Misión “Nuestra misión es crear un modelo de empresa que satisfaga las necesidades de las familias y las empresas. Creemos fielmente en promover servicios de orientación y capacitación profesional”

Small Business Loans & Merchant Cash Advance

Small Business Loans Merchant Cash Advance Ideal for businesses with sufficient bank balances Automated fixed repayments from bank account Minimum $1,500 average daily bank balance Minimum 9 months in business Perfect for businesses that accept debit or credit cards and prefer flexible repayments Automated repayment via a small, fixed percentage of daily card sales No need to switch merchants’ payment card processor Minimum $4,000 per month in debit/credit card sales Minimum 9 months in business

Businesses Processed Liquor Stores Lodging Medical Practices Automotive Repair Bakeries Barber Shops Bar/Nightclubs Beauty Salon Book Stores Car Washes Clothing Stores Coffee Shops Day Spas Dental Practices Entertainment Establishments Trucking Must gross >500K yearly Revenue Construction >500K yearly Revenue Liquor Stores Lodging Medical Practices Manufacturers Nail Salons Pet Stores Restaurants Sporting Goods Transportation Veterinary Practices Jewelry Stores Bridal Shops Florists Party Rental

RESTRICTED INDUSTRIES TRUCKING Must be owner operated Minimum 3 trucks owned or leased Maximum term of 12 months Minimum insurance of $750,000 Maximum funding of $100,000 Minimum 3 years TIB   Construction & Contractors Maximum tax liens of $3,000 Maximum term of 9 months Loans < $50,000: Min. 2 years TIB Loans > $50,000: Min. 5 years TIB + 12-months bank statements + Financials

Restricted Industries AVAILABLE on 10/01/2018

Businesses NOT Processed Adult Entertainment Cannabis Growers & Sellers Class 3 Weapons Dealer Entertainment & Event Ticket Sales Financial Product Companies Land Brokers Bail Bonds Collections Mortgage Pawn Shops Payday Loans Stock Titles Land Subdivision Mail Box Stores (Pack & Ship) Mining Multi-Level Marketing Non-Profit Oil (Drilling/Fracking, Heating) Publicly Traded Companies Roofing Site Preparation Used Car Dealerships

Program Features Fast Funding within 14 to 21 days Easy payback process – fixed percentage of sales or fixed amount options No financials required under $100,000 No application fees Approvals in as little as 36 to 48 hours Factoring fees are tax deductible No collateral required Builds business credit Offers available in 36 to 48 hours

Specific Qualifications In business, under the same owner, for at least 9 months At least 1 year remaining on business lease, or owns the location Acceptable personal FICO score of 620 or greater for business loan No large tax liens, open judgments or business bankruptcies Minimum $1,500 average daily bank balance

Merchant Cash Advance REQUIREMENTS for Approval   Advantage Preferred Premier Minimum Funding Amount $4,000 Maximum Funding Amount $150,000 1Million Maximum Term 7 Months 12 Months 18 Months % of Ownership 50% Time in Business 9 Months 1 Year 2 Year Fico Score 600 640 Average Daily Balance - $1,500 Negative Days 12 6 3 Chargeback Ratio 1% Average Credit Card Volume $4,000 per Month Holdback Up to 35% Minimum # of Batches 10 per Month Minimum Transactions per Month 25($500-Average) or 50 any size

Small Business Loan REQUIREMENTS for Approval   Advantage Preferred Premier Minimum Funding Amount $10,000 Maximum Funding Amount $150,000 1Million Maximum Term 7 Months 12 Months 18 Months % of Ownership 50% Time in Business 9 Months 1 Year 2 Years Fico Score 600 640 Bank Statements 3 Months Average Daily Balance $1,500 Negative Days 3 Chargeback Ratio 1%

Submission Package General Authorization Form Completed and signed by all owners making up a minimum ownership of 50 % , 51% for some states* Must provide Employer Identification Number (EIN) Merchant/Processing Statement (must include summary section as well as the breakdown of all daily deposits) Loan (if merchant accepts debit/credit cards): Most recent month Advance: Most recent 4 month, or 12 months for approvals over $100k or payback longer than 10 months Bank Statements (complete) Loan: Most recent 6 months < $250k if business fluctuates (including Seasonal/MOTO/conditional/Internet): Most recent 6 months plus one from each quarter for the last year > $250k: Most recent 6 months plus one from each quarter for the last year Advance: Most recent month > $100k or payback longer than 10 months, most recent 12 months Driver’s License: For all owners and signers on the bank account totaling minimum ownership 50% , 51% for some states* Voided Business Check: Name on the check must match legal business name or dba (Sole Prop.) Proof of Ownership Percentages of All Applicants Showing Minimum Ownership Percentage i.e. Operating Agreement (LLC), Schedule K (C Corp) or Business License (Sole Prop.) listing applicant Proof of Tax Payments > $100k: Must be current with both payroll taxes, sales taxes, and occupancy taxes (if applicable) Financial Statements > $100k: Last year of corporate financials (or tax return) as well as interim financials (balance sheet, profit & loss statement, income statement) for current calendar year to present

Business to Consumer Business to Business Food Services Retail Personal Services Hospitality Healthcare Automotive Manufacturing Forestry Construction Transportation Distribution