consumer Math p Definitions  Down payment – part of the price paid at the time of purchase  Financed – borrowed  Mortgage – a property loan.

Thinking Mathematically

Lesson 8-2 Long-Term Debt Repayment -Discuss long-term debt options for the purchase of high-priced items -Explain the purpose of a debt repayment plan.

Game of Life. Making the right choice  Before you begin decide how much you can afford to spend  Decide which car models and options interest you 

ON YOUR WAY HOME A little about buying and owning a Home.

Your First Home: What You Need to Know Presented by Alex Gorodinsky.

Credit Wisdom. Managing Money & Credit: A Lifelong Skill.

T-19.0 Driving Through A New Century Topic 1 Insuring Vehicle Topic 2 Purchasing Vehicle INSURANCE.

Lesson 16: Using Credit.

Loan To Own 1. 2 Purpose Loan to Own provides general information on installment loans, including: Car loans Home equity loans.

Using Credit. Terms to know Credit Creditor Revolving Charge Account Installment Account Vehicle leasing Cash loan Collateral Cosigner Home equity loan.

Section 4C Loan Payments, and Credit Cards Pages C.

LIFE SCENARIO Personal Finance. 1)You make custom bicycles; if you price them at $500 you will sell 300 bikes. If you sell them at $200 you will sell.

Engineering Economy Why is Engineering Economy important? Practical everyday questions –Should you finance your car or pay cash? Finance for $6995 –vs-

Section 4D Loan Payments, and Credit Cards Pages

Section 7-3 Computing the Costs of Credit

April 9, 2010Math 132: Foundations of Mathematics 8.2 & 8.3 Homework Solutions 459: 35.a. I = (4000)(0.0825)(0.75) = $ b. $4, : 1.A = $10,000(1.

ECONOMIC EDUCATION FOR CONSUMERS ○ Chapter 10 LESSON 10.3 Sources of Consumer Credit GOALS ► Explain differences between a secured and an unsecured loan.

Chapter 6 Consumer Credit

Home buying Case Study By Arthur Espinoza.

Learning Objective # 2 Determine the effective cost of borrowing by considering the quoted rate, the number of compounding periods, the timing of interest.

PERSONAL FINANCE. Rule of 72 Albert Einstein is credited with discovering the compound interest rule of 72: What is it? 72 / interest rate = # of years.

Chapters 8,9,10,11, and 13 Shyla Johnson. Chapter 8 Determining Affordability Never buy from the first car shop always check a couple different car shops.

INTRODUCTION TO BUSINESS & MARKETING CREDIT. Objectives Compare the types of consumer credit Describe the advantages and disadvantages of using credit.

Credit. What is it? – the ability of a customer to buy goods or services before paying for them, based on an agreement to pay later. Always investigate.

Chapter 7 Buying Decisions. Slide 2 How Is Interest Computed on Credit? Finance charges are interest and fees you pay on the credit card balance. A fixed.

O level Commerce Topic 3: Consumer credit REVISION NOTES

Building: Knowledge, Security, Confidence Borrowing Basics.

Using Credit SSEPF4.a, SSEPF4.b, SSEPF4.c. Loans and Credit Cards: Buy Now, Pay Later The U.S. economy runs on credit. Credit – The ability to obtain.

Ch. 7 Financial Literacy. Describe a financially irresponsible person : bills not paid on time inadequate basics to live comfortably spends money on luxury.

Do Now 1)What is an important thing to consider when buying a car? 2)How do people afford to buy cars?

Calculating Cost Of Credit. Types of Credit Closed-End Credit ◦ One-time loan that you pay back over a specified period of time in payments of equal amounts.

Buying a Car. Objectives  Students will:  be able to find a car that fits your needs.  be able to decide whether a new or used car is right for you.

ALTERNATIVE LOANS. PAYDAY LOANS Features: 1.The loans are usually for small amounts. 2.The loans typically come due your next payday. 3.You must give.

1. Debt, Interest & Payments © moneyskool.org. People borrow money for all kinds of different reasons – to buy a house, go to university, start a business.

Money Management Budget- balancing income with outgoings Family expenses: -Rent / Mortgage -Food -Household expenses – electricity, telephone, cleaning.

Gross Pay pay before deductions; may include insurance, taxes, etc pay before deductions; may include insurance, taxes, etc.

Aim: Money Matters: Amortization Course: Math Literacy Aim: How does money matter? Annuities in reverse: Amortization! Do Now:

INSTALLMENT LOANS Chapter 5, Section 3. I can… Calculate the installment price and finance charge on an installment plan purchase. Calculate the number.

Credit. What is Credit? When you borrow money to purchase something and promise to pay the money back later, you are using credit.

Using Credit Wisely. Credit  Credit is a sum of money a person can use before having to reimburse the credit lender.  It allows a person to receive.

Determining Loan Product Features. Microfinance product for the Micro-entrepreneur.

Loan Against Property At Best Interest Rates Rubique.

Understanding Debt Federally insured by NCUA Great Rates. Personal Service. chevronfcu.org 

CLP: How to Choose a Car. Can you Afford a Car? As a general rule, you can afford a car loan of no more than 20% of your take-home pay An average new.

Work Lease Vehicles: Five Reasons Why Leasing Livery Makes Good Sense.

Loans. Loan An amount of money borrowed and repaid with interest Interest – Money paid for the right to borrow money  Fixed rate – rate that stays the.

Apply Car Loans online. Logintoloans Apply online for best Car loans in India - Compare Car Loan interest rates from top banks and apply online for quick.

Apply Magma Car Loan online. About us Get Magma Car Loan with lowest interest rates and instant approval from Logintoloans.com. Fill the form online and.

Debt As of April 2013 Average Credit Card Debt: $15,000+

Take Charge of Credit Cards

Apply for HDFC Personal Loan. Apply online for best personal loan, Compare Personal Loan interest rates from top banks and apply online for quick approval.

Apply for HDFC Car Loan. About Us Apply online for best Car loans in India - Compare Car Loan interest rates from top banks and apply online for quick.

Car Buying Tips and Terms

Apply For Capital First Car Loans. About Us Apply online for Capital First Car loans in India - Compare Car Loan interest rates from top banks and apply.

Chapter 13 Managing Money.

Presentation transcript:

Presented by: Amir Maalik Abdul Khaliq Hamid Mehmood Waqar Younas UBL Drive. Presented by: Amir Maalik Abdul Khaliq Hamid Mehmood Waqar Younas

New Car Financing. UBL Drive allows you to drive away in your own car by making a down payment of just 20% and to top that with low monthly installments.

Used Car Financing. With UBL Drive you can buy your favorite used car (up to 5 years old) at the most affordable rates.

Cash your Car. UBL Drive is not just a car loan; it’s a financing facility that gives you Cash on your car, you can get up to 75% of your car value. Drive in with your car and drive out with cash.

No Down Payment Before Approval. UBL Drive is the quick and hassle free route to the car of your choice. Offering you for the first time in Pakistan, No Down

No Documents Required. UBL Drive offers you the option of auto financing without requiring any income documents/proof at 5% additional equity.

No Pre-Payment Penalty. For the first time in Pakistan, UBL Drive offers you the option to pay-off your loan amount anytime after the first year of financing without incurring any extra charge (different financing rates will apply for this option).

Free Car Tracking Device. Enjoy security and complete peace-of-mind as UBL Drive becomes the only auto finance product which offers you a free Tracker device installed in your car!

Insurance Options. UBL Drive offers you the following insurance options: Comprehensive insurance Insurance financing for the first year Deductible insurance (risk beyond a certain amount covered at discounted insurance rates) Discounted rates with Trakker car security device installed at customers' cost

Price plan : New Car Financing : UBL Drive allows you to drive away in your own car by making a down payment of minimum 20% and to top that with low monthly installments. Pricing Plan (Fixed Rate) Tenure 1 to 2 years 3 to 4 years 5 years Rate 19% - 20% 19.5% - 20.50% 20% - 21% Pricing Plan (Floating Rate) 1 year Kibor + 4.5% to 5.5% * Floating rate is revised annually.

Used Car Financing With UBL Drive you can buy your favorite used car (up to 5 years old) at the most affordable rates. Pricing Plan (Fixed Rate) Tenure 1 to 2 years 3 to 4 years 5 years Rate 20% - 21% 20.5% - 21.50% 21% - 22% Pricing Plan (Floating Rate) 1 year Kibor + 5.5% to 6.5% * Floating rate is revised annually.

Thank you.