15.2 billion images annually Avg # of Images Rec / Day 60.33 million Images/Day = 15.2 billion images annually 60.33/ day # Items in Millions Images Only Jun-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

# of Image-Available R/Ts # of Receiving R/Ts 24,720 Image-Available R/Ts # of Image-Available R/Ts Image-Available R/Ts Jun-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

Transaction $ Amounts $ in Billions June ’13 Annualized = $20.9 trillion 20 days in June totaling $1,663 $ in Billions Jun-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

Substitute Check volume has decreased to the volume prior to # of Image Based Trans. Substitute Check volume has decreased to the volume prior to Jan 2005 # Items in Millions Images 20 days in June totaling 1,206 Substitute Checks Jun-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

Average # of Returns / Day 235,000 /Day Annualized = 59 million # Returns in Thousands Jun-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

$ Amount of Returns $ Amount in Thousands June ’13 Annualized = $73 billion 20 days in June totaling $5,871 $ Amount in Thousands Jun-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

# of R/Ts Available for Image Returns 13,833 R/Ts Available to Receive Returns (Data sources were modified for August 2010 forward) # of R/Ts Available to Receive Images Jun-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges