Percent of adults ages 19–64 Total <200% FPL 200% FPL or more

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Exhibit 1. Low-Income Adults Have Higher Rates of Being Uninsured for Long Periods of Time * Combines Insured now, time uninsured in past year and Uninsured.

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Chart 1 Cost Shifts to Workers: Increased Premiums and Cost-Sharing * Premiums increased more than a little. Increased cost-sharing includes cuts in benefits.

Exhibit 1. Nearly Two of Five Young Adults Spent Some Time Uninsured in the Past Year Notes: FPL refers to federal poverty level. Numbers may not sum to.

31 million adults ages 19–64 years who had a coverage gap

Insured Women Are More Likely to Receive Cancer Screenings Than Uninsured Women, 2016 Percent of women Notes: “Continuously insured” refers to adults.

Insured Women Are More Likely to Have a Regular Source of Care and Receive Preventive Services Percent of women ages 19–64 Notes: “Continuously insured”

Adults Insured All Year with Medicaid or Private Coverage Reported Getting Cancer Screening Tests at Significantly Higher Rates Than Adults Uninsured During.

Adults Insured All Year with Medicaid Coverage Reported Lower Rates of Cost-Related Access Problems Than Adults with Private Coverage and Those Uninsured.

Adults with Medical Bill Problems Had Lingering Financial Problems

More Than One-Quarter of Insured Adults Were Underinsured in 2016

Subsidized private insurance

More Than One-Quarter of Insured Adults Were Underinsured in 2016

Adults Insured All Year with Medicaid Coverage Reported Lower Rates of Medical Bill Problems Than Adults with Private Coverage and Those Uninsured During.

Cost-related delay in care Skipped medication because of cost

THE COMMONWEALTH FUND Help on the Horizon:

Uninsured Adults and Those with Coverage Gaps Reported Medical Bill Problems at Higher Rates Than Did Those Continuously Insured, 2016 Percent of adults.

Has a regular source of care

Uninsured Adults and Those with Coverage Gaps Reported Cost-Related Access Problems at Higher Rates Than Did Those Continuously Insured Percent of adults.

Fair/poor health status or any chronic condition**

Percent of uninsured adults ages 19–64 Income level Race Age Firm size

Adults ages 19– Uninsured now 15%

Overall, how satisfied are you with your health insurance?

State Uninsured Rates by Poverty and Firm Size

Across Income Groups, Increasing Numbers of U. S

Percent adults ages 19–64 insured all year who were underinsured*

High Deductibles Relative to Income by Coverage Source

Percent adults ages 19–64 who pay all or some of premium

Uninsured Adults Are Less Likely to Receive Cancer Screenings, 2016

Four of Five Adults with New Coverage Said They Were Very or Somewhat Optimistic That Their New Coverage Would Improve Their Ability to Get the Care.

Percent of adults ages 19–64

Two of Five Adults Ages 50–64 Who Have or Tried to Buy Individual Insurance Were Turned Down, Charged a Higher Price, or Excluded Because of a Preexisting.

Adults with marketplace plans or Medicaid express the least confidence in being able to keep their coverage in the future. You said you currently have.

Percent of adults ages 19– In the past 12 months:

Deductibles Have Become a Growing Factor in Underinsurance Rates

Percent of women ages 19–64 Total <133% FPL 133%–249% FPL

Underinsured Rates Among Adults Who Were Insured All Year by Source of Coverage at the Time of the Survey Percent adults insured all year ages 19–64 who.

Inadequate Coverage Is Associated with More Problems Paying Medical Bills Percent of adults ages 19–64 who had medical bill or debt problems in past year*

Two of Five Insured Adults with Incomes Below the Federal Poverty Level Spent 5 Percent or More of Their Income on Medical Out-of-Pocket Costs Percent.

Percent of adults ages 19–64

Percent of adults ages 19–64* Total <133% FPL 133%–249% FPL

Percent of adults ages 19–

16 Million Adults Under Age 65 Were Underinsured in 2005

Adequately insured 48% Uninsured anytime 15% Uninsured anytime 36%

About Three of Five Privately Insured Adults with Low Incomes Reported That It Was Difficult or Impossible to Afford Their Deductible How easy or difficult.

Inadequate Coverage Is Associated with More Cost-Related Problems Getting Needed Care Percent of adults ages 19–64 who had any of four access problems.

25 Million Adults Underinsured in 2007, Up from 16 Million in 2003

Seven of 10 Adults with Marketplace Plans Rate Their Coverage as Excellent, Very Good, or Good Now thinking about (your current health insurance coverage/

Subsidized private insurance

Medicaid <133% FPL 26 million

How easy or difficult was it to find…?

Uninsured Adults with Low and Moderate Incomes Are Less Likely to Be Up to Date with Recommended Preventive Tests Percent of adults ages 19–64, income.

Adults ages 19–64 with individual coverage

Two of Five Adults Uninsured or Underinsured 25 Million Underinsured 60 Percent Increase in Underinsured from 2003 to 2007 Percent of adults (ages 19–64)

The Number of Underinsured Adults Under Age 65 Rose to 25 Million in 2007, Up from 16 Million in 2003 Percent of adults ages 19– Total.

Uninsured young adults = 13.2 million

Larger Shares of Adults with Marketplace Coverage Have Plans with High Deductibles Compared to Those with Employer Plans No deductible Less than $1,000.

Reasons for Not Enrolling in October Included Uncertainty over Affordability, Still Deciding Among Plans, and Website Technical Difficulties Can you tell.

The Share of Women Spending 10 Percent or More of Their Income on Health Care Climbed over the Past Decade, Especially for Women with Low Incomes Percent.

Adults ages 19–64 who are uninsured or have individual coverage

Percent of adults ages 19–64

Percent of adults ages 19–64

When Low-Income Adults Have a Medical Home and Insurance, Their Rates of Having Cost-Related Access Problems Decline Percent of adults ages 19–64 with.

Under the Affordable Care Act, Young Adults Will Benefit from Newly Subsidized Sources of Health Insurance Percent of young adults ages 19–29 Total

Percent adults insured all year ages 19–64 who were underinsured*

Percent of adults ages 19–64 insured all year who were underinsured

Reasons for Loss of Employer-Sponsored Insurance and Medicaid

High Deductibles Relative to Income by Coverage Source at the Time of the Survey Percent with deductibles that are 5% or more of income, adults ages 19–64.

Half of Young Adults Who Lost a Job with Health Benefits from November 2009 to November 2011 Became Uninsured Became uninsured 52% Adults ages 19–29 who.

The Number of Adults Reporting Not Getting Needed Care Because of Cost Declined in 2014 for the First Time Since 2003 Percent of adults ages 19–

Uninsured young adults ages 19–29 Federal Poverty Level Percent

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Nearly Three of Five Adults Who Lost a Job with Health Benefits in Past Two Years Became Uninsured Percent of adults ages 19–64 Total <200% FPL 200% FPL or more Adults in families with a job loss in past 2 years* 24% 43 million^ 34% 24 million 16% 15 million Among adults in families with a job loss** Respondent or spouse had insurance through their job that was lost 47% 35% 65% Respondent or spouse did not have insurance through their job that was lost 53% Among respondents with insurance through their job that was lost*** Became uninsured 57% 9 million^ 70% 5 million 42% 3 million Went on spouse’s insurance or found insurance through other source 25% 22% 29% Continued job-based coverage through COBRA 14% 8% 21% Note: FPL refers to Federal Poverty Level. *Respondent, their spouse/partner, or both lost their jobs in the past 2 years. **Base: Respondent, their spouse/partner, or both lost jobs in past 2 years. ***Base: Respondents who lost their job and had health insurance through that job. ^ Includes respondents who did not state their income level. Source: The Commonwealth Fund Biennial Health Insurance Survey (2010). 1